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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Letshego Holdings (Namibia) does not have enough data to calculate 3-Year RORE %.
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Letshego Holdings (Namibia) 3-Year RORE % Related Terms
Letshego Holdings (Namibia) 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Letshego Holdings (Namibia)'s 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Letshego Holdings (Namibia) 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Letshego Holdings (Namibia)'s 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Letshego Holdings (Namibia)'s 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 3-year before.
Letshego Holdings (Namibia) (NAM:LHN) has a 3-Year RORE % of 0.00 as of Jun. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Letshego Holdings (Namibia) and its competitors. According to the industry distribution chart, Letshego Holdings (Namibia) ranks #999999 out of 1455 companies in the Banks industry.
Is Letshego Holdings (Namibia)'s 3-Year RORE % too high?
Letshego Holdings (Namibia)'s current 3-Year RORE % is 0.00. Based on the distribution chart, Letshego Holdings (Namibia) ranks #999999 out of 1455 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Letshego Holdings (Namibia) has a GF Score™ of 32/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Letshego Holdings (Namibia)'s 3-Year RORE % compare to ?
According to the Banks industry distribution chart, Letshego Holdings (Namibia) ranks #999999 out of 1455 companies for 3-Year RORE %. This places Letshego Holdings (Namibia) in the lower half of its industry. The industry median 3-Year RORE % is 11.47. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 11.47, based on 1,455 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Letshego Holdings (Namibia) and its competitors. For the Banks industry, the median 3-Year RORE % is 11.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Letshego Holdings (Namibia)'s current 3-Year RORE % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Letshego Holdings (Namibia) stock overvalued right now?
Based on GuruFocus' analysis, Letshego Holdings (Namibia) (NAM:LHN) is currently considered Fairly Valued. The stock's GF Value™ is R5.83, compared to a current price of R5.56 — trading 4.6% below its estimated fair value. The current 3-Year RORE % is 0.00. Letshego Holdings (Namibia)'s overall GF Score™ is 32/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Letshego Holdings (Namibia) (NAM:LHN), the current 3-Year RORE % is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Letshego Holdings (Namibia) (NAM:LHN) Overvalued in 2026?
Based on GuruFocus' analysis, Letshego Holdings (Namibia) stock appears to be undervalued.
The current stock price of R5.56 is trading 4.6% below its estimated GF Value™ of R5.83.
GuruFocus considers Letshego Holdings (Namibia) to be Fairly Valued.
Key valuation signals for NAM:LHN:
3-Year RORE %: 0.00
GF Value™: R5.83 vs. price of R5.56 (4.6% below fair value)
No single metric tells the full story. See the NAM:LHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Letshego Holdings (Namibia) Limited is a Namibian financial services company that operates as part of the Letshego Group, a Botswana-headquartered inclusive finance organization focused on low- and middle-income customers across sub-Saharan Africa. The company provides consumer lending, microfinance, and savings products to individuals, micro and small entrepreneurs, and salaried employees, primarily through payroll deduction and direct lending channels. Its offerings include personal and emergency loans, housing and education finance, and deposit-taking through its banking operations in Namibia. Revenue is generated mainly from interest and fees on its loan book, supplemented by income from savings and related financial services. The company serves customers across Namibia through a branch network and digital channels, targeting underserved segments that have limited access to traditional commercial banking. It is listed on the Botswana Stock Exchange.
32GF Score
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