Agriculture Bank Insurance JSC (ABIC) (HSTC:ABI) 3-Year RORE % : 0.00% (As of . 20)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HSTC:ABI Agriculture Bank Insurance JSC (ABIC) HSTC:ABI
23 GF Score
Price ₫18,600.00
! 1 Warning Sign
View Full Analysis

What is Agriculture Bank Insurance JSC (ABIC) 3-Year RORE %?

Agriculture Bank Insurance JSC (ABIC) HSTC:ABI 23 3-Year RORE % is 0.00 as of . 20. GuruFocus rates HSTC:ABI with a GF Score™ of 23/100. The stock has 1 warning sign investors should review. Among 472 Insurance companies, Agriculture Bank Insurance JSC (ABIC) ranks worse than 211864.19% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Agriculture Bank Insurance JSC (ABIC) does not have enough data to calculate 3-Year RORE %.


Agriculture Bank Insurance JSC (ABIC)  (HSTC:ABI) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Agriculture Bank Insurance JSC (ABIC) 3-Year RORE % Related Terms


Agriculture Bank Insurance JSC (ABIC) 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Agriculture Bank Insurance JSC (ABIC)'s 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agriculture Bank Insurance JSC (ABIC) 3-Year RORE % Chart

Agriculture Bank Insurance JSC (ABIC) Annual Data
Trend
3-Year RORE %

Agriculture Bank Insurance JSC (ABIC) Semi-Annual Data
3-Year RORE %

HSTC:ABI vs : 3-Year RORE % Comparison

For the Insurance - Property & Casualty subindustry, Agriculture Bank Insurance JSC (ABIC)'s 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agriculture Bank Insurance JSC (ABIC) 3-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Agriculture Bank Insurance JSC (ABIC)'s 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Agriculture Bank Insurance JSC (ABIC)'s 3-Year RORE % falls into.


HSTC:ABI
23GF Score
Agriculture Bank Insurance JSC (ABIC) HSTC:ABI
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Agriculture Bank Insurance JSC (ABIC) 3-Year RORE % Calculation

Agriculture Bank Insurance JSC (ABIC)'s 3-Year RORE % for the quarter that ended in . 20 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( - )/( - )
=/
=N/A %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in . 20 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 0.00 mean?
Agriculture Bank Insurance JSC (ABIC) (HSTC:ABI) has a 3-Year RORE % of 0.00 as of . 20. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Agriculture Bank Insurance JSC (ABIC) and its competitors. According to the industry distribution chart, Agriculture Bank Insurance JSC (ABIC) ranks #999999 out of 472 companies in the Insurance industry.
Is Agriculture Bank Insurance JSC (ABIC)'s 3-Year RORE % too high?
Agriculture Bank Insurance JSC (ABIC)'s current 3-Year RORE % is 0.00. Based on the distribution chart, Agriculture Bank Insurance JSC (ABIC) ranks #999999 out of 472 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Agriculture Bank Insurance JSC (ABIC) has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does Agriculture Bank Insurance JSC (ABIC)'s 3-Year RORE % compare to ?
According to the Insurance industry distribution chart, Agriculture Bank Insurance JSC (ABIC) ranks #999999 out of 472 companies for 3-Year RORE %. This places Agriculture Bank Insurance JSC (ABIC) in the lower half of its industry. The industry median 3-Year RORE % is 11.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.57, based on 472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Agriculture Bank Insurance JSC (ABIC) and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agriculture Bank Insurance JSC (ABIC)'s current 3-Year RORE % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agriculture Bank Insurance JSC (ABIC) stock overvalued right now?
Agriculture Bank Insurance JSC (ABIC) (HSTC:ABI) has a current 3-Year RORE % of 0.00. The current 3-Year RORE % is 0.00. Agriculture Bank Insurance JSC (ABIC)'s overall GF Score™ is 23/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Agriculture Bank Insurance JSC (ABIC) (HSTC:ABI), the current 3-Year RORE % is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Agriculture Bank Insurance JSC (ABIC) Business Description

Comparable Companies
Address Hoang Dao Thuy, 6th floor - Building 29T1, Cau Giay, Hanoi, VNM
Agriculture Bank Insurance JSC (ABIC) is involved in the insurance business. It provides Non-life insurance, health insurance and human accident insurance; Property insurance and damage insurance; Insurance for transported goods; Credit insurance and financial risks, business loss insurance. Its reinsurance business involves receiving and ceding reinsurance for all insurance operations.
23GF Score

Get the complete analysis for HSTC:ABI

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫18,600.00
Price