Decillion Finance (BOM:539190) 5-Year RORE % : 10.00% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:539190 Decillion Finance Ltd BOM:539190
63 GF Score
Price ₹38.30
GF Value ₹49.01
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Decillion Finance 5-Year RORE %?

Decillion Finance BOM:539190 -4.49% 63 5-Year RORE % is 10.00 as of Jun. 2026. GuruFocus rates BOM:539190 with a GF Score™ of 63/100 and a GF Value™ of ₹49.01 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 718 Capital Markets companies, Decillion Finance ranks better than 50.28% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Decillion Finance's 5-Year RORE % for the quarter that ended in Jun. 2026 was 10.00%.

The industry rank for Decillion Finance's 5-Year RORE % or its related term are showing as below:

BOM:539190's 5-Year RORE % is ranked better than
50.28% of 718 companies
in the Capital Markets industry
Industry Median: 9.88 vs BOM:539190: 10.00

Decillion Finance  (BOM:539190) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Decillion Finance 5-Year RORE % Related Terms


Decillion Finance 5-Year RORE % Historical Data

* Premium members only.

The historical data trend for Decillion Finance's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Decillion Finance 5-Year RORE % Chart

Decillion Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
5-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 24.68 23.66 -131.37 -37.78

Decillion Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
5-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -80.00 -18.60 -390.00 -37.78 10.00

BOM:539190 vs MS, GS, SCHW: 5-Year RORE % Comparison

For the Capital Markets subindustry, Decillion Finance's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Decillion Finance 5-Year RORE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Decillion Finance's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where Decillion Finance's 5-Year RORE % falls into.


BOM:539190
63GF Score
Decillion Finance Ltd BOM:539190
5-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Decillion Finance 5-Year RORE % Calculation

Decillion Finance's 5-Year RORE % for the quarter that ended in Jun. 2026 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( -0.2--0.17 )/( -0.3-0 )
=-0.03/-0.3
=10.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 5-year before.

Frequently Asked Questions Learn more about 5-Year RORE % →
What does a 5-Year RORE % of 10.00 mean?
Decillion Finance (BOM:539190) has a 5-Year RORE % of 10.00 as of Jun. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Decillion Finance and its competitors. According to the industry distribution chart, Decillion Finance ranks #357 out of 718 companies in the Capital Markets industry, placing it in the top 49.7%.
Is Decillion Finance's 5-Year RORE % too high?
Decillion Finance's current 5-Year RORE % is 10.00. The Capital Markets industry median 5-Year RORE % is 9.88. Decillion Finance's value of 10.00 is 1.2% above this industry median. Based on the distribution chart, Decillion Finance ranks #357 out of 718 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Decillion Finance has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Decillion Finance's 5-Year RORE % compare to MS and GS?
According to the Capital Markets industry distribution chart, Decillion Finance ranks #357 out of 718 companies for 5-Year RORE %. This puts Decillion Finance in the upper half of its industry. The industry median 5-Year RORE % is 9.88. Decillion Finance's value of 10.00 is 1.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Capital Markets company?
The median 5-Year RORE % among Capital Markets companies is 9.88, based on 718 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Decillion Finance's current 5-Year RORE % of 10.00 is 1.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Decillion Finance and its competitors. For the Capital Markets industry, the median 5-Year RORE % is 9.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Decillion Finance's current 5-Year RORE % is 10.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Decillion Finance stock overvalued right now?
Based on GuruFocus' analysis, Decillion Finance (BOM:539190) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹49.01, compared to a current price of ₹38.30 — trading 21.9% below its estimated fair value. The current 5-Year RORE % is 10.00 and 1.2% above the Capital Markets industry median of 9.88. Decillion Finance's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Decillion Finance (BOM:539190), the current 5-Year RORE % is 10.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Decillion Finance (BOM:539190) Overvalued in 2026?

Based on GuruFocus' analysis, Decillion Finance stock appears to be undervalued. The current stock price of ₹38.30 is trading 21.9% below its estimated GF Value™ of ₹49.01. GuruFocus considers Decillion Finance to be Modestly Undervalued.

Key valuation signals for BOM:539190:

  • 5-Year RORE %: 10.00
  • GF Value™: ₹49.01 vs. price of ₹38.30 (21.9% below fair value)
  • GF Score™: 63/100 with 2 warning signs
  • Industry Position: 1.2% above the Capital Markets median (#357 of 718)

No single metric tells the full story. See the BOM:539190 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Decillion Finance Business Description

Address 3 Bentinck Street, Jajodia Tower, 4th Floor, Room No. D-8, Kolkata, WB, IND, 700001
Decillion Finance Ltd is an Indian based non-banking financial company. It is engaged in the business of providing loans and advances, and investment in shares of other companies. In addition, it is also involved in investing in shares and securities, and other financial instruments. The company receives maximum revenue from the interest income.
63GF Score

Get the complete analysis for BOM:539190

5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹38.30
Price
₹49.01
GF Value