Japan Investment Adviser Co (TSE:7172) ROE %: 13.23% (As of Dec. 2025) — Near Median


TSE:7172 Japan Investment Adviser Co Ltd TSE:7172
86 GF Score
Price 円2,067.00
GF Value 円2,123.57
Valuation Fairly Valued
! 2 Warning Signs
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What is Japan Investment Adviser Co ROE %?

Japan Investment Adviser Co TSE:7172 -0.39% 86 ROE % is 13.23% as of Dec. 2025, which is 4% below its 10-year median of 13.71. GuruFocus rates TSE:7172 with a GF Score™ of 86/100 and a GF Value™ of 円2,123.57 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,058 Business Services companies, Japan Investment Adviser Co ranks better than 77.6% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Japan Investment Adviser Co's annualized net income for the quarter that ended in Dec. 2025 was 円9,532 Mil. Japan Investment Adviser Co's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was 円72,034 Mil. Therefore, Japan Investment Adviser Co's annualized ROE % for the quarter that ended in Dec. 2025 was 13.23%.

The historical rank and industry rank for Japan Investment Adviser Co's ROE % or its related term are showing as below:

TSE:7172' s ROE % Range Over the Past 10 Years
Min: 5.04   Med: 13.71   Max: 32.02
Current: 17.56

During the past 13 years, Japan Investment Adviser Co's highest ROE % was 32.02%. The lowest was 5.04%. And the median was 13.71%.

TSE:7172's ROE % is ranked better than
77.6% of 1058 companies
in the Business Services industry
Industry Median: 8.1 vs TSE:7172: 17.56

Japan Investment Adviser Co  (TSE:7172) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=9532/72034
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(9532 / 36860)*(36860 / 269002)*(269002 / 72034)
=Net Margin %*Asset Turnover*Equity Multiplier
=25.86 %*0.137*3.7344
=ROA %*Equity Multiplier
=3.54 %*3.7344
=13.23 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=9532/72034
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (9532 / 15480) * (15480 / 14464) * (14464 / 36860) * (36860 / 269002) * (269002 / 72034)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.6158 * 1.0702 * 39.24 % * 0.137 * 3.7344
=13.23 %

Note: The net income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Japan Investment Adviser Co ROE % Related Terms


Japan Investment Adviser Co ROE % Historical Data

* Premium members only.

The historical data trend for Japan Investment Adviser Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan Investment Adviser Co ROE % Chart

Japan Investment Adviser Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.26 10.10 5.04 14.04 15.02

Japan Investment Adviser Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.75 12.13 11.39 13.23 32.74

TSE:7172 vs URI, SUNB, AER: ROE % Comparison

For the Rental & Leasing Services subindustry, Japan Investment Adviser Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Japan Investment Adviser Co ROE % vs Business Services Industry

For the Business Services industry and Industrials sector, Japan Investment Adviser Co's ROE % distribution charts can be found below:

* The bar in red indicates where Japan Investment Adviser Co's ROE % falls into.


TSE:7172
86GF Score
Japan Investment Adviser Co Ltd TSE:7172
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Japan Investment Adviser Co ROE % Calculation

Japan Investment Adviser Co's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=10542/( (66843+73492)/ 2 )
=10542/70167.5
=15.02 %

Japan Investment Adviser Co's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Sep. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=9532/( (70576+73492)/ 2 )
=9532/72034
=13.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 13.23% mean?
Japan Investment Adviser Co (TSE:7172) has a ROE % of 13.23% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Japan Investment Adviser Co and its competitors. This is near median its historical median of 13.71. Over the past decade, Japan Investment Adviser Co's ROE % has ranged from 5.04 to 32.02. According to the industry distribution chart, Japan Investment Adviser Co ranks #237 out of 1058 companies in the Business Services industry, placing it in the top 22.4%.
Is Japan Investment Adviser Co's ROE % too high?
Japan Investment Adviser Co's current ROE % of 13.23% is near median its 10-year median of 13.71. Over the past 10 years, this metric has ranged from a low of 5.04 to a high of 32.02. The Business Services industry median ROE % is 8.10. Japan Investment Adviser Co's value of 13.23% is 63.3% above this industry median. Based on the distribution chart, Japan Investment Adviser Co ranks #237 out of 1058 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Japan Investment Adviser Co has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Japan Investment Adviser Co's ROE % compare to URI and SUNB?
According to the Business Services industry distribution chart, Japan Investment Adviser Co ranks #237 out of 1058 companies for ROE %. This places Japan Investment Adviser Co in the top 22% of its industry — outperforming the majority of peers. The industry median ROE % is 8.10. Japan Investment Adviser Co's value of 13.23% is 63.3% above this benchmark. Historically, Japan Investment Adviser Co's own ROE % has ranged from 5.04 to 32.02 over the past decade. While the company's 10-year median is 13.71 vs. the industry median of 8.10, Japan Investment Adviser Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.10, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Investment Adviser Co's current ROE % of 13.23% is 63.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Japan Investment Adviser Co and its competitors. For the Business Services industry, the median ROE % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Investment Adviser Co's current ROE % is 13.23%, which is near median its own 10-year median of 13.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Investment Adviser Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Investment Adviser Co (TSE:7172) is currently considered Fairly Valued. The stock's GF Value™ is 円2,123.57, compared to a current price of 円2,067.00 — trading 2.7% below its estimated fair value. The current ROE % is 13.23%, which is near median its 10-year median of 13.71 and 63.3% above the Business Services industry median of 8.10. Japan Investment Adviser Co's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Japan Investment Adviser Co (TSE:7172), the current ROE % is 13.23% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Investment Adviser Co (TSE:7172) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Investment Adviser Co stock appears to be undervalued. The current stock price of 円2,067.00 is trading 2.7% below its estimated GF Value™ of 円2,123.57. GuruFocus considers Japan Investment Adviser Co to be Fairly Valued.

Key valuation signals for TSE:7172:

  • ROE %: 13.23% (near median its 10-year median of 13.71)
  • GF Value™: 円2,123.57 vs. price of 円2,067.00 (2.7% below fair value)
  • GF Score™: 86/100 with 2 warning signs
  • Industry Position: 63.3% above the Business Services median (#237 of 1058)

No single metric tells the full story. See the TSE:7172 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Japan Investment Adviser Co Business Description

Address 3-2-1 Kasumigaseki, 21st Floor, Kasumigaseki Common Gate West Building, Chiyoda-ku, Tokyo, JPN
Japan Investment Adviser Co Ltd is a financial solution provider. It provides financial solution services through its operating lease and other financial businesses.
86GF Score

Get the complete analysis for TSE:7172

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,067.00
Price
円2,123.57
GF Value