Riyal Investment And Development Co (SAU:9584) ROE %: 0.34% (As of Dec. 2025) — 97% Below Median

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SAU:9584 Riyal Investment And Development Co SAU:9584
16 GF Score
Price ﷼15.50
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What is Riyal Investment And Development Co ROE %?

Riyal Investment And Development Co SAU:9584 16 ROE % is 0.34% as of Dec. 2025, which is 97% below its 10-year median of 11.55. GuruFocus rates SAU:9584 with a GF Score™ of 16/100. The stock has 5 warning signs investors should review. Among 1,056 Business Services companies, Riyal Investment And Development Co ranks worse than 66.38% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Riyal Investment And Development Co's annualized net income for the quarter that ended in Dec. 2025 was ﷼0.6 Mil. Riyal Investment And Development Co's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was ﷼169.0 Mil. Therefore, Riyal Investment And Development Co's annualized ROE % for the quarter that ended in Dec. 2025 was 0.34%.

The historical rank and industry rank for Riyal Investment And Development Co's ROE % or its related term are showing as below:

SAU:9584' s ROE % Range Over the Past 10 Years
Min: 3.42   Med: 11.55   Max: 14.33
Current: 3.42

During the past 4 years, Riyal Investment And Development Co's highest ROE % was 14.33%. The lowest was 3.42%. And the median was 11.55%.

SAU:9584's ROE % is ranked worse than
66.38% of 1056 companies
in the Business Services industry
Industry Median: 8.33 vs SAU:9584: 3.42

Riyal Investment And Development Co  (SAU:9584) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=0.574/169.0075
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(0.574 / 139.914)*(139.914 / 342.564)*(342.564 / 169.0075)
=Net Margin %*Asset Turnover*Equity Multiplier
=0.41 %*0.4084*2.0269
=ROA %*Equity Multiplier
=0.17 %*2.0269
=0.34 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=0.574/169.0075
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (0.574 / 0.588) * (0.588 / 13.982) * (13.982 / 139.914) * (139.914 / 342.564) * (342.564 / 169.0075)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.9762 * 0.0421 * 9.99 % * 0.4084 * 2.0269
=0.34 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Riyal Investment And Development Co ROE % Related Terms


Riyal Investment And Development Co ROE % Historical Data

* Premium members only.

The historical data trend for Riyal Investment And Development Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Riyal Investment And Development Co ROE % Chart

Riyal Investment And Development Co Annual Data
Trend Dec22 Dec23 Dec24 Dec25
ROE %
14.33 12.81 10.28 3.42

Riyal Investment And Development Co Semi-Annual Data
Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial 9.56 12.59 7.96 6.50 0.34

SAU:9584 vs URI, SUNB, AER: ROE % Comparison

For the Rental & Leasing Services subindustry, Riyal Investment And Development Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Riyal Investment And Development Co ROE % vs Business Services Industry

For the Business Services industry and Industrials sector, Riyal Investment And Development Co's ROE % distribution charts can be found below:

* The bar in red indicates where Riyal Investment And Development Co's ROE % falls into.


SAU:9584
16GF Score
Riyal Investment And Development Co SAU:9584
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Riyal Investment And Development Co ROE % Calculation

Riyal Investment And Development Co's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=5.757/( (167.627+168.918)/ 2 )
=5.757/168.2725
=3.42 %

Riyal Investment And Development Co's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=0.574/( (169.097+168.918)/ 2 )
=0.574/169.0075
=0.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 0.34% mean?
Riyal Investment And Development Co (SAU:9584) has a ROE % of 0.34% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Riyal Investment And Development Co and its competitors. This is 97% below median its historical median of 11.55. Over the past decade, Riyal Investment And Development Co's ROE % has ranged from 3.42 to 14.33. According to the industry distribution chart, Riyal Investment And Development Co ranks #701 out of 1056 companies in the Business Services industry, placing it in the top 66.4%.
Is Riyal Investment And Development Co's ROE % too high?
Riyal Investment And Development Co's current ROE % of 0.34% is 97% below median its 10-year median of 11.55. Over the past 10 years, this metric has ranged from a low of 3.42 to a high of 14.33. The Business Services industry median ROE % is 8.33. Riyal Investment And Development Co's value of 0.34% is 95.9% below this industry median. Based on the distribution chart, Riyal Investment And Development Co ranks #701 out of 1056 companies in the Business Services industry, which is below the industry midpoint. Overall, Riyal Investment And Development Co has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Riyal Investment And Development Co's ROE % compare to URI and SUNB?
According to the Business Services industry distribution chart, Riyal Investment And Development Co ranks #701 out of 1056 companies for ROE %. This places Riyal Investment And Development Co in the lower half of its industry. The industry median ROE % is 8.33. Riyal Investment And Development Co's value of 0.34% is 95.9% below this benchmark. Historically, Riyal Investment And Development Co's own ROE % has ranged from 3.42 to 14.33 over the past decade. While the company's 10-year median is 11.55 vs. the industry median of 8.33, Riyal Investment And Development Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.33, based on 1,056 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Riyal Investment And Development Co's current ROE % of 0.34% is 95.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Riyal Investment And Development Co and its competitors. For the Business Services industry, the median ROE % is 8.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Riyal Investment And Development Co's current ROE % is 0.34%, which is 97% below median its own 10-year median of 11.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riyal Investment And Development Co stock overvalued right now?
Riyal Investment And Development Co (SAU:9584) has a current ROE % of 0.34%. The current ROE % is 0.34%, which is 97% below median its 10-year median of 11.55 and 95.9% below the Business Services industry median of 8.33. Riyal Investment And Development Co's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Riyal Investment And Development Co (SAU:9584), the current ROE % is 0.34% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Riyal Investment And Development Co Business Description

Address Jubail Highway, P.O. Box 9494, Dammam, SAU, 31451
Riyal Investment And Development Co is engaged in leasing vehicles and buses, trading activities (export, import, brokerage, and marketing for others) in the non-money exchange business, establishing and operating workshops for vehicles, equipment, wholesale and retail sales and export and import in vehicles spare parts and wheels. It has two segments; Lease of Vehicles and Sale of Vehicles. The company derives maximum revenue from the lease of vehicles segment.
16GF Score

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