Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Hafary Holdings's 3-Year RORE % for the quarter that ended in Jun. 2026 was -9.20%.
The industry rank for Hafary Holdings's 3-Year RORE % or its related term are showing as below:
SGX:5VS's 3-Year RORE % is ranked worse than 64.87% of 1654
companies
in the Construction industry
Industry Median: 8.76
vs SGX:5VS: -9.20
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Hafary Holdings 3-Year RORE % Related Terms
Hafary Holdings 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Hafary Holdings's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SGX:5VS vs TT, JCI, CARR: 3-Year RORE % Comparison
For the Building Products & Equipment subindustry, Hafary Holdings's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hafary Holdings 3-Year RORE % vs Construction Industry
For the Construction industry and Industrials sector, Hafary Holdings's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Hafary Holdings's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 3-year before.
Hafary Holdings (SGX:5VS) has a 3-Year RORE % of -9.20 as of Jun. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Hafary Holdings and its competitors. According to the industry distribution chart, Hafary Holdings ranks #1073 out of 1654 companies in the Construction industry, placing it in the top 64.9%.
Is Hafary Holdings' 3-Year RORE % too high?
Hafary Holdings' current 3-Year RORE % is -9.20. Based on the distribution chart, Hafary Holdings ranks #1073 out of 1654 companies in the Construction industry, which is below the industry midpoint. Overall, Hafary Holdings has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hafary Holdings' 3-Year RORE % compare to TT and JCI?
According to the Construction industry distribution chart, Hafary Holdings ranks #1073 out of 1654 companies for 3-Year RORE %. This places Hafary Holdings in the lower half of its industry. The industry median 3-Year RORE % is 8.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Construction company?
The median 3-Year RORE % among Construction companies is 8.76, based on 1,654 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Hafary Holdings and its competitors. For the Construction industry, the median 3-Year RORE % is 8.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hafary Holdings's current 3-Year RORE % is -9.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hafary Holdings stock overvalued right now?
Based on GuruFocus' analysis, Hafary Holdings (SGX:5VS) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.43, compared to a current price of S$0.60 — trading 38.4% above its estimated fair value. The current 3-Year RORE % is -9.20. Hafary Holdings' overall GF Score™ is 63/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Hafary Holdings (SGX:5VS), the current 3-Year RORE % is -9.20 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hafary Holdings (SGX:5VS) Overvalued in 2026?
Based on GuruFocus' analysis, Hafary Holdings stock appears to be overvalued.
The current stock price of S$0.60 is trading 38.4% above its estimated GF Value™ of S$0.43.
GuruFocus considers Hafary Holdings to be Significantly Overvalued.
Key valuation signals for SGX:5VS:
3-Year RORE %: -9.20
GF Value™: S$0.43 vs. price of S$0.60 (38.4% above fair value)
No single metric tells the full story. See the SGX:5VS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hafary Holdings Ltd is engaged in the production and distribution of premium tiles, stone, mosaic, wood flooring, quartz top, sanitary ware, and fittings. The company is organized into segments such as; the General segment which is specially designed as per the requirement of small property developers which contributes a part of revenue. Project segment is majorly designed as the requirement of customers who are involved in property development projects. Manufacturing segment includes manufacturing of ceramic tiles that cater to the customers' requirements and specifications. Others segment that engage in investing activities including net rental collected from properties. Majority of its derived from the General segment.
63GF Score
Get the complete analysis for SGX:5VS
3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SGX:5VS has been successfully added to your 
