Consolidated Finvest & Holdings (NSE:CONSOFINVT) ROE %: 4.61% (As of Dec. 2025) — 17% Below Median


NSE:CONSOFINVT Consolidated Finvest & Holdings Ltd NSE:CONSOFINVT
65 GF Score
Price ₹223.22
GF Value ₹264.50
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Consolidated Finvest & Holdings ROE %?

Consolidated Finvest & Holdings NSE:CONSOFINVT -0.01% 65 ROE % is 4.61% as of Dec. 2025, which is 17% below its 10-year median of 5.53. GuruFocus rates NSE:CONSOFINVT with a GF Score™ of 65/100 and a GF Value™ of ₹264.50 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 791 Capital Markets companies, Consolidated Finvest & Holdings ranks better than 51.2% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Consolidated Finvest & Holdings's annualized net income for the quarter that ended in Dec. 2025 was ₹478.4 Mil. Consolidated Finvest & Holdings's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was ₹10,384.1 Mil. Therefore, Consolidated Finvest & Holdings's annualized ROE % for the quarter that ended in Dec. 2025 was 4.61%.

The historical rank and industry rank for Consolidated Finvest & Holdings's ROE % or its related term are showing as below:

NSE:CONSOFINVT' s ROE % Range Over the Past 10 Years
Min: -13.93   Med: 5.53   Max: 50.25
Current: 6.35

During the past 13 years, Consolidated Finvest & Holdings's highest ROE % was 50.25%. The lowest was -13.93%. And the median was 5.53%.

NSE:CONSOFINVT's ROE % is ranked better than
51.2% of 791 companies
in the Capital Markets industry
Industry Median: 6 vs NSE:CONSOFINVT: 6.35

Consolidated Finvest & Holdings  (NSE:CONSOFINVT) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=478.4/10384.1
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(478.4 / 12)*(12 / 11369.9)*(11369.9 / 10384.1)
=Net Margin %*Asset Turnover*Equity Multiplier
=3986.67 %*0.0011*1.0949
=ROA %*Equity Multiplier
=4.39 %*1.0949
=4.61 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=478.4/10384.1
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (478.4 / 538.4) * (538.4 / 524.8) * (524.8 / 12) * (12 / 11369.9) * (11369.9 / 10384.1)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.8886 * 1.0259 * 4373.33 % * 0.0011 * 1.0949
=4.61 %

Note: The net income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Consolidated Finvest & Holdings ROE % Related Terms


Consolidated Finvest & Holdings ROE % Historical Data

* Premium members only.

The historical data trend for Consolidated Finvest & Holdings's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consolidated Finvest & Holdings ROE % Chart

Consolidated Finvest & Holdings Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.18 0.14 50.25 5.99 11.80

Consolidated Finvest & Holdings Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.59 8.93 4.93 6.05 4.61

NSE:CONSOFINVT vs MS, GS, SCHW: ROE % Comparison

For the Capital Markets subindustry, Consolidated Finvest & Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consolidated Finvest & Holdings ROE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Consolidated Finvest & Holdings's ROE % distribution charts can be found below:

* The bar in red indicates where Consolidated Finvest & Holdings's ROE % falls into.


NSE:CONSOFINVT
65GF Score
Consolidated Finvest & Holdings Ltd NSE:CONSOFINVT
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Consolidated Finvest & Holdings ROE % Calculation

Consolidated Finvest & Holdings's annualized ROE % for the fiscal year that ended in Mar. 2025 is calculated as

ROE %=Net Income (A: Mar. 2025 )/( (Total Stockholders Equity (A: Mar. 2024 )+Total Stockholders Equity (A: Mar. 2025 ))/ count )
=1082.732/( (8081.523+10274.338)/ 2 )
=1082.732/9177.9305
=11.80 %

Consolidated Finvest & Holdings's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Sep. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=478.4/( (10384.1+0)/ 1 )
=478.4/10384.1
=4.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 4.61% mean?
Consolidated Finvest & Holdings (NSE:CONSOFINVT) has a ROE % of 4.61% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Consolidated Finvest & Holdings and its competitors. This is 17% below median its historical median of 5.53. According to the industry distribution chart, Consolidated Finvest & Holdings ranks #386 out of 791 companies in the Capital Markets industry, placing it in the top 48.8%.
Is Consolidated Finvest & Holdings' ROE % too high?
Consolidated Finvest & Holdings' current ROE % of 4.61% is 17% below median its 10-year median of 5.53. The Capital Markets industry median ROE % is 6.00. Consolidated Finvest & Holdings' value of 4.61% is 23.2% below this industry median. Based on the distribution chart, Consolidated Finvest & Holdings ranks #386 out of 791 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Consolidated Finvest & Holdings has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Consolidated Finvest & Holdings' ROE % compare to MS and GS?
According to the Capital Markets industry distribution chart, Consolidated Finvest & Holdings ranks #386 out of 791 companies for ROE %. This puts Consolidated Finvest & Holdings in the upper half of its industry. The industry median ROE % is 6.00. Consolidated Finvest & Holdings' value of 4.61% is 23.2% below this benchmark. While the company's 10-year median is 5.53 vs. the industry median of 6.00, Consolidated Finvest & Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Capital Markets company?
The median ROE % among Capital Markets companies is 6.00, based on 791 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Consolidated Finvest & Holdings's current ROE % of 4.61% is 23.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Consolidated Finvest & Holdings and its competitors. For the Capital Markets industry, the median ROE % is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Consolidated Finvest & Holdings's current ROE % is 4.61%, which is 17% below median its own 10-year median of 5.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consolidated Finvest & Holdings stock overvalued right now?
Based on GuruFocus' analysis, Consolidated Finvest & Holdings (NSE:CONSOFINVT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹264.50, compared to a current price of ₹223.22 — trading 15.6% below its estimated fair value. The current ROE % is 4.61%, which is 17% below median its 10-year median of 5.53 and 23.2% below the Capital Markets industry median of 6.00. Consolidated Finvest & Holdings' overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Consolidated Finvest & Holdings (NSE:CONSOFINVT), the current ROE % is 4.61% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consolidated Finvest & Holdings (NSE:CONSOFINVT) Overvalued in 2026?

Based on GuruFocus' analysis, Consolidated Finvest & Holdings stock appears to be undervalued. The current stock price of ₹223.22 is trading 15.6% below its estimated GF Value™ of ₹264.50. GuruFocus considers Consolidated Finvest & Holdings to be Modestly Undervalued.

Key valuation signals for NSE:CONSOFINVT:

  • ROE %: 4.61% (17% below median its 10-year median of 5.53)
  • GF Value™: ₹264.50 vs. price of ₹223.22 (15.6% below fair value)
  • GF Score™: 65/100 with 6 warning signs
  • Industry Position: 23.2% below the Capital Markets median (#386 of 791)

No single metric tells the full story. See the NSE:CONSOFINVT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Consolidated Finvest & Holdings Business Description

Address Plot No. 12, Sector B-1, Local Shopping Complex, Vasant Kunj, New Delhi, IND, 110070
Consolidated Finvest & Holdings Ltd is a non-banking financial institution company. It is involved in investments in shares, stocks, bonds, debentures, mutual funds, inter-corporate deposits, and loans. The business activity of the company is carried out under the segment of Investment Activities. The majority source of revenue for the company is income from the interest and dividends received, and the net gain of fair value changes. Geographically, the company caters its services to the Indian market only.
65GF Score

Get the complete analysis for NSE:CONSOFINVT

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹223.22
Price
₹264.50
GF Value