Vardhman Holdings (NSE:VHL) 3-Year RORE % : 4.75% (As of Mar. 2026)

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NSE:VHL Vardhman Holdings Ltd NSE:VHL
66 GF Score
Price ₹3,425.20
GF Value ₹1,805.02
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Vardhman Holdings 3-Year RORE %?

Vardhman Holdings NSE:VHL +0.80% 66 3-Year RORE % is 4.75 as of Mar. 2026. GuruFocus rates NSE:VHL with a GF Score™ of 66/100 and a GF Value™ of ₹1,805.02 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,534 Asset Management companies, Vardhman Holdings ranks worse than 55.02% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Vardhman Holdings's 3-Year RORE % for the quarter that ended in Mar. 2026 was 4.75%.

The industry rank for Vardhman Holdings's 3-Year RORE % or its related term are showing as below:

NSE:VHL's 3-Year RORE % is ranked worse than
55.02% of 1534 companies
in the Asset Management industry
Industry Median: 11.455 vs NSE:VHL: 4.75

Vardhman Holdings  (NSE:VHL) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Vardhman Holdings 3-Year RORE % Related Terms


Vardhman Holdings 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Vardhman Holdings's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vardhman Holdings 3-Year RORE % Chart

Vardhman Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37.67 12.62 -29.15 4.44 4.75

Vardhman Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.44 10.90 10.40 4.99 4.75

NSE:VHL vs BLK, BX, KKR: 3-Year RORE % Comparison

For the Asset Management subindustry, Vardhman Holdings's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vardhman Holdings 3-Year RORE % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Vardhman Holdings's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Vardhman Holdings's 3-Year RORE % falls into.


NSE:VHL
66GF Score
Vardhman Holdings Ltd NSE:VHL
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vardhman Holdings 3-Year RORE % Calculation

Vardhman Holdings's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 676.83-579.38 )/( 2064.61-15 )
=97.45/2049.61
=4.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 4.75 mean?
Vardhman Holdings (NSE:VHL) has a 3-Year RORE % of 4.75 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Vardhman Holdings and its competitors. According to the industry distribution chart, Vardhman Holdings ranks #844 out of 1534 companies in the Asset Management industry, placing it in the top 55%.
Is Vardhman Holdings' 3-Year RORE % too high?
Vardhman Holdings' current 3-Year RORE % is 4.75. The Asset Management industry median 3-Year RORE % is 11.46. Vardhman Holdings' value of 4.75 is 58.5% below this industry median. Based on the distribution chart, Vardhman Holdings ranks #844 out of 1534 companies in the Asset Management industry, which is below the industry midpoint. Overall, Vardhman Holdings has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vardhman Holdings' 3-Year RORE % compare to BLK and BX?
According to the Asset Management industry distribution chart, Vardhman Holdings ranks #844 out of 1534 companies for 3-Year RORE %. This places Vardhman Holdings in the lower half of its industry. The industry median 3-Year RORE % is 11.46. Vardhman Holdings' value of 4.75 is 58.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Asset Management company?
The median 3-Year RORE % among Asset Management companies is 11.46, based on 1,534 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vardhman Holdings's current 3-Year RORE % of 4.75 is 58.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Vardhman Holdings and its competitors. For the Asset Management industry, the median 3-Year RORE % is 11.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vardhman Holdings's current 3-Year RORE % is 4.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vardhman Holdings stock overvalued right now?
Based on GuruFocus' analysis, Vardhman Holdings (NSE:VHL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹1,805.02, compared to a current price of ₹3,425.20 — trading 89.8% above its estimated fair value. The current 3-Year RORE % is 4.75 and 58.5% below the Asset Management industry median of 11.46. Vardhman Holdings' overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Vardhman Holdings (NSE:VHL), the current 3-Year RORE % is 4.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vardhman Holdings (NSE:VHL) Overvalued in 2026?

Based on GuruFocus' analysis, Vardhman Holdings stock appears to be overvalued. The current stock price of ₹3,425.20 is trading 89.8% above its estimated GF Value™ of ₹1,805.02. GuruFocus considers Vardhman Holdings to be Significantly Overvalued.

Key valuation signals for NSE:VHL:

  • 3-Year RORE %: 4.75
  • GF Value™: ₹1,805.02 vs. price of ₹3,425.20 (89.8% above fair value)
  • GF Score™: 66/100 with 5 warning signs
  • Industry Position: 58.5% below the Asset Management median (#844 of 1534)

No single metric tells the full story. See the NSE:VHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vardhman Holdings Business Description

Other Exchanges 500439:India
Address Chandigarh Road, Vardhman Premises, Ludhiana, PB, IND, 141010
Vardhman Holdings Ltd operates as a non-banking financial company. It is engaged in the Investment business, the company's sole segment. The company's portfolio consists of investments in debt, equity, and real estate. The group earns its income from investments.
66GF Score

Get the complete analysis for NSE:VHL

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹3,425.20
Price
₹1,805.02
GF Value