Malayan Banking BhdMLYBY -1.11%70 ROE % is 10.99% as of Mar. 2026, which is 6% above its 10-year median of 10.41. GuruFocus rates MLYBY with a GF Score™ of 70/100 and a GF Value™ of $6.08 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 1,523 Banks companies, Malayan Banking Bhd ranks better than 57.65% on this metric.
The historical rank and industry rank for Malayan Banking Bhd's ROE % or its related term are showing as below:
MLYBY'
s ROE % Range Over the Past 10 Years
Min: 7.81 Med: 10.41 Max: 11.24
Current: 11.24
During the past 13 years, Malayan Banking Bhd's highest ROE % was 11.24%. The lowest was 7.81%. And the median was 10.41%.
MLYBY's ROE % is ranked better than 57.65% of 1523
companies
in the Banks industry
Industry Median: 10.22
vs MLYBY: 11.24
Malayan Banking Bhd (OTCPK:MLYBY) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Malayan Banking Bhd ROE % Related Terms
Malayan Banking Bhd ROE % Historical Data
* Premium members only.
The historical data trend for Malayan Banking Bhd's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Malayan Banking Bhd's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Malayan Banking Bhd ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Malayan Banking Bhd's ROE % distribution charts can be found below:
* The bar in red indicates where Malayan Banking Bhd's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Malayan Banking Bhd (MLYBY) has a ROE % of 10.99% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Malayan Banking Bhd and its competitors. This is near median its historical median of 10.41. Over the past decade, Malayan Banking Bhd's ROE % has ranged from 7.81 to 11.24. According to the industry distribution chart, Malayan Banking Bhd ranks #645 out of 1523 companies in the Banks industry, placing it in the top 42.4%.
Is Malayan Banking Bhd's ROE % too high?
Malayan Banking Bhd's current ROE % of 10.99% is near median its 10-year median of 10.41. Over the past 10 years, this metric has ranged from a low of 7.81 to a high of 11.24. The Banks industry median ROE % is 10.22. Malayan Banking Bhd's value of 10.99% is 7.5% above this industry median. Based on the distribution chart, Malayan Banking Bhd ranks #645 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Malayan Banking Bhd has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Malayan Banking Bhd's ROE % compare to competitors?
According to the Banks industry distribution chart, Malayan Banking Bhd ranks #645 out of 1523 companies for ROE %. This puts Malayan Banking Bhd in the upper half of its industry. The industry median ROE % is 10.22. Malayan Banking Bhd's value of 10.99% is 7.5% above this benchmark. Historically, Malayan Banking Bhd's own ROE % has ranged from 7.81 to 11.24 over the past decade. While the company's 10-year median is 10.41 vs. the industry median of 10.22, Malayan Banking Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malayan Banking Bhd's current ROE % of 10.99% is 7.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Malayan Banking Bhd and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malayan Banking Bhd's current ROE % is 10.99%, which is near median its own 10-year median of 10.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malayan Banking Bhd stock overvalued right now?
Based on GuruFocus' analysis, Malayan Banking Bhd (MLYBY) is currently considered Modestly Undervalued. The stock's GF Value™ is $6.08, compared to a current price of $5.20 — trading 14.5% below its estimated fair value. The current ROE % is 10.99%, which is near median its 10-year median of 10.41 and 7.5% above the Banks industry median of 10.22. Malayan Banking Bhd's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Malayan Banking Bhd (MLYBY), the current ROE % is 10.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Malayan Banking Bhd (MLYBY) Overvalued in 2026?
Based on GuruFocus' analysis, Malayan Banking Bhd stock appears to be undervalued.
The current stock price of $5.20 is trading 14.5% below its estimated GF Value™ of $6.08.
GuruFocus considers Malayan Banking Bhd to be Modestly Undervalued.
Key valuation signals for MLYBY:
ROE %: 10.99% (near median its 10-year median of 10.41)
GF Value™: $6.08 vs. price of $5.20 (14.5% below fair value)
Industry Position: 7.5% above the Banks median (#645 of 1523)
No single metric tells the full story. See the MLYBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Malayan Banking Bhd is engaged in the businesses of banking and finance, Islamic banking, investment banking, including stockbroking, underwriting of general and life insurance, general and family takaful, trustee and nominee services, and asset management. The company's segment includes Group Community Financial Services, Group Corporate Banking and Global Markets; Group Investment Banking; Group Asset Management; Group Insurance and Takaful; Head Office and Others. It generates maximum revenue from the Group Community Financial Services segment. The Group has operations in Malaysia, Singapore, Indonesia, the Philippines, Brunei, People's Republic of China, Hong Kong SAR, Vietnam, the United Kingdom, the United States of America, Cambodia, Laos, Myanmar, and Thailand.
70GF Score
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