FinecoBank SpA (FRA:ZS3) ROIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:ZS3 FinecoBank SpA FRA:ZS3
78 GF Score
Price €23.25
GF Value €16.97
Valuation Significantly Overvalued
! 7 Warning Signs
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What is FinecoBank SpA ROIC %?

ROIC % does not apply to banks.

FRA:ZS3
78GF Score
FinecoBank SpA FRA:ZS3
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is FinecoBank SpA (FRA:ZS3) Overvalued in 2026?

Based on GuruFocus' analysis, FinecoBank SpA stock appears to be overvalued. The current stock price of €23.25 is trading 37% above its estimated GF Value™ of €16.97. GuruFocus considers FinecoBank SpA to be Significantly Overvalued.

Key valuation signals for FRA:ZS3:

  • ROIC %:
  • GF Value™: €16.97 vs. price of €23.25 (37% above fair value)
  • GF Score™: 78/100 with 7 warning signs

No single metric tells the full story. See the FRA:ZS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FinecoBank SpA Business Description

Address Piazza Durante, 11, Milan, ITA, 20131
FinecoBank SpA is a FinTech bank based in Italy, offering its services through a network of personal financial advisors and online and mobile channels that operate in an integrated manner. The Group's offerings are divided into three product areas: Banking, Brokerage, and Investing. Maximum revenue is generated from Banking activities, which include current account services, payment services, and the issuance of debit, credit, and prepaid cards, mortgages, overdrafts, and personal loans. The Brokerage category offers order execution services on behalf of the customer, and trading access to CFDs, futures, options, bonds, ETFs, and certificates; and Investing includes the asset management activities of the Group, its investment advisory services, and various investment products offerings.
78GF Score

Get the complete analysis for FRA:ZS3

ROIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.25
Price
€16.97
GF Value