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Eagle Financial Bancorp (Eagle Financial Bancorp) ROE % : 0.66% (As of Mar. 2022)


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What is Eagle Financial Bancorp ROE %?

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Eagle Financial Bancorp's annualized net income for the quarter that ended in Mar. 2022 was $0.19 Mil. Eagle Financial Bancorp's average Total Stockholders Equity over the quarter that ended in Mar. 2022 was $28.33 Mil. Therefore, Eagle Financial Bancorp's annualized ROE % for the quarter that ended in Mar. 2022 was 0.66%.

The historical rank and industry rank for Eagle Financial Bancorp's ROE % or its related term are showing as below:

EFBI's ROE % is not ranked *
in the Banks industry.
Industry Median: 9.64
* Ranked among companies with meaningful ROE % only.

Eagle Financial Bancorp ROE % Historical Data

The historical data trend for Eagle Financial Bancorp's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Eagle Financial Bancorp ROE % Chart

Eagle Financial Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
ROE %
Get a 7-Day Free Trial 1.25 2.36 7.32 3.65 1.59

Eagle Financial Bancorp Quarterly Data
Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Dec22
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.68 5.68 1.26 0.66 -

Competitive Comparison of Eagle Financial Bancorp's ROE %

For the Banks - Regional subindustry, Eagle Financial Bancorp's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Financial Bancorp's ROE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Eagle Financial Bancorp's ROE % distribution charts can be found below:

* The bar in red indicates where Eagle Financial Bancorp's ROE % falls into.



Eagle Financial Bancorp ROE % Calculation

Eagle Financial Bancorp's annualized ROE % for the fiscal year that ended in Dec. 2022 is calculated as

ROE %=Net Income (A: Dec. 2022 )/( (Total Stockholders Equity (A: Dec. 2021 )+Total Stockholders Equity (A: Dec. 2022 ))/ count )
=0.452/( (30.113+26.629)/ 2 )
=0.452/28.371
=1.59 %

Eagle Financial Bancorp's annualized ROE % for the quarter that ended in Mar. 2022 is calculated as

ROE %=Net Income (Q: Mar. 2022 )/( (Total Stockholders Equity (Q: Dec. 2021 )+Total Stockholders Equity (Q: Mar. 2022 ))/ count )
=0.188/( (30.113+26.549)/ 2 )
=0.188/28.331
=0.66 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2022) net income data. ROE % is displayed in the 30-year financial page.


Eagle Financial Bancorp  (OTCPK:EFBI) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2022 )
=Net Income/Total Stockholders Equity
=0.188/28.331
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(0.188 / 6.66)*(6.66 / 172.597)*(172.597 / 28.331)
=Net Margin %*Asset Turnover*Equity Multiplier
=2.82 %*0.0386*6.0922
=ROA %*Equity Multiplier
=0.11 %*6.0922
=0.66 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2022 )
=Net Income/Total Stockholders Equity
=0.188/28.331
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (0.188 / 0.22) * (0.22 / 6.66) * (6.66 / 172.597) * (172.597 / 28.331)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.8545 * 3.3 % * 0.0386 * 6.0922
=0.66 %

Note: The net income data used here is four times the quarterly (Mar. 2022) net income data. The Revenue data used here is four times the quarterly (Mar. 2022) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Eagle Financial Bancorp ROE % Related Terms

Thank you for viewing the detailed overview of Eagle Financial Bancorp's ROE % provided by GuruFocus.com. Please click on the following links to see related term pages.


Eagle Financial Bancorp (Eagle Financial Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
6415 Bridgetown Road, Cincinnati, OH, USA, 45248
Eagle Financial Bancorp Inc takes deposits from the general public and invests those deposits in one-to-four-family residential real estate loans, commercial real estate and land loans, construction loans and home equity loans, and lines of credit. The company offers a variety of deposit accounts, including checking accounts, savings accounts, money market demand accounts, and certificates of deposit accounts. It generates the majority of its revenue from financial instruments like loans, and mortgage activities.
Executives
Joseph A. Ventre officer: VP Residential Lending 6581 HARRISON AVENUE, CINCINNATI OH 45247
Wilford R Mccleese officer: Vice President 6415 BRIDGETOWN ROAD, CINCINNATI OH 45248
Patricia L. Walter officer: EVP 6415 BRIDGETOWN ROAD, CHEVIOT OH 45248
Gary J Koester director, officer: President and CEO 6415 BRIDGETOWN ROAD, CINCINNATI OH 45248
Kevin R Schramm officer: VP and CFO 6415 BRIDGETOWN ROAD, CINCINNATI OH 45248
Adam B Goetzman director 6415 BRIDGETOWN ROAD, CINCINNATI OH 45248
Steven C Kehoe director 6415 BRIDGETOWN ROAD, CINCINNATI OH 45248
James W Braun director 6415 BRIDGETOWN ROAD, CINCINNATI OH 45248
Steven J Dulle director 6415 BRIDGETOWN ROAD, CINCINNATI OH 45248
Guy W Cagney director 6415 BRIDGETOWN ROAD, CINCINNATI OH 45248

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