The historical rank and industry rank for Commonwealth Bank of Australia's ROE % or its related term are showing as below:
CMWAY'
s ROE % Range Over the Past 10 Years
Min: 12.51 Med: 13.7 Max: 16.4
Current: 13.42
During the past 13 years, Commonwealth Bank of Australia's highest ROE % was 16.40%. The lowest was 12.51%. And the median was 13.70%.
CMWAY's ROE % is ranked better than 72.09% of 1523
companies
in the Banks industry
Industry Median: 10.22
vs CMWAY: 13.42
Commonwealth Bank of Australia (OTCPK:CMWAY) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Commonwealth Bank of Australia ROE % Related Terms
Commonwealth Bank of Australia ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Commonwealth Bank of Australia's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commonwealth Bank of Australia ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Commonwealth Bank of Australia's ROE % distribution charts can be found below:
* The bar in red indicates where Commonwealth Bank of Australia's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Commonwealth Bank of Australia (CMWAY) has a ROE % of 13.90% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Commonwealth Bank of Australia and its competitors. This is near median its historical median of 13.70. Over the past decade, Commonwealth Bank of Australia's ROE % has ranged from 12.51 to 16.40. According to the industry distribution chart, Commonwealth Bank of Australia ranks #425 out of 1523 companies in the Banks industry, placing it in the top 27.9%.
Is Commonwealth Bank of Australia's ROE % too high?
Commonwealth Bank of Australia's current ROE % of 13.90% is near median its 10-year median of 13.70. Over the past 10 years, this metric has ranged from a low of 12.51 to a high of 16.40. The Banks industry median ROE % is 10.22. Commonwealth Bank of Australia's value of 13.90% is 36% above this industry median. Based on the distribution chart, Commonwealth Bank of Australia ranks #425 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Commonwealth Bank of Australia has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commonwealth Bank of Australia's ROE % compare to JPM and BAC?
According to the Banks industry distribution chart, Commonwealth Bank of Australia ranks #425 out of 1523 companies for ROE %. This puts Commonwealth Bank of Australia in the upper half of its industry. The industry median ROE % is 10.22. Commonwealth Bank of Australia's value of 13.90% is 36% above this benchmark. Historically, Commonwealth Bank of Australia's own ROE % has ranged from 12.51 to 16.40 over the past decade. While the company's 10-year median is 13.70 vs. the industry median of 10.22, Commonwealth Bank of Australia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commonwealth Bank of Australia's current ROE % of 13.90% is 36% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Commonwealth Bank of Australia and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commonwealth Bank of Australia's current ROE % is 13.90%, which is near median its own 10-year median of 13.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commonwealth Bank of Australia stock overvalued right now?
Based on GuruFocus' analysis, Commonwealth Bank of Australia (CMWAY) is currently considered Fairly Valued. The stock's GF Value™ is $106.39, compared to a current price of $112.86 — trading 6.1% above its estimated fair value. The current ROE % is 13.90%, which is near median its 10-year median of 13.70 and 36% above the Banks industry median of 10.22. Commonwealth Bank of Australia's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Commonwealth Bank of Australia (CMWAY), the current ROE % is 13.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commonwealth Bank of Australia (CMWAY) Overvalued in 2026?
Based on GuruFocus' analysis, Commonwealth Bank of Australia stock appears to be overvalued.
The current stock price of $112.86 is trading 6.1% above its estimated GF Value™ of $106.39.
GuruFocus considers Commonwealth Bank of Australia to be Fairly Valued.
Key valuation signals for CMWAY:
ROE %: 13.90% (near median its 10-year median of 13.70)
GF Value™: $106.39 vs. price of $112.86 (6.1% above fair value)
Industry Position: 36% above the Banks median (#425 of 1523)
No single metric tells the full story. See the CMWAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commonwealth Bank of Australia Business Description
Commonwealth Bank is Australia's largest bank with operations spanning Australia, New Zealand, and Asia. Its core business is the provision of retail, business, and institutional banking services. The bank has emphasized its focus on banking in recent years with a numbers of asset divestments in wealth management and insurance.
69GF Score
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