ARR (ARMOUR Residential REIT) 5-Year RORE % : -28.64% (As of Mar. 2026)


ARR ARMOUR Residential REIT Inc ARR
33 GF Score
Price $17.13
! 4 Warning Signs
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What is ARMOUR Residential REIT 5-Year RORE %?

ARMOUR Residential REIT ARR -0.70% 33 5-Year RORE % is -28.64 as of Mar. 2026. GuruFocus rates ARR with a GF Score™ of 33/100. The stock has 4 warning signs investors should review. Among 753 REITs companies, ARMOUR Residential REIT ranks worse than 74.63% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. ARMOUR Residential REIT's 5-Year RORE % for the quarter that ended in Mar. 2026 was -28.64%.

The industry rank for ARMOUR Residential REIT's 5-Year RORE % or its related term are showing as below:

ARR's 5-Year RORE % is ranked worse than
74.63% of 753 companies
in the REITs industry
Industry Median: 8.58 vs ARR: -28.64

ARMOUR Residential REIT  (NYSE:ARR) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


ARMOUR Residential REIT 5-Year RORE % Related Terms


ARMOUR Residential REIT 5-Year RORE % Historical Data

* Premium members only.

The historical data trend for ARMOUR Residential REIT's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ARMOUR Residential REIT 5-Year RORE % Chart

ARMOUR Residential REIT Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
5-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.90 -4.43 -23.77 -33.65 -7.73

ARMOUR Residential REIT Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
5-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 95.98 45.06 31.73 -7.73 -28.64

ARR vs EFC, DX, ARI: 5-Year RORE % Comparison

For the REIT - Mortgage subindustry, ARMOUR Residential REIT's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ARMOUR Residential REIT 5-Year RORE % vs REITs Industry

For the REITs industry and Real Estate sector, ARMOUR Residential REIT's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where ARMOUR Residential REIT's 5-Year RORE % falls into.


ARR
33GF Score
ARMOUR Residential REIT Inc ARR
5-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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ARMOUR Residential REIT 5-Year RORE % Calculation

ARMOUR Residential REIT's 5-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( 2.2--8.16 )/( -14.45-21.72 )
=10.36/-36.17
=-28.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 5-year before.

Frequently Asked Questions Learn more about 5-Year RORE % →
What does a 5-Year RORE % of -28.64 mean?
ARMOUR Residential REIT (ARR) has a 5-Year RORE % of -28.64 as of Mar. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on ARMOUR Residential REIT and its competitors. According to the industry distribution chart, ARMOUR Residential REIT ranks #562 out of 753 companies in the REITs industry, placing it in the top 74.6%.
Is ARMOUR Residential REIT's 5-Year RORE % too high?
ARMOUR Residential REIT's current 5-Year RORE % is -28.64. Based on the distribution chart, ARMOUR Residential REIT ranks #562 out of 753 companies in the REITs industry, which is below the industry midpoint. Overall, ARMOUR Residential REIT has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does ARMOUR Residential REIT's 5-Year RORE % compare to EFC and DX?
According to the REITs industry distribution chart, ARMOUR Residential REIT ranks #562 out of 753 companies for 5-Year RORE %. This places ARMOUR Residential REIT in the lower half of its industry. The industry median 5-Year RORE % is 8.58. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a REITs company?
The median 5-Year RORE % among REITs companies is 8.58, based on 753 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on ARMOUR Residential REIT and its competitors. For the REITs industry, the median 5-Year RORE % is 8.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ARMOUR Residential REIT's current 5-Year RORE % is -28.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ARMOUR Residential REIT stock overvalued right now?
ARMOUR Residential REIT (ARR) has a current 5-Year RORE % of -28.64. The current 5-Year RORE % is -28.64. ARMOUR Residential REIT's overall GF Score™ is 33/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For ARMOUR Residential REIT (ARR), the current 5-Year RORE % is -28.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ARMOUR Residential REIT Business Description

Industry Real EstateREITs
Address 3001 Ocean Drive, Suite 201, Vero Beach, FL, USA, 32963
ARMOUR Residential REIT Inc operate in the U.S. and invest in fixed rate residential, adjustable rate and hybrid adjustable rate residential MBS issued or guaranteed by U.S. GSEs or guaranteed by Ginnie Mae. It also invest in U.S. Treasury Securities and money market instruments.
33GF Score

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5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.13
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