Societe Generale (MIL:1GLE) 10-Year RORE % : 18.18% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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MIL:1GLE Societe Generale SA MIL:1GLE
54 GF Score
Price €74.94
GF Value €35.21
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Societe Generale 10-Year RORE %?

Societe Generale MIL:1GLE +0.97% 54 10-Year RORE % is 18.18 as of Mar. 2026. GuruFocus rates MIL:1GLE with a GF Score™ of 54/100 and a GF Value™ of €35.21 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,087 Banks companies, Societe Generale ranks better than 79.02% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Societe Generale's 10-Year RORE % for the quarter that ended in Mar. 2026 was 18.18%.

The industry rank for Societe Generale's 10-Year RORE % or its related term are showing as below:

MIL:1GLE's 10-Year RORE % is ranked better than
79.02% of 1087 companies
in the Banks industry
Industry Median: 10.22 vs MIL:1GLE: 18.18

Societe Generale  (MIL:1GLE) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Societe Generale 10-Year RORE % Related Terms


Societe Generale 10-Year RORE % Historical Data

* Premium members only.

The historical data trend for Societe Generale's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Generale 10-Year RORE % Chart

Societe Generale Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
10-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.92 -5.28 -6.89 -3.76 16.51

Societe Generale Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
10-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.01 4.97 6.90 16.51 18.18

Societe Generale 10-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, Societe Generale's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe Generale 10-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Societe Generale's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where Societe Generale's 10-Year RORE % falls into.


MIL:1GLE
54GF Score
Societe Generale SA MIL:1GLE
10-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe Generale 10-Year RORE % Calculation

Societe Generale's 10-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( 7.522-4.032 )/( 34.297-15.1 )
=3.49/19.197
=18.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.

Frequently Asked Questions Learn more about 10-Year RORE % →
What does a 10-Year RORE % of 18.18 mean?
Societe Generale (MIL:1GLE) has a 10-Year RORE % of 18.18 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Societe Generale and its competitors. According to the industry distribution chart, Societe Generale ranks #228 out of 1087 companies in the Banks industry, placing it in the top 21%.
Is Societe Generale's 10-Year RORE % too high?
Societe Generale's current 10-Year RORE % is 18.18. The Banks industry median 10-Year RORE % is 10.22. Societe Generale's value of 18.18 is 77.9% above this industry median. Based on the distribution chart, Societe Generale ranks #228 out of 1087 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Societe Generale has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Societe Generale ranks #228 out of 1087 companies for 10-Year RORE %. This places Societe Generale in the top 21% of its industry — outperforming the majority of peers. The industry median 10-Year RORE % is 10.22. Societe Generale's value of 18.18 is 77.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.22, based on 1,087 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Generale's current 10-Year RORE % of 18.18 is 77.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Societe Generale and its competitors. For the Banks industry, the median 10-Year RORE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Generale's current 10-Year RORE % is 18.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale (MIL:1GLE) is currently considered Significantly Overvalued. The stock's GF Value™ is €35.21, compared to a current price of €74.94 — trading 112.8% above its estimated fair value. The current 10-Year RORE % is 18.18 and 77.9% above the Banks industry median of 10.22. Societe Generale's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Societe Generale (MIL:1GLE), the current 10-Year RORE % is 18.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Generale (MIL:1GLE) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Generale stock appears to be overvalued. The current stock price of €74.94 is trading 112.8% above its estimated GF Value™ of €35.21. GuruFocus considers Societe Generale to be Significantly Overvalued.

Key valuation signals for MIL:1GLE:

  • 10-Year RORE %: 18.18
  • GF Value™: €35.21 vs. price of €74.94 (112.8% above fair value)
  • GF Score™: 54/100 with 5 warning signs
  • Industry Position: 77.9% above the Banks median (#228 of 1087)

No single metric tells the full story. See the MIL:1GLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Societe Generale Business Description

Address 29, Boulevard Haussmann, Paris, FRA, 75009
Société Générale is a diversified European bank whose largest division is its corporate and investment bank, anchored by a well-regarded equity franchise. Its French retail operations include both the traditional branch network and fast-growing digital bank Boursorama. Internationally, Société Générale ranks among the largest banks in the Czech Republic and Romania. It also holds dominant positions in several African markets, though with a smaller earnings contribution. The group is a leading player in vehicle and equipment leasing through ALD Automotive.
54GF Score

Get the complete analysis for MIL:1GLE

10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€74.94
Price
€35.21
GF Value