Mega Financial Holding Co (TPE:2886) 3-Year RORE % : 2.90% (As of Dec. 2025)

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TPE:2886 Mega Financial Holding Co Ltd TPE:2886
75 GF Score
Price NT$50.90
GF Value NT$43.08
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Mega Financial Holding Co 3-Year RORE %?

Mega Financial Holding Co TPE:2886 +1.19% 75 3-Year RORE % is 2.90 as of Dec. 2025. GuruFocus rates TPE:2886 with a GF Score™ of 75/100 and a GF Value™ of NT$43.08 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,469 Banks companies, Mega Financial Holding Co ranks worse than 68.82% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Mega Financial Holding Co's 3-Year RORE % for the quarter that ended in Dec. 2025 was 2.90%.

The industry rank for Mega Financial Holding Co's 3-Year RORE % or its related term are showing as below:

TPE:2886's 3-Year RORE % is ranked worse than
68.82% of 1469 companies
in the Banks industry
Industry Median: 10.55 vs TPE:2886: 2.90

Mega Financial Holding Co  (TPE:2886) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Mega Financial Holding Co 3-Year RORE % Related Terms


Mega Financial Holding Co 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Mega Financial Holding Co's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mega Financial Holding Co 3-Year RORE % Chart

Mega Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -28.14 -134.41 40.08 58.38 2.90

Mega Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 58.38 25.63 7.80 4.09 2.90

Mega Financial Holding Co 3-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, Mega Financial Holding Co's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mega Financial Holding Co 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Mega Financial Holding Co's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Mega Financial Holding Co's 3-Year RORE % falls into.


TPE:2886
75GF Score
Mega Financial Holding Co Ltd TPE:2886
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mega Financial Holding Co 3-Year RORE % Calculation

Mega Financial Holding Co's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 2.36-2.282 )/( 6.992-4.3 )
=0.078/2.692
=2.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 2.90 mean?
Mega Financial Holding Co (TPE:2886) has a 3-Year RORE % of 2.90 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Mega Financial Holding Co and its competitors. According to the industry distribution chart, Mega Financial Holding Co ranks #1011 out of 1469 companies in the Banks industry, placing it in the top 68.8%.
Is Mega Financial Holding Co's 3-Year RORE % too high?
Mega Financial Holding Co's current 3-Year RORE % is 2.90. The Banks industry median 3-Year RORE % is 10.55. Mega Financial Holding Co's value of 2.90 is 72.5% below this industry median. Based on the distribution chart, Mega Financial Holding Co ranks #1011 out of 1469 companies in the Banks industry, which is below the industry midpoint. Overall, Mega Financial Holding Co has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mega Financial Holding Co's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Mega Financial Holding Co ranks #1011 out of 1469 companies for 3-Year RORE %. This places Mega Financial Holding Co in the lower half of its industry. The industry median 3-Year RORE % is 10.55. Mega Financial Holding Co's value of 2.90 is 72.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 10.55, based on 1,469 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mega Financial Holding Co's current 3-Year RORE % of 2.90 is 72.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Mega Financial Holding Co and its competitors. For the Banks industry, the median 3-Year RORE % is 10.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mega Financial Holding Co's current 3-Year RORE % is 2.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mega Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Mega Financial Holding Co (TPE:2886) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$43.08, compared to a current price of NT$50.90 — trading 18.2% above its estimated fair value. The current 3-Year RORE % is 2.90 and 72.5% below the Banks industry median of 10.55. Mega Financial Holding Co's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Mega Financial Holding Co (TPE:2886), the current 3-Year RORE % is 2.90 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mega Financial Holding Co (TPE:2886) Overvalued in 2026?

Based on GuruFocus' analysis, Mega Financial Holding Co stock appears to be overvalued. The current stock price of NT$50.90 is trading 18.2% above its estimated GF Value™ of NT$43.08. GuruFocus considers Mega Financial Holding Co to be Modestly Overvalued.

Key valuation signals for TPE:2886:

  • 3-Year RORE %: 2.90
  • GF Value™: NT$43.08 vs. price of NT$50.90 (18.2% above fair value)
  • GF Score™: 75/100 with 8 warning signs
  • Industry Position: 72.5% below the Banks median (#1011 of 1469)

No single metric tells the full story. See the TPE:2886 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mega Financial Holding Co Business Description

Address Jhongsiao East Road, 14-17, 20-21 Floor Section 2, Number 123, Taipei, TWN, 10058
Mega Financial Holding Co Ltd is mainly engaged in investment activities approved by the governing authorities and management of the investee companies. Its services are provided through subsidiaries engaged in commercial banking operations, securities, bill finance, investment trust, insurance, asset management, and venture capital. The Group operates through segments comprising the Bank division, the Insurance division, the Bills division, the Securities division, and other divisions. Geographically, the Group operates in Asia, America, and Other, with maximum net revenue generated from Asia.
75GF Score

Get the complete analysis for TPE:2886

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$50.90
Price
NT$43.08
GF Value