CRDB Bank (DAR:CRDB) 3-Year ROIIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DAR:CRDB CRDB Bank PLC DAR:CRDB
37 GF Score
Price TZS2,810.00
GF Value TZS1,006.60
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What is CRDB Bank 3-Year ROIIC %?

3-Year ROIIC % does not apply to banks.

DAR:CRDB
37GF Score
CRDB Bank PLC DAR:CRDB
3-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is CRDB Bank (DAR:CRDB) Overvalued in 2026?

Based on GuruFocus' analysis, CRDB Bank stock appears to be overvalued. The current stock price of TZS2,810.00 is trading 179.2% above its estimated GF Value™ of TZS1,006.60.

Key valuation signals for DAR:CRDB:

  • 3-Year ROIIC %:
  • GF Value™: TZS1,006.60 vs. price of TZS2,810.00 (179.2% above fair value)
  • GF Score™: 37/100

No single metric tells the full story. See the DAR:CRDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CRDB Bank Business Description

Comparable Companies
Address Ali Hassan Mwinyi Road, P.O. Box 268, Plot No. 25 and 26, Dar es Salaam, TZA, 11101
CRDB Bank PLC is a commercial bank headquartered in Tanzania, offering retail, corporate, and treasury banking services. Its retail segment serves individuals and small and medium-sized enterprises with deposits, loans, digital banking, remittances, and payment cards, while corporate banking provides financing, trade services, and treasury solutions to larger businesses and institutions. The bank operates an extensive network of branches, ATMs, deposit-taking ATMs, point-of-sale terminals, and banking agents across Tanzania, supported by digital channels such as mobile and internet banking. It also operates subsidiaries in Burundi and the Democratic Republic of the Congo, though Tanzania remains its primary market and main source of revenue. Revenue is generated mainly from interest income on loans and advances, supplemented by fees and commissions from transactions, digital services, and foreign exchange. CRDB Bank is listed on the Dar es Salaam Stock Exchange.
37GF Score

Get the complete analysis for DAR:CRDB

3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TZS2,810.00
Price
TZS1,006.60
GF Value