Bank Of Jiangsu Co (SHSE:600919) ROE %: 12.41% (As of Mar. 2026) — Near Median


SHSE:600919 Bank Of Jiangsu Co Ltd SHSE:600919
68 GF Score
Price ¥11.40
GF Value ¥10.74
Valuation Fairly Valued
! 3 Warning Signs
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What is Bank Of Jiangsu Co ROE %?

Bank Of Jiangsu Co SHSE:600919 +2.24% 68 ROE % is 12.41% as of Mar. 2026, which is 8% above its 10-year median of 11.48. GuruFocus rates SHSE:600919 with a GF Score™ of 68/100 and a GF Value™ of ¥10.74 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,525 Banks companies, Bank Of Jiangsu Co ranks better than 53.51% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Bank Of Jiangsu Co's annualized net income for the quarter that ended in Mar. 2026 was ¥42,328 Mil. Bank Of Jiangsu Co's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ¥341,074 Mil. Therefore, Bank Of Jiangsu Co's annualized ROE % for the quarter that ended in Mar. 2026 was 12.41%.

The historical rank and industry rank for Bank Of Jiangsu Co's ROE % or its related term are showing as below:

SHSE:600919' s ROE % Range Over the Past 10 Years
Min: 9.69   Med: 11.48   Max: 14.36
Current: 10.65

During the past 13 years, Bank Of Jiangsu Co's highest ROE % was 14.36%. The lowest was 9.69%. And the median was 11.48%.

SHSE:600919's ROE % is ranked better than
53.51% of 1525 companies
in the Banks industry
Industry Median: 10.22 vs SHSE:600919: 10.65

Bank Of Jiangsu Co  (SHSE:600919) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=42328.24/341073.726
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(42328.24 / 96639.852)*(96639.852 / 5256367.497)*(5256367.497 / 341073.726)
=Net Margin %*Asset Turnover*Equity Multiplier
=43.8 %*0.0184*15.4112
=ROA %*Equity Multiplier
=0.81 %*15.4112
=12.41 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=42328.24/341073.726
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (42328.24 / 52822.48) * (52822.48 / 96639.852) * (96639.852 / 5256367.497) * (5256367.497 / 341073.726)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.8013 * 54.66 % * 0.0184 * 15.4112
=12.41 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Bank Of Jiangsu Co ROE % Related Terms


Bank Of Jiangsu Co ROE % Historical Data

* Premium members only.

The historical data trend for Bank Of Jiangsu Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Of Jiangsu Co ROE % Chart

Bank Of Jiangsu Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.64 12.67 12.53 11.50 10.76

Bank Of Jiangsu Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.74 13.07 12.45 4.66 12.41

Bank Of Jiangsu Co ROE % Competitor Comparison

For the Banks - Regional subindustry, Bank Of Jiangsu Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Of Jiangsu Co ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Bank Of Jiangsu Co's ROE % distribution charts can be found below:

* The bar in red indicates where Bank Of Jiangsu Co's ROE % falls into.


SHSE:600919
68GF Score
Bank Of Jiangsu Co Ltd SHSE:600919
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Of Jiangsu Co ROE % Calculation

Bank Of Jiangsu Co's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=34501.004/( (303589.817+337961.238)/ 2 )
=34501.004/320775.5275
=10.76 %

Bank Of Jiangsu Co's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=42328.24/( (337961.238+344186.214)/ 2 )
=42328.24/341073.726
=12.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 12.41% mean?
Bank Of Jiangsu Co (SHSE:600919) has a ROE % of 12.41% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bank Of Jiangsu Co and its competitors. This is near median its historical median of 11.48. Over the past decade, Bank Of Jiangsu Co's ROE % has ranged from 9.69 to 14.36. According to the industry distribution chart, Bank Of Jiangsu Co ranks #709 out of 1525 companies in the Banks industry, placing it in the top 46.5%.
Is Bank Of Jiangsu Co's ROE % too high?
Bank Of Jiangsu Co's current ROE % of 12.41% is near median its 10-year median of 11.48. Over the past 10 years, this metric has ranged from a low of 9.69 to a high of 14.36. The Banks industry median ROE % is 10.22. Bank Of Jiangsu Co's value of 12.41% is 21.4% above this industry median. Based on the distribution chart, Bank Of Jiangsu Co ranks #709 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Of Jiangsu Co has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Jiangsu Co's ROE % compare to competitors?
According to the Banks industry distribution chart, Bank Of Jiangsu Co ranks #709 out of 1525 companies for ROE %. This puts Bank Of Jiangsu Co in the upper half of its industry. The industry median ROE % is 10.22. Bank Of Jiangsu Co's value of 12.41% is 21.4% above this benchmark. Historically, Bank Of Jiangsu Co's own ROE % has ranged from 9.69 to 14.36 over the past decade. While the company's 10-year median is 11.48 vs. the industry median of 10.22, Bank Of Jiangsu Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Jiangsu Co's current ROE % of 12.41% is 21.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bank Of Jiangsu Co and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Jiangsu Co's current ROE % is 12.41%, which is near median its own 10-year median of 11.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Jiangsu Co stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Jiangsu Co (SHSE:600919) is currently considered Fairly Valued. The stock's GF Value™ is ¥10.74, compared to a current price of ¥11.40 — trading 6.1% above its estimated fair value. The current ROE % is 12.41%, which is near median its 10-year median of 11.48 and 21.4% above the Banks industry median of 10.22. Bank Of Jiangsu Co's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Bank Of Jiangsu Co (SHSE:600919), the current ROE % is 12.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Of Jiangsu Co (SHSE:600919) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Of Jiangsu Co stock appears to be overvalued. The current stock price of ¥11.40 is trading 6.1% above its estimated GF Value™ of ¥10.74. GuruFocus considers Bank Of Jiangsu Co to be Fairly Valued.

Key valuation signals for SHSE:600919:

  • ROE %: 12.41% (near median its 10-year median of 11.48)
  • GF Value™: ¥10.74 vs. price of ¥11.40 (6.1% above fair value)
  • GF Score™: 68/100 with 3 warning signs
  • Industry Position: 21.4% above the Banks median (#709 of 1525)

No single metric tells the full story. See the SHSE:600919 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Of Jiangsu Co Business Description

Address No. 26, Zhonghua Road, Jiangsu Province, Nanjing, CHN, 210001
Bank Of Jiangsu Co Ltd is engaged in providing banking products and services for personal and business banking, including savings, deposits, loans, and other banking products. The Bank is also involved in the provision of electronic banking, Internet banking, mobile phone banking, and telephone banking services.
68GF Score

Get the complete analysis for SHSE:600919

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥11.40
Price
¥10.74
GF Value