TIH (SGX:T55) ROE %: 17.00% (As of Dec. 2025) — 214% Above Median


SGX:T55 TIH Ltd SGX:T55
25 GF Score
Price S$0.21
GF Value S$0.41
Valuation Significantly Undervalued
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What is TIH ROE %?

TIH SGX:T55 -4.65% 25 ROE % is 17.00% as of Dec. 2025, which is 214% above its 10-year median of 5.41. GuruFocus rates SGX:T55 with a GF Score™ of 25/100 and a GF Value™ of S$0.41 (Significantly Undervalued). Among 1,611 Asset Management companies, TIH ranks better than 52.89% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. TIH's annualized net income for the quarter that ended in Dec. 2025 was S$23.48 Mil. TIH's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was S$138.15 Mil. Therefore, TIH's annualized ROE % for the quarter that ended in Dec. 2025 was 17.00%.

The historical rank and industry rank for TIH's ROE % or its related term are showing as below:

SGX:T55' s ROE % Range Over the Past 10 Years
Min: -9.91   Med: 5.41   Max: 13.75
Current: 7.22

During the past 13 years, TIH's highest ROE % was 13.75%. The lowest was -9.91%. And the median was 5.41%.

SGX:T55's ROE % is ranked better than
52.89% of 1611 companies
in the Asset Management industry
Industry Median: 6.62 vs SGX:T55: 7.22

TIH  (SGX:T55) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=23.482/138.1465
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(23.482 / 30.748)*(30.748 / 144.267)*(144.267 / 138.1465)
=Net Margin %*Asset Turnover*Equity Multiplier
=76.37 %*0.2131*1.0443
=ROA %*Equity Multiplier
=16.27 %*1.0443
=17.00 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=23.482/138.1465
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (23.482 / 23.4) * (23.4 / 30.748) * (30.748 / 144.267) * (144.267 / 138.1465)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 1.0035 * 76.1 % * 0.2131 * 1.0443
=17.00 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


TIH ROE % Related Terms


TIH ROE % Historical Data

* Premium members only.

The historical data trend for TIH's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TIH ROE % Chart

TIH Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.04 3.56 -3.53 13.75 7.09

TIH Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.67 9.44 18.26 -2.68 17.00

SGX:T55 vs BLK, BX, KKR: ROE % Comparison

For the Asset Management subindustry, TIH's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TIH ROE % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, TIH's ROE % distribution charts can be found below:

* The bar in red indicates where TIH's ROE % falls into.


SGX:T55
25GF Score
TIH Ltd SGX:T55
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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TIH ROE % Calculation

TIH's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=9.939/( (136.495+144.017)/ 2 )
=9.939/140.256
=7.09 %

TIH's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=23.482/( (132.276+144.017)/ 2 )
=23.482/138.1465
=17.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 17.00% mean?
TIH (SGX:T55) has a ROE % of 17.00% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on TIH and its competitors. This is 214% above median its historical median of 5.41. According to the industry distribution chart, TIH ranks #759 out of 1611 companies in the Asset Management industry, placing it in the top 47.1%.
Is TIH's ROE % too high?
TIH's current ROE % of 17.00% is 214% above median its 10-year median of 5.41. The Asset Management industry median ROE % is 6.62. TIH's value of 17.00% is 156.8% above this industry median. Based on the distribution chart, TIH ranks #759 out of 1611 companies in the Asset Management industry, which is above the industry midpoint. Overall, TIH has a GF Score™ of 25/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TIH's ROE % compare to BLK and BX?
According to the Asset Management industry distribution chart, TIH ranks #759 out of 1611 companies for ROE %. This puts TIH in the upper half of its industry. The industry median ROE % is 6.62. TIH's value of 17.00% is 156.8% above this benchmark. While the company's 10-year median is 5.41 vs. the industry median of 6.62, TIH has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Asset Management company?
The median ROE % among Asset Management companies is 6.62, based on 1,611 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TIH's current ROE % of 17.00% is 156.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on TIH and its competitors. For the Asset Management industry, the median ROE % is 6.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TIH's current ROE % is 17.00%, which is 214% above median its own 10-year median of 5.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TIH stock overvalued right now?
Based on GuruFocus' analysis, TIH (SGX:T55) is currently considered Significantly Undervalued. The stock's GF Value™ is S$0.41, compared to a current price of S$0.21 — trading 50% below its estimated fair value. The current ROE % is 17.00%, which is 214% above median its 10-year median of 5.41 and 156.8% above the Asset Management industry median of 6.62. TIH's overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For TIH (SGX:T55), the current ROE % is 17.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TIH (SGX:T55) Overvalued in 2026?

Based on GuruFocus' analysis, TIH stock appears to be undervalued. The current stock price of S$0.21 is trading 50% below its estimated GF Value™ of S$0.41. GuruFocus considers TIH to be Significantly Undervalued.

Key valuation signals for SGX:T55:

  • ROE %: 17.00% (214% above median its 10-year median of 5.41)
  • GF Value™: S$0.41 vs. price of S$0.21 (50% below fair value)
  • GF Score™: 25/100
  • Industry Position: 156.8% above the Asset Management median (#759 of 1611)

No single metric tells the full story. See the SGX:T55 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TIH Business Description

Address 137 Telok Ayer Street, No. 03-07, Singapore, SGP, 068602
TIH Ltd is a Singapore-based private equity fund company. It has invested in a wide variety of sectors, including Consumer & Industrial Products, Healthcare, Technology, Media & Telecommunications, Food, Manufacturing, and Chemicals, with a key focus on Asia. The company has two business segments: the Investment Business segment, which relates to the private equity business that invests for capital appreciation in growing private companies predominantly located in Asia, and the Fund Management segment, which provides fund management, consultancy, advisory, and related services. It generates the majority of its revenue from the Investment Business segment.
25GF Score

Get the complete analysis for SGX:T55

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.21
Price
S$0.41
GF Value