PT Bank Mandiri (Persero) Tbk (STU:PQ9) 3-Year ROIIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:PQ9 PT Bank Mandiri (Persero) Tbk STU:PQ9
72 GF Score
Price €0.18
GF Value €0.25
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is PT Bank Mandiri (Persero) Tbk 3-Year ROIIC %?

3-Year ROIIC % does not apply to banks.

STU:PQ9
72GF Score
PT Bank Mandiri (Persero) Tbk STU:PQ9
3-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is PT Bank Mandiri (Persero) Tbk (STU:PQ9) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk stock appears to be undervalued. The current stock price of €0.18 is trading 27.6% below its estimated GF Value™ of €0.25. GuruFocus considers PT Bank Mandiri (Persero) Tbk to be Modestly Undervalued.

Key valuation signals for STU:PQ9:

  • 3-Year ROIIC %:
  • GF Value™: €0.25 vs. price of €0.18 (27.6% below fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the STU:PQ9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Mandiri (Persero) Tbk Business Description

Address Jl. Jenderal Sudirman Kav.54-55, Menara Mandiri 1, Jakarta, IDN, 12190
PT Bank Mandiri (Persero) Tbk is an Indonesian state-owned bank and one of the country's largest financial institutions by assets. It provides a full range of banking services, including deposit taking through current accounts, savings, and time deposits, as well as lending, trade finance, treasury, and payment and money transfer services. Its operations are organized into wholesale and retail segments, serving corporations, commercial and small businesses, government entities, and individual customers. The bank also offers Sharia-compliant banking through Bank Syariah Indonesia, in which it holds a stake, and provides insurance, securities, and asset management through subsidiaries. Beyond Indonesia, it maintains a presence in Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, the United Kingdom, and the Cayman Islands. Revenue is generated primarily from net interest income on loans and securities, supplemented by fee-based income from transaction banking, wealth management, and other services.
72GF Score

Get the complete analysis for STU:PQ9

3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.18
Price
€0.25
GF Value