CHMI (Cherry Hill Mortgage Investment) 5-Year RORE % : 3.31% (As of Jun. 2026)

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CHMI Cherry Hill Mortgage Investment Corp CHMI
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What is Cherry Hill Mortgage Investment 5-Year RORE %?

Cherry Hill Mortgage Investment CHMI 29 5-Year RORE % is 3.31 as of Jun. 2026. GuruFocus rates CHMI with a GF Score™ of 29/100. The stock has 7 warning signs investors should review. Among 737 REITs companies, Cherry Hill Mortgage Investment ranks worse than 54.41% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Cherry Hill Mortgage Investment's 5-Year RORE % for the quarter that ended in Jun. 2026 was 3.31%.

The industry rank for Cherry Hill Mortgage Investment's 5-Year RORE % or its related term are showing as below:

CHMI's 5-Year RORE % is ranked worse than
54.41% of 737 companies
in the REITs industry
Industry Median: 8.12 vs CHMI: 3.31

Cherry Hill Mortgage Investment  (NYSE:CHMI) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Cherry Hill Mortgage Investment 5-Year RORE % Related Terms


Cherry Hill Mortgage Investment 5-Year RORE % Historical Data

* Premium members only.

The historical data trend for Cherry Hill Mortgage Investment's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cherry Hill Mortgage Investment 5-Year RORE % Chart

Cherry Hill Mortgage Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
5-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 63.38 18.66 -11.79 -41.09 5.31

Cherry Hill Mortgage Investment Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
5-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.51 5.38 5.31 5.98 3.31

CHMI vs RPT, GPMT, SUNS: 5-Year RORE % Comparison

For the REIT - Mortgage subindustry, Cherry Hill Mortgage Investment's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cherry Hill Mortgage Investment 5-Year RORE % vs REITs Industry

For the REITs industry and Real Estate sector, Cherry Hill Mortgage Investment's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where Cherry Hill Mortgage Investment's 5-Year RORE % falls into.


CHMI
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Cherry Hill Mortgage Investment Corp CHMI
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Cherry Hill Mortgage Investment 5-Year RORE % Calculation

Cherry Hill Mortgage Investment's 5-Year RORE % for the quarter that ended in Jun. 2026 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( 0.18-0.34 )/( -1.19-3.64 )
=-0.16/-4.83
=3.31 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 5-year before.

Frequently Asked Questions Learn more about 5-Year RORE % →
What does a 5-Year RORE % of 3.31 mean?
Cherry Hill Mortgage Investment (CHMI) has a 5-Year RORE % of 3.31 as of Jun. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Cherry Hill Mortgage Investment and its competitors. According to the industry distribution chart, Cherry Hill Mortgage Investment ranks #401 out of 737 companies in the REITs industry, placing it in the top 54.4%.
Is Cherry Hill Mortgage Investment's 5-Year RORE % too high?
Cherry Hill Mortgage Investment's current 5-Year RORE % is 3.31. The REITs industry median 5-Year RORE % is 8.12. Cherry Hill Mortgage Investment's value of 3.31 is 59.2% below this industry median. Based on the distribution chart, Cherry Hill Mortgage Investment ranks #401 out of 737 companies in the REITs industry, which is below the industry midpoint. Overall, Cherry Hill Mortgage Investment has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Cherry Hill Mortgage Investment's 5-Year RORE % compare to RPT and GPMT?
According to the REITs industry distribution chart, Cherry Hill Mortgage Investment ranks #401 out of 737 companies for 5-Year RORE %. This places Cherry Hill Mortgage Investment in the lower half of its industry. The industry median 5-Year RORE % is 8.12. Cherry Hill Mortgage Investment's value of 3.31 is 59.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a REITs company?
The median 5-Year RORE % among REITs companies is 8.12, based on 737 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cherry Hill Mortgage Investment's current 5-Year RORE % of 3.31 is 59.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Cherry Hill Mortgage Investment and its competitors. For the REITs industry, the median 5-Year RORE % is 8.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cherry Hill Mortgage Investment's current 5-Year RORE % is 3.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cherry Hill Mortgage Investment stock overvalued right now?
Cherry Hill Mortgage Investment (CHMI) has a current 5-Year RORE % of 3.31. The current 5-Year RORE % is 3.31 and 59.2% below the REITs industry median of 8.12. Cherry Hill Mortgage Investment's overall GF Score™ is 29/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Cherry Hill Mortgage Investment (CHMI), the current 5-Year RORE % is 3.31 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cherry Hill Mortgage Investment Business Description

Industry Real EstateREITs
Address 4000 Route 66, Suite 310, Tinton Falls, NJ, USA, 07753
Cherry Hill Mortgage Investment Corp is a fully integrated, internally managed residential real estate finance company focused on acquiring, investing in and managing residential mortgage assets in the United States. It invests in residential mortgage assets to generate current yields and risk-adjusted total returns for its stockholders over the long term, through dividend distributions and secondarily through capital appreciation. The company's reportable segments include investments in Residential mortgage-backed securities (RMBS), Investments in Servicing Related Assets, and All Others. It generates maximum revenue from the RMBS segment in the form of Interest income earned for servicing mortgage loans.
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