Full Truck Alliance CoSTU:892 -2.94%55 ROE % is 10.09% as of Mar. 2026, which is 720% above its 10-year median of 1.23. GuruFocus rates STU:892 with a GF Score™ of 55/100 and a GF Value™ of €9.82 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,682 Software companies, Full Truck Alliance Co ranks better than 64.28% on this metric.
The historical rank and industry rank for Full Truck Alliance Co's ROE % or its related term are showing as below:
STU:892'
s ROE % Range Over the Past 10 Years
Min: -137.11 Med: 1.23 Max: 10.91
Current: 10.4
During the past 7 years, Full Truck Alliance Co's highest ROE % was 10.91%. The lowest was -137.11%. And the median was 1.23%.
STU:892's ROE % is ranked better than 64.28% of 2682
companies
in the Software industry
Industry Median: 4.72
vs STU:892: 10.40
Full Truck Alliance Co (STU:892) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Full Truck Alliance Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Full Truck Alliance Co ROE % vs Software Industry
For the Software industry and Technology sector, Full Truck Alliance Co's ROE % distribution charts can be found below:
* The bar in red indicates where Full Truck Alliance Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Full Truck Alliance Co (STU:892) has a ROE % of 10.09% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Full Truck Alliance Co and its competitors. This is 720% above median its historical median of 1.23. According to the industry distribution chart, Full Truck Alliance Co ranks #958 out of 2682 companies in the Software industry, placing it in the top 35.7%.
Is Full Truck Alliance Co's ROE % too high?
Full Truck Alliance Co's current ROE % of 10.09% is 720% above median its 10-year median of 1.23. The Software industry median ROE % is 4.72. Full Truck Alliance Co's value of 10.09% is 113.8% above this industry median. Based on the distribution chart, Full Truck Alliance Co ranks #958 out of 2682 companies in the Software industry, which is above the industry midpoint. Overall, Full Truck Alliance Co has a GF Score™ of 55/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Full Truck Alliance Co's ROE % compare to CRM and SHOP?
According to the Software industry distribution chart, Full Truck Alliance Co ranks #958 out of 2682 companies for ROE %. This puts Full Truck Alliance Co in the upper half of its industry. The industry median ROE % is 4.72. Full Truck Alliance Co's value of 10.09% is 113.8% above this benchmark. While the company's 10-year median is 1.23 vs. the industry median of 4.72, Full Truck Alliance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.72, based on 2,682 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Full Truck Alliance Co's current ROE % of 10.09% is 113.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Full Truck Alliance Co and its competitors. For the Software industry, the median ROE % is 4.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Full Truck Alliance Co's current ROE % is 10.09%, which is 720% above median its own 10-year median of 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Full Truck Alliance Co stock overvalued right now?
Based on GuruFocus' analysis, Full Truck Alliance Co (STU:892) is currently considered Significantly Undervalued. The stock's GF Value™ is €9.82, compared to a current price of €6.60 — trading 32.8% below its estimated fair value. The current ROE % is 10.09%, which is 720% above median its 10-year median of 1.23 and 113.8% above the Software industry median of 4.72. Full Truck Alliance Co's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Full Truck Alliance Co (STU:892), the current ROE % is 10.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Full Truck Alliance Co (STU:892) Overvalued in 2026?
Based on GuruFocus' analysis, Full Truck Alliance Co stock appears to be undervalued.
The current stock price of €6.60 is trading 32.8% below its estimated GF Value™ of €9.82.
GuruFocus considers Full Truck Alliance Co to be Significantly Undervalued.
Key valuation signals for STU:892:
ROE %: 10.09% (720% above median its 10-year median of 1.23)
GF Value™: €9.82 vs. price of €6.60 (32.8% below fair value)
Industry Position: 113.8% above the Software median (#958 of 2682)
No single metric tells the full story. See the STU:892 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Full Truck Alliance Co Ltd, through its subsidiaries, provides comprehensive services for shippers and truckers through its mobile and website platforms. Its principal operations are in the People's Republic of China. The group derives its revenues principally from shippers and trucker's use of its platforms in connection with freight matching services and value-added services.
55GF Score
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