Social Islami Bank (DHA:SIBL) ROE %: 0.00% (As of . 20)


DHA:SIBL Social Islami Bank PLC DHA:SIBL
17 GF Score
Price BDT11.80
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What is Social Islami Bank ROE %?

Social Islami Bank DHA:SIBL 17 ROE % is 0.00% as of . 20. GuruFocus rates DHA:SIBL with a GF Score™ of 17/100.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Social Islami Bank's annualized net income for the quarter that ended in . 20 was BDT Mil. Social Islami Bank's average Total Stockholders Equity over the quarter that ended in . 20 was BDT Mil. Therefore, Social Islami Bank's annualized ROE % for the quarter that ended in . 20 was %.

The historical rank and industry rank for Social Islami Bank's ROE % or its related term are showing as below:

DHA:SIBL's ROE % is not ranked *
in the Banks industry.
Industry Median: 10.23
* Ranked among companies with meaningful ROE % only.

Social Islami Bank  (DHA:SIBL) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: . 20 )
=Net Income/Total Stockholders Equity
=/
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=( / )*( / )*( / )
=Net Margin %*Asset Turnover*Equity Multiplier
= %**
=ROA %*Equity Multiplier
= %*
= %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: . 20 )
=Net Income/Total Stockholders Equity
=/
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= ( / ) * ( / ) * ( / ) * ( / )
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= * % * *
= %

Note: The net income data used here is one times the annual (. 20) net income data. The Revenue data used here is one times the annual (. 20) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.

Social Islami Bank ROE % Related Terms

Social Islami Bank ROE % Historical Data

* Premium members only.

The historical data trend for Social Islami Bank's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Social Islami Bank ROE % Chart

Social Islami Bank Annual Data
Trend
ROE %

Social Islami Bank Semi-Annual Data
ROE %

Social Islami Bank ROE % Competitor Comparison

For the Banks - Regional subindustry, Social Islami Bank's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Social Islami Bank ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Social Islami Bank's ROE % distribution charts can be found below:

* The bar in red indicates where Social Islami Bank's ROE % falls into.


DHA:SIBL
17GF Score
Social Islami Bank PLC DHA:SIBL
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Social Islami Bank ROE % Calculation

Social Islami Bank's annualized ROE % for the fiscal year that ended in . 20 is calculated as

ROE %=Net Income (A: . 20 )/( (Total Stockholders Equity (A: . 20 )+Total Stockholders Equity (A: . 20 ))/ count )
=/( (+)/ )
=/
= %

Social Islami Bank's annualized ROE % for the quarter that ended in . 20 is calculated as

ROE %=Net Income (Q: . 20 )/( (Total Stockholders Equity (Q: . 20 )+Total Stockholders Equity (Q: . 20 ))/ count )
=/( (+)/ )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (. 20) net income data. ROE % is displayed in the 30-year financial page.

* Note that if the average Total Stockholders Equity is zero or negative, then ROE % would be considered meaningless and hence not be calculated.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 0.00% mean?
Social Islami Bank (DHA:SIBL) has a ROE % of 0.00% as of . 20. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Social Islami Bank and its competitors.
Is Social Islami Bank's ROE % too high?
Social Islami Bank's current ROE % is 0.00%. Overall, Social Islami Bank has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Social Islami Bank's ROE % compare to competitors?
Social Islami Bank's ROE % of 0.00% can be compared against companies in the Banks industry. The industry median ROE % is 10.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Social Islami Bank and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Social Islami Bank's current ROE % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Social Islami Bank stock overvalued right now?
Social Islami Bank (DHA:SIBL) has a current ROE % of 0.00%. The current ROE % is 0.00%. Social Islami Bank's overall GF Score™ is 17/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Social Islami Bank (DHA:SIBL), the current ROE % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Social Islami Bank Business Description

Address City Center, Level 19, 20, 21, 22, 23, 28 and 29, 90/1, Motijheel Commercial Area, Dhaka, BGD, 1000
Social Islami Bank PLC is engaged in Shariah based commercial banking in Bangladesh. The company offers various types of products & services such as Current Deposit, Savings Deposit, Super Savings, Notice Deposit Accounts, and Other Schemes. Its business segment comprises SME, Retail, Corporate and Treasury under Islamic Banking.
17GF Score

Get the complete analysis for DHA:SIBL

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT11.80
Price