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Go Digit General InsuranceNSE:GODIGIT -0.52%35 3-Year ROIIC % is 5.37 as of Mar. 2026, which is at its 10-year median of 5.37. GuruFocus rates NSE:GODIGIT with a GF Score™ of 35/100. The stock has 2 warning signs investors should review. Among 337 Insurance companies, Go Digit General Insurance ranks better than 51.63% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Go Digit General Insurance's 3-Year ROIIC % for the quarter that ended in Mar. 2026 was 5.37%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Go Digit General Insurance's 3-Year ROIIC % or its related term are showing as below:
NSE:GODIGIT's 3-Year ROIIC % is ranked better than 51.63% of 337
companies
in the Insurance industry
Industry Median: 5.06
vs NSE:GODIGIT: 5.37
Go Digit General Insurance (NSE:GODIGIT) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Go Digit General Insurance 3-Year ROIIC % Related Terms
Go Digit General Insurance 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:GODIGIT vs CB, PGR, TRV: 3-Year ROIIC % Comparison
For the Insurance - Property & Casualty subindustry, Go Digit General Insurance's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Go Digit General Insurance 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Go Digit General Insurance's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Go Digit General Insurance's 3-Year ROIIC % falls into.
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 6102.73174 (Mar. 2026) - 570.35 (Mar. 2023) )
/
( 242034.46 (Mar. 2026) - 139007.98 (Mar. 2023) )
=
5532.38174
/
103026.48
=
5.37%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Go Digit General Insurance (NSE:GODIGIT) has a 3-Year ROIIC % of 5.37 as of Mar. 2026. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Go Digit General Insurance and its competitors. This is near median its historical median of 5.37. Over the past decade, Go Digit General Insurance's 3-Year ROIIC % has ranged from 3.15 to 7.51. According to the industry distribution chart, Go Digit General Insurance ranks #163 out of 337 companies in the Insurance industry, placing it in the top 48.4%.
Is Go Digit General Insurance's 3-Year ROIIC % too high?
Go Digit General Insurance's current 3-Year ROIIC % of 5.37 is near median its 10-year median of 5.37. Over the past 10 years, this metric has ranged from a low of 3.15 to a high of 7.51. The Insurance industry median 3-Year ROIIC % is 5.06. Go Digit General Insurance's value of 5.37 is 6.1% above this industry median. Based on the distribution chart, Go Digit General Insurance ranks #163 out of 337 companies in the Insurance industry, which is above the industry midpoint. Overall, Go Digit General Insurance has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Go Digit General Insurance's 3-Year ROIIC % compare to CB and PGR?
According to the Insurance industry distribution chart, Go Digit General Insurance ranks #163 out of 337 companies for 3-Year ROIIC %. This puts Go Digit General Insurance in the upper half of its industry. The industry median 3-Year ROIIC % is 5.06. Go Digit General Insurance's value of 5.37 is 6.1% above this benchmark. Historically, Go Digit General Insurance's own 3-Year ROIIC % has ranged from 3.15 to 7.51 over the past decade. While the company's 10-year median is 5.37 vs. the industry median of 5.06, Go Digit General Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.06, based on 337 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Go Digit General Insurance's current 3-Year ROIIC % of 5.37 is 6.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Go Digit General Insurance and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Go Digit General Insurance's current 3-Year ROIIC % is 5.37, which is near median its own 10-year median of 5.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Go Digit General Insurance stock overvalued right now?
Go Digit General Insurance (NSE:GODIGIT) has a current 3-Year ROIIC % of 5.37. The current 3-Year ROIIC % is 5.37, which is near median its 10-year median of 5.37 and 6.1% above the Insurance industry median of 5.06. Go Digit General Insurance's overall GF Score™ is 35/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Go Digit General Insurance (NSE:GODIGIT), the current 3-Year ROIIC % is 5.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Go Digit General Insurance Ltd is a diversified insurance company. It offers insurance products across various segments such as Fire, Marine Cargo, Marine Hull, Motor, Aviation, Personal Accident, Health insurance, and others. Maximum revenue is generated from its Motor insurance products. Geographically, the company operates in India.
35GF Score
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