Procore Technologies (STU:5PT) ROE %: -2.97% (As of Mar. 2026)


STU:5PT Procore Technologies Inc STU:5PT
63 GF Score
Price €37.92
GF Value €74.46
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Procore Technologies ROE %?

Procore Technologies STU:5PT -1.58% 63 ROE % is -2.97% as of Mar. 2026. GuruFocus rates STU:5PT with a GF Score™ of 63/100 and a GF Value™ of €74.46 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,683 Software companies, Procore Technologies ranks worse than 70.22% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Procore Technologies's annualized net income for the quarter that ended in Mar. 2026 was €-31 Mil. Procore Technologies's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was €1,058 Mil. Therefore, Procore Technologies's annualized ROE % for the quarter that ended in Mar. 2026 was -2.97%.

The historical rank and industry rank for Procore Technologies's ROE % or its related term are showing as below:

STU:5PT' s ROE % Range Over the Past 10 Years
Min: -57.82   Med: -16.7   Max: -6.32
Current: -6.32

During the past 9 years, Procore Technologies's highest ROE % was -6.32%. The lowest was -57.82%. And the median was -16.70%.

STU:5PT's ROE % is ranked worse than
70.22% of 2683 companies
in the Software industry
Industry Median: 4.73 vs STU:5PT: -6.32

Procore Technologies  (STU:5PT) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-31.472/1058.149
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-31.472 / 1243.12)*(1243.12 / 1867.985)*(1867.985 / 1058.149)
=Net Margin %*Asset Turnover*Equity Multiplier
=-2.53 %*0.6655*1.7653
=ROA %*Equity Multiplier
=-1.68 %*1.7653
=-2.97 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-31.472/1058.149
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-31.472 / -37.976) * (-37.976 / -54.22) * (-54.22 / 1243.12) * (1243.12 / 1867.985) * (1867.985 / 1058.149)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.8287 * 0.7004 * -4.36 % * 0.6655 * 1.7653
=-2.97 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Procore Technologies ROE % Related Terms


Procore Technologies ROE % Historical Data

* Premium members only.

The historical data trend for Procore Technologies's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Procore Technologies ROE % Chart

Procore Technologies Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only -56.63 -25.71 -16.46 -8.84 -7.46

Procore Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.51 -6.81 -2.96 -12.11 -2.97

STU:5PT vs TTAN, PAYC, ESTC: ROE % Comparison

For the Software - Application subindustry, Procore Technologies's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Procore Technologies ROE % vs Software Industry

For the Software industry and Technology sector, Procore Technologies's ROE % distribution charts can be found below:

* The bar in red indicates where Procore Technologies's ROE % falls into.


STU:5PT
63GF Score
Procore Technologies Inc STU:5PT
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Procore Technologies ROE % Calculation

Procore Technologies's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=-86.069/( (1230.377+1077.972)/ 2 )
=-86.069/1154.1745
=-7.46 %

Procore Technologies's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=-31.472/( (1077.972+1038.326)/ 2 )
=-31.472/1058.149
=-2.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -2.97% mean?
Procore Technologies (STU:5PT) has a ROE % of -2.97% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Procore Technologies and its competitors. According to the industry distribution chart, Procore Technologies ranks #1884 out of 2683 companies in the Software industry, placing it in the top 70.2%.
Is Procore Technologies' ROE % too high?
Procore Technologies' current ROE % is -2.97%. Based on the distribution chart, Procore Technologies ranks #1884 out of 2683 companies in the Software industry, which is below the industry midpoint. Overall, Procore Technologies has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Procore Technologies' ROE % compare to TTAN and PAYC?
According to the Software industry distribution chart, Procore Technologies ranks #1884 out of 2683 companies for ROE %. This places Procore Technologies in the lower half of its industry. The industry median ROE % is 4.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.73, based on 2,683 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Procore Technologies and its competitors. For the Software industry, the median ROE % is 4.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Procore Technologies's current ROE % is -2.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Procore Technologies stock overvalued right now?
Based on GuruFocus' analysis, Procore Technologies (STU:5PT) is currently considered Significantly Undervalued. The stock's GF Value™ is €74.46, compared to a current price of €37.92 — trading 49.1% below its estimated fair value. The current ROE % is -2.97%. Procore Technologies' overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Procore Technologies (STU:5PT), the current ROE % is -2.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Procore Technologies (STU:5PT) Overvalued in 2026?

Based on GuruFocus' analysis, Procore Technologies stock appears to be undervalued. The current stock price of €37.92 is trading 49.1% below its estimated GF Value™ of €74.46. GuruFocus considers Procore Technologies to be Significantly Undervalued.

Key valuation signals for STU:5PT:

  • ROE %: -2.97%
  • GF Value™: €74.46 vs. price of €37.92 (49.1% below fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the STU:5PT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Procore Technologies Business Description

Address 6309 Carpinteria Avenue, Carpinteria, CA, USA, 93013
Procore Technologies Inc is a cloud-based construction management software company. It generates revenue through subscriptions for access to its software products. The company's products include Design Coordination, BIM, Field Productivity, Project Financials, Invoice Management, Portfolio Financials, Capital Planning, Accounting Integrations, and Analytics. The software products are hosted on its cloud-based SaaS construction management platform. Subscriptions are sold for a fixed fee and revenue is recognized ratably over the term of the subscription.
63GF Score

Get the complete analysis for STU:5PT

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.92
Price
€74.46
GF Value