The historical rank and industry rank for Deutsche Pfandbriefbank AG's ROE % or its related term are showing as below:
FRA:PBB'
s ROE % Range Over the Past 10 Years
Min: -9.5 Med: 5.5 Max: 7.09
Current: -9.5
During the past 13 years, Deutsche Pfandbriefbank AG's highest ROE % was 7.09%. The lowest was -9.50%. And the median was 5.50%.
FRA:PBB's ROE % is ranked worse than 97.9% of 1524
companies
in the Banks industry
Industry Median: 10.22
vs FRA:PBB: -9.50
Deutsche Pfandbriefbank AG (FRA:PBB) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Deutsche Pfandbriefbank AG's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Deutsche Pfandbriefbank AG ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Deutsche Pfandbriefbank AG's ROE % distribution charts can be found below:
* The bar in red indicates where Deutsche Pfandbriefbank AG's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Deutsche Pfandbriefbank AG (FRA:PBB) has a ROE % of 0.64% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Deutsche Pfandbriefbank AG and its competitors. This is 88% below median its historical median of 5.50. According to the industry distribution chart, Deutsche Pfandbriefbank AG ranks #1492 out of 1524 companies in the Banks industry, placing it in the top 97.9%.
Is Deutsche Pfandbriefbank AG's ROE % too high?
Deutsche Pfandbriefbank AG's current ROE % of 0.64% is 88% below median its 10-year median of 5.50. The Banks industry median ROE % is 10.22. Deutsche Pfandbriefbank AG's value of 0.64% is 93.7% below this industry median. Based on the distribution chart, Deutsche Pfandbriefbank AG ranks #1492 out of 1524 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Deutsche Pfandbriefbank AG has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Deutsche Pfandbriefbank AG's ROE % compare to RKT and FNMA?
According to the Banks industry distribution chart, Deutsche Pfandbriefbank AG ranks #1492 out of 1524 companies for ROE %. This places Deutsche Pfandbriefbank AG in the lower half of its industry. The industry median ROE % is 10.22. Deutsche Pfandbriefbank AG's value of 0.64% is 93.7% below this benchmark. While the company's 10-year median is 5.50 vs. the industry median of 10.22, Deutsche Pfandbriefbank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Deutsche Pfandbriefbank AG's current ROE % of 0.64% is 93.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Deutsche Pfandbriefbank AG and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Deutsche Pfandbriefbank AG's current ROE % is 0.64%, which is 88% below median its own 10-year median of 5.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Deutsche Pfandbriefbank AG stock overvalued right now?
Based on GuruFocus' analysis, Deutsche Pfandbriefbank AG (FRA:PBB) is currently considered Modestly Undervalued. The stock's GF Value™ is €4.48, compared to a current price of €3.23 — trading 28% below its estimated fair value. The current ROE % is 0.64%, which is 88% below median its 10-year median of 5.50 and 93.7% below the Banks industry median of 10.22. Deutsche Pfandbriefbank AG's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Deutsche Pfandbriefbank AG (FRA:PBB), the current ROE % is 0.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Deutsche Pfandbriefbank AG (FRA:PBB) Overvalued in 2026?
Based on GuruFocus' analysis, Deutsche Pfandbriefbank AG stock appears to be undervalued.
The current stock price of €3.23 is trading 28% below its estimated GF Value™ of €4.48.
GuruFocus considers Deutsche Pfandbriefbank AG to be Modestly Undervalued.
Key valuation signals for FRA:PBB:
ROE %: 0.64% (88% below median its 10-year median of 5.50)
GF Value™: €4.48 vs. price of €3.23 (28% below fair value)
Industry Position: 93.7% below the Banks median (#1492 of 1524)
No single metric tells the full story. See the FRA:PBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Deutsche Pfandbriefbank AG is a specialist bank focused on financing commercial real estate and public investments. It operates through the Real Estate Finance (REF) segment, which provides financing to professional real estate investors and developers, the Non-Core (NC) segment, which includes financing for public infrastructure and public sector lending, and the Consolidation & Adjustments (C&A) segment. In the REF segment, the bank mainly serves national and international real estate companies, institutional investors, real estate funds, and, particularly in Germany, medium-sized and regional clients, with borrowers typically structured as special purpose vehicles. The majority of the bank's revenue is derived from the Real Estate Finance segment.
52GF Score
Get the complete analysis for FRA:PBB
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:PBB has been successfully added to your 
