Istmo Compania de Reaseguros (XPTY:REIS) ROE %: -54.57% (As of Sep. 2016)


What is Istmo Compania de Reaseguros ROE %?

Istmo Compania de Reaseguros XPTY:REIS ROE % is -54.57% as of Sep. 2016.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Istmo Compania de Reaseguros's annualized net income for the quarter that ended in Sep. 2016 was $-76.16 Mil. Istmo Compania de Reaseguros's average Total Stockholders Equity over the quarter that ended in Sep. 2016 was $139.55 Mil. Therefore, Istmo Compania de Reaseguros's annualized ROE % for the quarter that ended in Sep. 2016 was -54.57%.

The historical rank and industry rank for Istmo Compania de Reaseguros's ROE % or its related term are showing as below:

XPTY:REIS's ROE % is not ranked *
in the Insurance industry.
Industry Median: 11.73
* Ranked among companies with meaningful ROE % only.

Istmo Compania de Reaseguros  (XPTY:REIS) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Sep. 2016 )
=Net Income/Total Stockholders Equity
=-76.156/139.551
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-76.156 / 19.38)*(19.38 / 416.0235)*(416.0235 / 139.551)
=Net Margin %*Asset Turnover*Equity Multiplier
=-392.96 %*0.0466*2.9812
=ROA %*Equity Multiplier
=-18.31 %*2.9812
=-54.57 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Sep. 2016 )
=Net Income/Total Stockholders Equity
=-76.156/139.551
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / EBIT) * (EBIT / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-76.156 / -76.768) * (-76.768 / -71.972) * (-71.972 / 19.38) * (19.38 / 416.0235) * (416.0235 / 139.551)
= Tax Burden * Interest Burden * EBIT Margin % * Asset Turnover * Equity Multiplier
= 0.992 * 1.0666 * -371.37 % * 0.0466 * 2.9812
=-54.57 %

Note: The net income data used here is four times the quarterly (Sep. 2016) net income data. The Revenue data used here is four times the quarterly (Sep. 2016) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Istmo Compania de Reaseguros ROE % Related Terms


Istmo Compania de Reaseguros ROE % Historical Data

* Premium members only.

The historical data trend for Istmo Compania de Reaseguros's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Istmo Compania de Reaseguros ROE % Chart

Istmo Compania de Reaseguros Annual Data
Trend Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
ROE %
Get a 7-Day Free Trial 10.15 8.19 7.67 7.29 -3.46

Istmo Compania de Reaseguros Quarterly Data
Dec09 Dec10 Dec11 Dec12 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -16.26 -0.98 -6.59 -22.87 -54.57

XPTY:REIS vs BCRH, OXBR, WMIH: ROE % Comparison

For the Insurance - Reinsurance subindustry, Istmo Compania de Reaseguros's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Istmo Compania de Reaseguros ROE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Istmo Compania de Reaseguros's ROE % distribution charts can be found below:

* The bar in red indicates where Istmo Compania de Reaseguros's ROE % falls into.



Istmo Compania de Reaseguros ROE % Calculation

Istmo Compania de Reaseguros's annualized ROE % for the fiscal year that ended in Dec. 2015 is calculated as

ROE %=Net Income (A: Dec. 2015 )/( (Total Stockholders Equity (A: Dec. 2014 )+Total Stockholders Equity (A: Dec. 2015 ))/ count )
=-5.529/( (159.599+160.126)/ 2 )
=-5.529/159.8625
=-3.46 %

Istmo Compania de Reaseguros's annualized ROE % for the quarter that ended in Sep. 2016 is calculated as

ROE %=Net Income (Q: Sep. 2016 )/( (Total Stockholders Equity (Q: Jun. 2016 )+Total Stockholders Equity (Q: Sep. 2016 ))/ count )
=-76.156/( (149.508+129.594)/ 2 )
=-76.156/139.551
=-54.57 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Sep. 2016) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -54.57% mean?
Istmo Compania de Reaseguros (XPTY:REIS) has a ROE % of -54.57% as of Sep. 2016. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Istmo Compania de Reaseguros and its competitors.
Is Istmo Compania de Reaseguros' ROE % too high?
Istmo Compania de Reaseguros' current ROE % is -54.57%.
How does Istmo Compania de Reaseguros' ROE % compare to BCRH and OXBR?
Istmo Compania de Reaseguros' ROE % of -54.57% can be compared against companies in the Insurance industry. The industry median ROE % is 11.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.73, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Istmo Compania de Reaseguros and its competitors. For the Insurance industry, the median ROE % is 11.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Istmo Compania de Reaseguros's current ROE % is -54.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Istmo Compania de Reaseguros stock overvalued right now?
Istmo Compania de Reaseguros (XPTY:REIS) has a current ROE % of -54.57%. The current ROE % is -54.57%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Istmo Compania de Reaseguros (XPTY:REIS), the current ROE % is -54.57% as of Sep. 2016. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Istmo Compania de Reaseguros Business Description

Address Av Paseo Roberto Motta, Costa del Este, PO Box 0816-03239, Pacific Vista Street, No. PH-51, Panama, PAN
Istmo Compania de Reaseguros Inc is a Panamanian reinsurance company. The Company offers reinsurance, insurance and specialized services.