Ready Capital (FRA:0SZ) 3-Year RORE % : 80.32% (As of Mar. 2026)

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FRA:0SZ Ready Capital Corp FRA:0SZ
33 GF Score
Price €1.29
! 2 Warning Signs
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What is Ready Capital 3-Year RORE %?

Ready Capital FRA:0SZ -1.30% 33 3-Year RORE % is 80.32 as of Mar. 2026. GuruFocus rates FRA:0SZ with a GF Score™ of 33/100. The stock has 2 warning signs investors should review. Among 832 REITs companies, Ready Capital ranks better than 83.77% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Ready Capital's 3-Year RORE % for the quarter that ended in Mar. 2026 was 80.32%.

The industry rank for Ready Capital's 3-Year RORE % or its related term are showing as below:

FRA:0SZ's 3-Year RORE % is ranked better than
83.77% of 832 companies
in the REITs industry
Industry Median: -1.02 vs FRA:0SZ: 80.32

Ready Capital  (FRA:0SZ) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Ready Capital 3-Year RORE % Related Terms


Ready Capital 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Ready Capital's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ready Capital 3-Year RORE % Chart

Ready Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 93.10 10,040.00 24.29 153.15 79.45

Ready Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 113.79 139.87 120.58 79.45 80.32

FRA:0SZ vs NREF, MITT, CMTG: 3-Year RORE % Comparison

For the REIT - Mortgage subindustry, Ready Capital's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ready Capital 3-Year RORE % vs REITs Industry

For the REITs industry and Real Estate sector, Ready Capital's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Ready Capital's 3-Year RORE % falls into.


FRA:0SZ
33GF Score
Ready Capital Corp FRA:0SZ
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ready Capital 3-Year RORE % Calculation

Ready Capital's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( -2.734-1.49 )/( -2.911-2.348 )
=-4.224/-5.259
=80.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 80.32 mean?
Ready Capital (FRA:0SZ) has a 3-Year RORE % of 80.32 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Ready Capital and its competitors. According to the industry distribution chart, Ready Capital ranks #135 out of 832 companies in the REITs industry, placing it in the top 16.2%.
Is Ready Capital's 3-Year RORE % too high?
Ready Capital's current 3-Year RORE % is 80.32. Based on the distribution chart, Ready Capital ranks #135 out of 832 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Ready Capital has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does Ready Capital's 3-Year RORE % compare to NREF and MITT?
According to the REITs industry distribution chart, Ready Capital ranks #135 out of 832 companies for 3-Year RORE %. This places Ready Capital in the top 16% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a REITs company?
A good 3-Year RORE % depends on the REITs industry context. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Ready Capital and its competitors. Ready Capital's current 3-Year RORE % is 80.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ready Capital stock overvalued right now?
Ready Capital (FRA:0SZ) has a current 3-Year RORE % of 80.32. The current 3-Year RORE % is 80.32. Ready Capital's overall GF Score™ is 33/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Ready Capital (FRA:0SZ), the current 3-Year RORE % is 80.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ready Capital Business Description

Industry Real EstateREITs
Address 1251 Avenue of the Americas, 50th Floor, New York, NY, USA, 10020
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
33GF Score

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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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