KB Financial Group (STU:KBIA) 10-Year ROIIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:KBIA KB Financial Group Inc STU:KBIA
48 GF Score
Price €112.00
GF Value €52.65
Valuation Significantly Overvalued
! 6 Warning Signs
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What is KB Financial Group 10-Year ROIIC %?

10-Year ROIIC % does not apply to banks.

STU:KBIA
48GF Score
KB Financial Group Inc STU:KBIA
10-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is KB Financial Group (STU:KBIA) Overvalued in 2026?

Based on GuruFocus' analysis, KB Financial Group stock appears to be overvalued. The current stock price of €112.00 is trading 112.7% above its estimated GF Value™ of €52.65. GuruFocus considers KB Financial Group to be Significantly Overvalued.

Key valuation signals for STU:KBIA:

  • 10-Year ROIIC %:
  • GF Value™: €52.65 vs. price of €112.00 (112.7% above fair value)
  • GF Score™: 48/100 with 6 warning signs

No single metric tells the full story. See the STU:KBIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

KB Financial Group Business Description

Address 26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul, KOR, 07331
KB Financial Group Inc. is a South Korean financial holding company headquartered in Seoul. Its principal subsidiary, Kookmin Bank, is one of the country's largest commercial banks, and the group also operates through subsidiaries in securities, credit cards, asset management, life insurance, and non-life insurance. Its business segments include banking, securities, non-life insurance, credit card, and life insurance, with the banking segment generating the majority of revenue. The group serves retail customers, small and medium-sized enterprises, and large corporations, offering deposits, loans, wealth management, investment banking, and insurance products. While its primary market is South Korea, it also maintains international operations and overseas offices in select markets. Revenue is derived mainly from net interest income on loans and deposits, supplemented by fees and commissions from card, securities, and asset management services, as well as insurance premiums and investment gains.
48GF Score

Get the complete analysis for STU:KBIA

10-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€112.00
Price
€52.65
GF Value