Voss Veksel- og Landmandsbank ASA (LTS:0GI5) 3-Year RORE % : 0.67% (As of Mar. 2026)


LTS:0GI5 Voss Veksel- og Landmandsbank ASA LTS:0GI5
62 GF Score
Price kr498.00
GF Value kr337.52
! 7 Warning Signs
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What is Voss Veksel- og Landmandsbank ASA 3-Year RORE %?

Voss Veksel- og Landmandsbank ASA LTS:0GI5 62 3-Year RORE % is 0.67 as of Mar. 2026. GuruFocus rates LTS:0GI5 with a GF Score™ of 62/100 and a GF Value™ of kr337.52. The stock has 7 warning signs investors should review. Among 1,472 Banks companies, Voss Veksel- og Landmandsbank ASA ranks worse than 71.94% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Voss Veksel- og Landmandsbank ASA's 3-Year RORE % for the quarter that ended in Mar. 2026 was 0.67%.

The industry rank for Voss Veksel- og Landmandsbank ASA's 3-Year RORE % or its related term are showing as below:

LTS:0GI5's 3-Year RORE % is ranked worse than
71.94% of 1472 companies
in the Banks industry
Industry Median: 9.875 vs LTS:0GI5: 0.67

Voss Veksel- og Landmandsbank ASA  (LTS:0GI5) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Voss Veksel- og Landmandsbank ASA 3-Year RORE % Related Terms


Voss Veksel- og Landmandsbank ASA 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Voss Veksel- og Landmandsbank ASA's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Voss Veksel- og Landmandsbank ASA 3-Year RORE % Chart

Voss Veksel- og Landmandsbank ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -8.03 22.80 24.07 21.47 6.62

Voss Veksel- og Landmandsbank ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.84 18.24 12.22 6.62 0.67

Voss Veksel- og Landmandsbank ASA 3-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, Voss Veksel- og Landmandsbank ASA's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Voss Veksel- og Landmandsbank ASA 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Voss Veksel- og Landmandsbank ASA's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Voss Veksel- og Landmandsbank ASA's 3-Year RORE % falls into.


LTS:0GI5
62GF Score
Voss Veksel- og Landmandsbank ASA LTS:0GI5
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Voss Veksel- og Landmandsbank ASA 3-Year RORE % Calculation

Voss Veksel- og Landmandsbank ASA's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 36.64-36.1 )/( 111.21-30.6 )
=0.54/80.61
=0.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 0.67 mean?
Voss Veksel- og Landmandsbank ASA (LTS:0GI5) has a 3-Year RORE % of 0.67 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Voss Veksel- og Landmandsbank ASA and its competitors. According to the industry distribution chart, Voss Veksel- og Landmandsbank ASA ranks #1059 out of 1472 companies in the Banks industry, placing it in the top 71.9%.
Is Voss Veksel- og Landmandsbank ASA's 3-Year RORE % too high?
Voss Veksel- og Landmandsbank ASA's current 3-Year RORE % is 0.67. The Banks industry median 3-Year RORE % is 9.88. Voss Veksel- og Landmandsbank ASA's value of 0.67 is 93.2% below this industry median. Based on the distribution chart, Voss Veksel- og Landmandsbank ASA ranks #1059 out of 1472 companies in the Banks industry, which is below the industry midpoint. Overall, Voss Veksel- og Landmandsbank ASA has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Voss Veksel- og Landmandsbank ASA's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Voss Veksel- og Landmandsbank ASA ranks #1059 out of 1472 companies for 3-Year RORE %. This places Voss Veksel- og Landmandsbank ASA in the lower half of its industry. The industry median 3-Year RORE % is 9.88. Voss Veksel- og Landmandsbank ASA's value of 0.67 is 93.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.88, based on 1,472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Voss Veksel- og Landmandsbank ASA's current 3-Year RORE % of 0.67 is 93.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Voss Veksel- og Landmandsbank ASA and its competitors. For the Banks industry, the median 3-Year RORE % is 9.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Voss Veksel- og Landmandsbank ASA's current 3-Year RORE % is 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Voss Veksel- og Landmandsbank ASA stock overvalued right now?
Voss Veksel- og Landmandsbank ASA (LTS:0GI5) has a current 3-Year RORE % of 0.67. The stock's GF Value™ is kr337.52, compared to a current price of kr498.00 — trading 47.5% above its estimated fair value. The current 3-Year RORE % is 0.67 and 93.2% below the Banks industry median of 9.88. Voss Veksel- og Landmandsbank ASA's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Voss Veksel- og Landmandsbank ASA (LTS:0GI5), the current 3-Year RORE % is 0.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Voss Veksel- og Landmandsbank ASA (LTS:0GI5) Overvalued in 2026?

Based on GuruFocus' analysis, Voss Veksel- og Landmandsbank ASA stock appears to be overvalued. The current stock price of kr498.00 is trading 47.5% above its estimated GF Value™ of kr337.52.

Key valuation signals for LTS:0GI5:

  • 3-Year RORE %: 0.67
  • GF Value™: kr337.52 vs. price of kr498.00 (47.5% above fair value)
  • GF Score™: 62/100 with 7 warning signs
  • Industry Position: 93.2% below the Banks median (#1059 of 1472)

No single metric tells the full story. See the LTS:0GI5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Voss Veksel- og Landmandsbank ASA Business Description

Other Exchanges VVL:Norway
Address Vangsgata 24, Voss, NOR, 5700
Voss Veksel- og Landmandsbank ASA operates in the banking sector. It provides general banking services like deposits, loans, insurance services, mobile banking, online banking, among others.
62GF Score

Get the complete analysis for LTS:0GI5

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr498.00
Price
kr337.52
GF Value