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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Impac Mortgage Holdings's 5-Year RORE % for the quarter that ended in Dec. 2022 was 0.00%.
The industry rank for Impac Mortgage Holdings's 5-Year RORE % or its related term are showing as below:
IMPMQ's 5-Year RORE % is not ranked *
in the Banks industry.
Industry Median: 10.14 * Ranked among companies with meaningful 5-Year RORE % only.
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Impac Mortgage Holdings 5-Year RORE % Related Terms
Impac Mortgage Holdings 5-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IMPMQ vs MVLA, SURG, MNDO: 5-Year RORE % Comparison
For the Mortgage Finance subindustry, Impac Mortgage Holdings's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Impac Mortgage Holdings 5-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Impac Mortgage Holdings's 5-Year RORE % distribution charts can be found below:
* The bar in red indicates where Impac Mortgage Holdings's 5-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2022 and 5-year before.
Impac Mortgage Holdings (IMPMQ) has a 5-Year RORE % of 0.00 as of Dec. 2022. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Impac Mortgage Holdings and its competitors.
Is Impac Mortgage Holdings' 5-Year RORE % too high?
Impac Mortgage Holdings' current 5-Year RORE % is 0.00. Overall, Impac Mortgage Holdings has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Impac Mortgage Holdings' 5-Year RORE % compare to MVLA and SURG?
Impac Mortgage Holdings' 5-Year RORE % of 0.00 can be compared against companies in the Banks industry. The industry median 5-Year RORE % is 10.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Banks company?
The median 5-Year RORE % among Banks companies is 10.14, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Impac Mortgage Holdings and its competitors. For the Banks industry, the median 5-Year RORE % is 10.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Impac Mortgage Holdings's current 5-Year RORE % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Impac Mortgage Holdings stock overvalued right now?
Impac Mortgage Holdings (IMPMQ) has a current 5-Year RORE % of 0.00. The current 5-Year RORE % is 0.00. Impac Mortgage Holdings' overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Impac Mortgage Holdings (IMPMQ), the current 5-Year RORE % is 0.00 as of Dec. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Impac Mortgage Holdings Inc is engaged in the business of originating and brokering mortgage loans secured by residential real estate throughout the United States and derives income from fees charged for services related to the brokering, origination, and sale of mortgage loans.
16GF Score
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