VielmpagnieXPAR:VIL -0.11%88 ROE % is 20.17% as of Dec. 2025, which is 53% above its 10-year median of 13.19. GuruFocus rates XPAR:VIL with a GF Score™ of 88/100 and a GF Value™ of €12.79 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 794 Capital Markets companies, Vielmpagnie ranks better than 84.89% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Vielmpagnie's annualized net income for the quarter that ended in Dec. 2025 was €115 Mil. Vielmpagnie's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was €568 Mil. Therefore, Vielmpagnie's annualized ROE % for the quarter that ended in Dec. 2025 was 20.17%.
The historical rank and industry rank for Vielmpagnie's ROE % or its related term are showing as below:
XPAR:VIL'
s ROE % Range Over the Past 10 Years
Min: 8.66 Med: 13.19 Max: 23.51
Current: 22.46
During the past 13 years, Vielmpagnie's highest ROE % was 23.51%. The lowest was 8.66%. And the median was 13.19%.
XPAR:VIL's ROE % is ranked better than 84.89% of 794
companies
in the Capital Markets industry
Industry Median: 6.005
vs XPAR:VIL: 22.46
Vielmpagnie (XPAR:VIL) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Vielmpagnie ROE % Related Terms
Vielmpagnie ROE % Historical Data
* Premium members only.
The historical data trend for Vielmpagnie's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Vielmpagnie's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vielmpagnie ROE % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Vielmpagnie's ROE % distribution charts can be found below:
* The bar in red indicates where Vielmpagnie's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Vielmpagnie (XPAR:VIL) has a ROE % of 20.17% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Vielmpagnie and its competitors. This is 53% above median its historical median of 13.19. Over the past decade, Vielmpagnie's ROE % has ranged from 8.66 to 23.51. According to the industry distribution chart, Vielmpagnie ranks #120 out of 794 companies in the Capital Markets industry, placing it in the top 15.1%.
Is Vielmpagnie's ROE % too high?
Vielmpagnie's current ROE % of 20.17% is 53% above median its 10-year median of 13.19. Over the past 10 years, this metric has ranged from a low of 8.66 to a high of 23.51. The Capital Markets industry median ROE % is 6.01. Vielmpagnie's value of 20.17% is 235.9% above this industry median. Based on the distribution chart, Vielmpagnie ranks #120 out of 794 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Vielmpagnie has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vielmpagnie's ROE % compare to MS and GS?
According to the Capital Markets industry distribution chart, Vielmpagnie ranks #120 out of 794 companies for ROE %. This places Vielmpagnie in the top 15% of its industry — outperforming the majority of peers. The industry median ROE % is 6.01. Vielmpagnie's value of 20.17% is 235.9% above this benchmark. Historically, Vielmpagnie's own ROE % has ranged from 8.66 to 23.51 over the past decade. While the company's 10-year median is 13.19 vs. the industry median of 6.01, Vielmpagnie has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Capital Markets company?
The median ROE % among Capital Markets companies is 6.01, based on 794 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vielmpagnie's current ROE % of 20.17% is 235.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Vielmpagnie and its competitors. For the Capital Markets industry, the median ROE % is 6.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vielmpagnie's current ROE % is 20.17%, which is 53% above median its own 10-year median of 13.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vielmpagnie stock overvalued right now?
Based on GuruFocus' analysis, Vielmpagnie (XPAR:VIL) is currently considered Significantly Overvalued. The stock's GF Value™ is €12.79, compared to a current price of €18.34 — trading 43.4% above its estimated fair value. The current ROE % is 20.17%, which is 53% above median its 10-year median of 13.19 and 235.9% above the Capital Markets industry median of 6.01. Vielmpagnie's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Vielmpagnie (XPAR:VIL), the current ROE % is 20.17% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vielmpagnie (XPAR:VIL) Overvalued in 2026?
Based on GuruFocus' analysis, Vielmpagnie stock appears to be overvalued.
The current stock price of €18.34 is trading 43.4% above its estimated GF Value™ of €12.79.
GuruFocus considers Vielmpagnie to be Significantly Overvalued.
Key valuation signals for XPAR:VIL:
ROE %: 20.17% (53% above median its 10-year median of 13.19)
GF Value™: €12.79 vs. price of €18.34 (43.4% above fair value)
Industry Position: 235.9% above the Capital Markets median (#120 of 794)
No single metric tells the full story. See the XPAR:VIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Viel & Compagnie is a France-based investment company. It invests for the long term in companies operating in the financial sector. This is designed to speed up their growth and development and make them leaders in their areas of business. The group consolidates two majority interests in listed companies and one equity-accounted minority interest in a private bank. These three core businesses consist of interdealer broking, through Compagnie Financiere Tradition; online trading, through Bourse Direct; and SwissLife Banque Privee, a private bank.
88GF Score
Get the complete analysis for XPAR:VIL
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XPAR:VIL has been successfully added to your 
