TKYVY (Turkiye Vakiflar Bankasi TAO) ROE %: 20.01% (As of Mar. 2026) — 10% Above Median

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TKYVY Turkiye Vakiflar Bankasi TAO TKYVY
75 GF Score
Price $6.30
GF Value $8.16
! 3 Warning Signs
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What is Turkiye Vakiflar Bankasi TAO ROE %?

Turkiye Vakiflar Bankasi TAO TKYVY 75 ROE % is 20.01% as of Mar. 2026, which is 10% above its 10-year median of 18.21. GuruFocus rates TKYVY with a GF Score™ of 75/100 and a GF Value™ of $8.16. The stock has 3 warning signs investors should review. Among 1,520 Banks companies, Turkiye Vakiflar Bankasi TAO ranks better than 95.86% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Turkiye Vakiflar Bankasi TAO's annualized net income for the quarter that ended in Mar. 2026 was $1,540 Mil. Turkiye Vakiflar Bankasi TAO's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was $7,699 Mil. Therefore, Turkiye Vakiflar Bankasi TAO's annualized ROE % for the quarter that ended in Mar. 2026 was 20.01%.

The historical rank and industry rank for Turkiye Vakiflar Bankasi TAO's ROE % or its related term are showing as below:

TKYVY' s ROE % Range Over the Past 10 Years
Min: 10.4   Med: 18.21   Max: 33.46
Current: 25.11

During the past 13 years, Turkiye Vakiflar Bankasi TAO's highest ROE % was 33.46%. The lowest was 10.40%. And the median was 18.21%.

TKYVY's ROE % is ranked better than
95.86% of 1520 companies
in the Banks industry
Industry Median: 10.28 vs TKYVY: 25.11

Turkiye Vakiflar Bankasi TAO  (OTCPK:TKYVY) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=1540.352/7698.5365
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1540.352 / 6756.904)*(6756.904 / 128424.0195)*(128424.0195 / 7698.5365)
=Net Margin %*Asset Turnover*Equity Multiplier
=22.8 %*0.0526*16.6816
=ROA %*Equity Multiplier
=1.2 %*16.6816
=20.01 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=1540.352/7698.5365
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (1540.352 / 2177.796) * (2177.796 / 6756.904) * (6756.904 / 128424.0195) * (128424.0195 / 7698.5365)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.7073 * 32.23 % * 0.0526 * 16.6816
=20.01 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Turkiye Vakiflar Bankasi TAO ROE % Related Terms


Turkiye Vakiflar Bankasi TAO ROE % Historical Data

* Premium members only.

The historical data trend for Turkiye Vakiflar Bankasi TAO's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turkiye Vakiflar Bankasi TAO ROE % Chart

Turkiye Vakiflar Bankasi TAO Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.68 29.73 18.61 22.52 25.54

Turkiye Vakiflar Bankasi TAO Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.15 19.85 20.48 37.50 20.01

Turkiye Vakiflar Bankasi TAO ROE % Competitor Comparison

For the Banks - Regional subindustry, Turkiye Vakiflar Bankasi TAO's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Turkiye Vakiflar Bankasi TAO ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Turkiye Vakiflar Bankasi TAO's ROE % distribution charts can be found below:

* The bar in red indicates where Turkiye Vakiflar Bankasi TAO's ROE % falls into.


TKYVY
75GF Score
Turkiye Vakiflar Bankasi TAO TKYVY
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Turkiye Vakiflar Bankasi TAO ROE % Calculation

Turkiye Vakiflar Bankasi TAO's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=1809.295/( (6466.118+7702.76)/ 2 )
=1809.295/7084.439
=25.54 %

Turkiye Vakiflar Bankasi TAO's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=1540.352/( (7702.76+7694.313)/ 2 )
=1540.352/7698.5365
=20.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 20.01% mean?
Turkiye Vakiflar Bankasi TAO (TKYVY) has a ROE % of 20.01% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Turkiye Vakiflar Bankasi TAO and its competitors. This is 10% above median its historical median of 18.21. Over the past decade, Turkiye Vakiflar Bankasi TAO's ROE % has ranged from 10.40 to 33.46. According to the industry distribution chart, Turkiye Vakiflar Bankasi TAO ranks #63 out of 1520 companies in the Banks industry, placing it in the top 4.1%.
Is Turkiye Vakiflar Bankasi TAO's ROE % too high?
Turkiye Vakiflar Bankasi TAO's current ROE % of 20.01% is 10% above median its 10-year median of 18.21. Over the past 10 years, this metric has ranged from a low of 10.40 to a high of 33.46. The Banks industry median ROE % is 10.28. Turkiye Vakiflar Bankasi TAO's value of 20.01% is 94.6% above this industry median. Based on the distribution chart, Turkiye Vakiflar Bankasi TAO ranks #63 out of 1520 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Turkiye Vakiflar Bankasi TAO has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Turkiye Vakiflar Bankasi TAO's ROE % compare to competitors?
According to the Banks industry distribution chart, Turkiye Vakiflar Bankasi TAO ranks #63 out of 1520 companies for ROE %. This places Turkiye Vakiflar Bankasi TAO in the top 4% of its industry — outperforming the majority of peers. The industry median ROE % is 10.28. Turkiye Vakiflar Bankasi TAO's value of 20.01% is 94.6% above this benchmark. Historically, Turkiye Vakiflar Bankasi TAO's own ROE % has ranged from 10.40 to 33.46 over the past decade. While the company's 10-year median is 18.21 vs. the industry median of 10.28, Turkiye Vakiflar Bankasi TAO has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.28, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Vakiflar Bankasi TAO's current ROE % of 20.01% is 94.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Turkiye Vakiflar Bankasi TAO and its competitors. For the Banks industry, the median ROE % is 10.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Vakiflar Bankasi TAO's current ROE % is 20.01%, which is 10% above median its own 10-year median of 18.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Vakiflar Bankasi TAO stock overvalued right now?
Turkiye Vakiflar Bankasi TAO (TKYVY) has a current ROE % of 20.01%. The stock's GF Value™ is $8.16, compared to a current price of $6.30 — trading 22.8% below its estimated fair value. The current ROE % is 20.01%, which is 10% above median its 10-year median of 18.21 and 94.6% above the Banks industry median of 10.28. Turkiye Vakiflar Bankasi TAO's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Turkiye Vakiflar Bankasi TAO (TKYVY), the current ROE % is 20.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Turkiye Vakiflar Bankasi TAO (TKYVY) Overvalued in 2026?

Based on GuruFocus' analysis, Turkiye Vakiflar Bankasi TAO stock appears to be undervalued. The current stock price of $6.30 is trading 22.8% below its estimated GF Value™ of $8.16.

Key valuation signals for TKYVY:

  • ROE %: 20.01% (10% above median its 10-year median of 18.21)
  • GF Value™: $8.16 vs. price of $6.30 (22.8% below fair value)
  • GF Score™: 75/100 with 3 warning signs
  • Industry Position: 94.6% above the Banks median (#63 of 1520)

No single metric tells the full story. See the TKYVY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Turkiye Vakiflar Bankasi TAO Business Description

Other Exchanges VAKBN:Turkey
Address Finans Street No: 40/1, Finanskent Neighborhood, Umraniye, Istanbul, TUR, 34768
Turkiye Vakiflar Bankasi TAO provides a range of banking products and services through its corporate, commercial and small to midsize enterprise, and retail and private banking business lines. In addition to its core services, the bank also participates in investment banking, insurance, and financial leasing, as well as factoring, among other activities.
75GF Score

Get the complete analysis for TKYVY

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.30
Price
$8.16
GF Value