Amanet Management & Systems (XTAE:AMAN) ROE %: 12.21% (As of Dec. 2025) — 10% Above Median

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XTAE:AMAN Amanet Management & Systems Ltd XTAE:AMAN
52 GF Score
Price ₪12.78
GF Value ₪18.69
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Amanet Management & Systems ROE %?

Amanet Management & Systems XTAE:AMAN +4.67% 52 ROE % is 12.21% as of Dec. 2025, which is 10% above its 10-year median of 11.15. GuruFocus rates XTAE:AMAN with a GF Score™ of 52/100 and a GF Value™ of ₪18.69 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 552 Conglomerates companies, Amanet Management & Systems ranks better than 70.83% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Amanet Management & Systems's annualized net income for the quarter that ended in Dec. 2025 was ₪11.8 Mil. Amanet Management & Systems's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was ₪96.6 Mil. Therefore, Amanet Management & Systems's annualized ROE % for the quarter that ended in Dec. 2025 was 12.21%.

The historical rank and industry rank for Amanet Management & Systems's ROE % or its related term are showing as below:

XTAE:AMAN' s ROE % Range Over the Past 10 Years
Min: -7.17   Med: 11.15   Max: 35.41
Current: 11.3

During the past 11 years, Amanet Management & Systems's highest ROE % was 35.41%. The lowest was -7.17%. And the median was 11.15%.

XTAE:AMAN's ROE % is ranked better than
70.83% of 552 companies
in the Conglomerates industry
Industry Median: 6.355 vs XTAE:AMAN: 11.30

Amanet Management & Systems  (XTAE:AMAN) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=11.794/96.6135
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(11.794 / 341.784)*(341.784 / 160.358)*(160.358 / 96.6135)
=Net Margin %*Asset Turnover*Equity Multiplier
=3.45 %*2.1314*1.6598
=ROA %*Equity Multiplier
=7.35 %*1.6598
=12.21 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=11.794/96.6135
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (11.794 / 14.782) * (14.782 / 11.632) * (11.632 / 341.784) * (341.784 / 160.358) * (160.358 / 96.6135)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7979 * 1.2708 * 3.4 % * 2.1314 * 1.6598
=12.21 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Amanet Management & Systems ROE % Related Terms


Amanet Management & Systems ROE % Historical Data

* Premium members only.

The historical data trend for Amanet Management & Systems's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amanet Management & Systems ROE % Chart

Amanet Management & Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.43 -7.17 6.90 11.31 11.28

Amanet Management & Systems Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.61 16.47 5.92 10.41 12.21

XTAE:AMAN vs MMM, HON: ROE % Comparison

For the Conglomerates subindustry, Amanet Management & Systems's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amanet Management & Systems ROE % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Amanet Management & Systems's ROE % distribution charts can be found below:

* The bar in red indicates where Amanet Management & Systems's ROE % falls into.


XTAE:AMAN
52GF Score
Amanet Management & Systems Ltd XTAE:AMAN
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Amanet Management & Systems ROE % Calculation

Amanet Management & Systems's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=10.847/( (94.639+97.638)/ 2 )
=10.847/96.1385
=11.28 %

Amanet Management & Systems's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=11.794/( (95.589+97.638)/ 2 )
=11.794/96.6135
=12.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 12.21% mean?
Amanet Management & Systems (XTAE:AMAN) has a ROE % of 12.21% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Amanet Management & Systems and its competitors. This is 10% above median its historical median of 11.15. According to the industry distribution chart, Amanet Management & Systems ranks #161 out of 552 companies in the Conglomerates industry, placing it in the top 29.2%.
Is Amanet Management & Systems' ROE % too high?
Amanet Management & Systems' current ROE % of 12.21% is 10% above median its 10-year median of 11.15. The Conglomerates industry median ROE % is 6.36. Amanet Management & Systems' value of 12.21% is 92.1% above this industry median. Based on the distribution chart, Amanet Management & Systems ranks #161 out of 552 companies in the Conglomerates industry, which is above the industry midpoint. Overall, Amanet Management & Systems has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Amanet Management & Systems' ROE % compare to MMM and HON?
According to the Conglomerates industry distribution chart, Amanet Management & Systems ranks #161 out of 552 companies for ROE %. This puts Amanet Management & Systems in the upper half of its industry. The industry median ROE % is 6.36. Amanet Management & Systems' value of 12.21% is 92.1% above this benchmark. While the company's 10-year median is 11.15 vs. the industry median of 6.36, Amanet Management & Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Conglomerates company?
The median ROE % among Conglomerates companies is 6.36, based on 552 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amanet Management & Systems's current ROE % of 12.21% is 92.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Amanet Management & Systems and its competitors. For the Conglomerates industry, the median ROE % is 6.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amanet Management & Systems's current ROE % is 12.21%, which is 10% above median its own 10-year median of 11.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amanet Management & Systems stock overvalued right now?
Based on GuruFocus' analysis, Amanet Management & Systems (XTAE:AMAN) is currently considered Significantly Undervalued. The stock's GF Value™ is ₪18.69, compared to a current price of ₪12.78 — trading 31.6% below its estimated fair value. The current ROE % is 12.21%, which is 10% above median its 10-year median of 11.15 and 92.1% above the Conglomerates industry median of 6.36. Amanet Management & Systems' overall GF Score™ is 52/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Amanet Management & Systems (XTAE:AMAN), the current ROE % is 12.21% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amanet Management & Systems (XTAE:AMAN) Overvalued in 2026?

Based on GuruFocus' analysis, Amanet Management & Systems stock appears to be undervalued. The current stock price of ₪12.78 is trading 31.6% below its estimated GF Value™ of ₪18.69. GuruFocus considers Amanet Management & Systems to be Significantly Undervalued.

Key valuation signals for XTAE:AMAN:

  • ROE %: 12.21% (10% above median its 10-year median of 11.15)
  • GF Value™: ₪18.69 vs. price of ₪12.78 (31.6% below fair value)
  • GF Score™: 52/100 with 1 warning sign
  • Industry Position: 92.1% above the Conglomerates median (#161 of 552)

No single metric tells the full story. See the XTAE:AMAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amanet Management & Systems Business Description

Address 34 Habarzel Street, Ramat Hahayal, Tel-Aviv, ISR, 6971050
Amanet Management & Systems Ltd operates as a multi disciplinary service and consultancy provider. Its business activities include consulting, engineering, logistics and outsourcing, IT and software and development of large businesses in Israel & abroad. It has customer base in all segments of the industry such as defense, government, public institutions, commerce and services, construction, business field and others.
52GF Score

Get the complete analysis for XTAE:AMAN

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪12.78
Price
₪18.69
GF Value