Severcoop Gamza Holding AD-SofiaXBUL:GAMZ 47 ROE % is 5.40% as of Mar. 2026, which is 8% below its 10-year median of 5.87. GuruFocus rates XBUL:GAMZ with a GF Score™ of 47/100 and a GF Value™ of €4.80 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,609 Asset Management companies, Severcoop Gamza Holding AD-Sofia ranks better than 56.93% on this metric.
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Severcoop Gamza Holding AD-Sofia ROE % Related Terms
Severcoop Gamza Holding AD-Sofia ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Severcoop Gamza Holding AD-Sofia's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Severcoop Gamza Holding AD-Sofia ROE % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Severcoop Gamza Holding AD-Sofia's ROE % distribution charts can be found below:
* The bar in red indicates where Severcoop Gamza Holding AD-Sofia's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Severcoop Gamza Holding AD-Sofia (XBUL:GAMZ) has a ROE % of 5.40% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Severcoop Gamza Holding AD-Sofia and its competitors. This is near median its historical median of 5.87. According to the industry distribution chart, Severcoop Gamza Holding AD-Sofia ranks #693 out of 1609 companies in the Asset Management industry, placing it in the top 43.1%.
Is Severcoop Gamza Holding AD-Sofia's ROE % too high?
Severcoop Gamza Holding AD-Sofia's current ROE % of 5.40% is near median its 10-year median of 5.87. The Asset Management industry median ROE % is 6.52. Severcoop Gamza Holding AD-Sofia's value of 5.40% is 17.2% below this industry median. Based on the distribution chart, Severcoop Gamza Holding AD-Sofia ranks #693 out of 1609 companies in the Asset Management industry, which is above the industry midpoint. Overall, Severcoop Gamza Holding AD-Sofia has a GF Score™ of 47/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Severcoop Gamza Holding AD-Sofia's ROE % compare to BLK and BX?
According to the Asset Management industry distribution chart, Severcoop Gamza Holding AD-Sofia ranks #693 out of 1609 companies for ROE %. This puts Severcoop Gamza Holding AD-Sofia in the upper half of its industry. The industry median ROE % is 6.52. Severcoop Gamza Holding AD-Sofia's value of 5.40% is 17.2% below this benchmark. While the company's 10-year median is 5.87 vs. the industry median of 6.52, Severcoop Gamza Holding AD-Sofia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Asset Management company?
The median ROE % among Asset Management companies is 6.52, based on 1,609 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Severcoop Gamza Holding AD-Sofia's current ROE % of 5.40% is 17.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Severcoop Gamza Holding AD-Sofia and its competitors. For the Asset Management industry, the median ROE % is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Severcoop Gamza Holding AD-Sofia's current ROE % is 5.40%, which is near median its own 10-year median of 5.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Severcoop Gamza Holding AD-Sofia stock overvalued right now?
Based on GuruFocus' analysis, Severcoop Gamza Holding AD-Sofia (XBUL:GAMZ) is currently considered Possible Value Trap. The stock's GF Value™ is €4.80, compared to a current price of €2.20 — trading 54.2% below its estimated fair value. The current ROE % is 5.40%, which is near median its 10-year median of 5.87 and 17.2% below the Asset Management industry median of 6.52. Severcoop Gamza Holding AD-Sofia's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Severcoop Gamza Holding AD-Sofia (XBUL:GAMZ), the current ROE % is 5.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Severcoop Gamza Holding AD-Sofia (XBUL:GAMZ) Overvalued in 2026?
Based on GuruFocus' analysis, Severcoop Gamza Holding AD-Sofia stock appears to be undervalued.
The current stock price of €2.20 is trading 54.2% below its estimated GF Value™ of €4.80.
GuruFocus considers Severcoop Gamza Holding AD-Sofia to be Possible Value Trap.
Key valuation signals for XBUL:GAMZ:
ROE %: 5.40% (near median its 10-year median of 5.87)
GF Value™: €4.80 vs. price of €2.20 (54.2% below fair value)
Industry Position: 17.2% below the Asset Management median (#693 of 1609)
No single metric tells the full story. See the XBUL:GAMZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Severcoop Gamza Holding AD-Sofia Business Description
Severcoop Gamza Holding AD-Sofia is a Bulgaria based company. Its activities include acquisition, management, evaluation, and sale of a participation in Bulgarian and foreign companies; financing of companies in which it participates; and providing loans to companies in which it has control.
47GF Score
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