VIB Vermoegen AG (XTER:VIH1) ROE %: 11.80% (As of Dec. 2025) — Near Median


XTER:VIH1 VIB Vermoegen AG XTER:VIH1
71 GF Score
Price €7.90
GF Value €14.10
Valuation Possible Value Trap
! 6 Warning Signs
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What is VIB Vermoegen AG ROE %?

VIB Vermoegen AG XTER:VIH1 71 ROE % is 11.80% as of Dec. 2025, which is 1% above its 10-year median of 11.64. GuruFocus rates XTER:VIH1 with a GF Score™ of 71/100 and a GF Value™ of €14.10 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,731 Real Estate companies, VIB Vermoegen AG ranks better than 70.88% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. VIB Vermoegen AG's annualized net income for the quarter that ended in Dec. 2025 was €110.0 Mil. VIB Vermoegen AG's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was €932.0 Mil. Therefore, VIB Vermoegen AG's annualized ROE % for the quarter that ended in Dec. 2025 was 11.80%.

The historical rank and industry rank for VIB Vermoegen AG's ROE % or its related term are showing as below:

XTER:VIH1' s ROE % Range Over the Past 10 Years
Min: 4.2   Med: 11.64   Max: 16.64
Current: 8.91

During the past 13 years, VIB Vermoegen AG's highest ROE % was 16.64%. The lowest was 4.20%. And the median was 11.64%.

XTER:VIH1's ROE % is ranked better than
70.88% of 1731 companies
in the Real Estate industry
Industry Median: 3.92 vs XTER:VIH1: 8.91

VIB Vermoegen AG  (XTER:VIH1) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=109.992/932.044
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(109.992 / 204.788)*(204.788 / 2168.5285)*(2168.5285 / 932.044)
=Net Margin %*Asset Turnover*Equity Multiplier
=53.71 %*0.0944*2.3266
=ROA %*Equity Multiplier
=5.07 %*2.3266
=11.80 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=109.992/932.044
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (109.992 / 99.376) * (99.376 / 55.154) * (55.154 / 204.788) * (204.788 / 2168.5285) * (2168.5285 / 932.044)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 1.1068 * 1.8018 * 26.93 % * 0.0944 * 2.3266
=11.80 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


VIB Vermoegen AG ROE % Related Terms


VIB Vermoegen AG ROE % Historical Data

* Premium members only.

The historical data trend for VIB Vermoegen AG's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VIB Vermoegen AG ROE % Chart

VIB Vermoegen AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.28 8.32 16.64 4.20 8.86

VIB Vermoegen AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.81 5.35 3.04 5.93 11.80

XTER:VIH1 vs CBRE, BEKE, JLL: ROE % Comparison

For the Real Estate Services subindustry, VIB Vermoegen AG's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VIB Vermoegen AG ROE % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, VIB Vermoegen AG's ROE % distribution charts can be found below:

* The bar in red indicates where VIB Vermoegen AG's ROE % falls into.


XTER:VIH1
71GF Score
VIB Vermoegen AG XTER:VIH1
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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VIB Vermoegen AG ROE % Calculation

VIB Vermoegen AG's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=81.444/( (878.561+958.996)/ 2 )
=81.444/918.7785
=8.86 %

VIB Vermoegen AG's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=109.992/( (905.092+958.996)/ 2 )
=109.992/932.044
=11.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 11.80% mean?
VIB Vermoegen AG (XTER:VIH1) has a ROE % of 11.80% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on VIB Vermoegen AG and its competitors. This is near median its historical median of 11.64. Over the past decade, VIB Vermoegen AG's ROE % has ranged from 4.20 to 16.64. According to the industry distribution chart, VIB Vermoegen AG ranks #504 out of 1731 companies in the Real Estate industry, placing it in the top 29.1%.
Is VIB Vermoegen AG's ROE % too high?
VIB Vermoegen AG's current ROE % of 11.80% is near median its 10-year median of 11.64. Over the past 10 years, this metric has ranged from a low of 4.20 to a high of 16.64. The Real Estate industry median ROE % is 3.92. VIB Vermoegen AG's value of 11.80% is 201% above this industry median. Based on the distribution chart, VIB Vermoegen AG ranks #504 out of 1731 companies in the Real Estate industry, which is above the industry midpoint. Overall, VIB Vermoegen AG has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does VIB Vermoegen AG's ROE % compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, VIB Vermoegen AG ranks #504 out of 1731 companies for ROE %. This puts VIB Vermoegen AG in the upper half of its industry. The industry median ROE % is 3.92. VIB Vermoegen AG's value of 11.80% is 201% above this benchmark. Historically, VIB Vermoegen AG's own ROE % has ranged from 4.20 to 16.64 over the past decade. While the company's 10-year median is 11.64 vs. the industry median of 3.92, VIB Vermoegen AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Real Estate company?
The median ROE % among Real Estate companies is 3.92, based on 1,731 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VIB Vermoegen AG's current ROE % of 11.80% is 201% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on VIB Vermoegen AG and its competitors. For the Real Estate industry, the median ROE % is 3.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VIB Vermoegen AG's current ROE % is 11.80%, which is near median its own 10-year median of 11.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VIB Vermoegen AG stock overvalued right now?
Based on GuruFocus' analysis, VIB Vermoegen AG (XTER:VIH1) is currently considered Possible Value Trap. The stock's GF Value™ is €14.10, compared to a current price of €7.90 — trading 44% below its estimated fair value. The current ROE % is 11.80%, which is near median its 10-year median of 11.64 and 201% above the Real Estate industry median of 3.92. VIB Vermoegen AG's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For VIB Vermoegen AG (XTER:VIH1), the current ROE % is 11.80% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VIB Vermoegen AG (XTER:VIH1) Overvalued in 2026?

Based on GuruFocus' analysis, VIB Vermoegen AG stock appears to be undervalued. The current stock price of €7.90 is trading 44% below its estimated GF Value™ of €14.10. GuruFocus considers VIB Vermoegen AG to be Possible Value Trap.

Key valuation signals for XTER:VIH1:

  • ROE %: 11.80% (near median its 10-year median of 11.64)
  • GF Value™: €14.10 vs. price of €7.90 (44% below fair value)
  • GF Score™: 71/100 with 6 warning signs
  • Industry Position: 201% above the Real Estate median (#504 of 1731)

No single metric tells the full story. See the XTER:VIH1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VIB Vermoegen AG Business Description

Other Exchanges 0AC3:UK
Address Tilly-Park 1, Neuburg an der Donau, BY, DEU, 86633
VIB Vermoegen AG is a real estate holding company which is engaged in the development, acquisition, and management of commercial real estate properties. The real estate portfolio of company includes logistics properties, industrial real estate, shopping centers and retail parks, as well as commercial and service centers. Its segment are Rental and Management of Real Estate Assets and Management of Properties of Institutional Investors.
71GF Score

Get the complete analysis for XTER:VIH1

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.90
Price
€14.10
GF Value