LT Group (PHS:LTG) 5-Year RORE % : 8.78% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:LTG LT Group Inc PHS:LTG
82 GF Score
Price ₱14.34
GF Value ₱11.78
Valuation Modestly Overvalued
! 5 Warning Signs
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What is LT Group 5-Year RORE %?

LT Group PHS:LTG -1.10% 82 5-Year RORE % is 8.78 as of Mar. 2026. GuruFocus rates PHS:LTG with a GF Score™ of 82/100 and a GF Value™ of ₱11.78 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 513 Conglomerates companies, LT Group ranks better than 54.39% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. LT Group's 5-Year RORE % for the quarter that ended in Mar. 2026 was 8.78%.

The industry rank for LT Group's 5-Year RORE % or its related term are showing as below:

PHS:LTG's 5-Year RORE % is ranked better than
54.39% of 513 companies
in the Conglomerates industry
Industry Median: 6.43 vs PHS:LTG: 8.78

LT Group  (PHS:LTG) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


LT Group 5-Year RORE % Related Terms


LT Group 5-Year RORE % Historical Data

* Premium members only.

The historical data trend for LT Group's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LT Group 5-Year RORE % Chart

LT Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
5-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.31 9.00 2.13 7.13 8.67

LT Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
5-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.65 13.93 14.12 8.67 8.78

PHS:LTG vs HON, MMM: 5-Year RORE % Comparison

For the Conglomerates subindustry, LT Group's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LT Group 5-Year RORE % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, LT Group's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where LT Group's 5-Year RORE % falls into.


PHS:LTG
82GF Score
LT Group Inc PHS:LTG
5-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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LT Group 5-Year RORE % Calculation

LT Group's 5-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( 2.87-1.87 )/( 12.14-0.75 )
=1/11.39
=8.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 5-year before.

Frequently Asked Questions Learn more about 5-Year RORE % →
What does a 5-Year RORE % of 8.78 mean?
LT Group (PHS:LTG) has a 5-Year RORE % of 8.78 as of Mar. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on LT Group and its competitors. According to the industry distribution chart, LT Group ranks #234 out of 513 companies in the Conglomerates industry, placing it in the top 45.6%.
Is LT Group's 5-Year RORE % too high?
LT Group's current 5-Year RORE % is 8.78. The Conglomerates industry median 5-Year RORE % is 6.43. LT Group's value of 8.78 is 36.5% above this industry median. Based on the distribution chart, LT Group ranks #234 out of 513 companies in the Conglomerates industry, which is above the industry midpoint. Overall, LT Group has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does LT Group's 5-Year RORE % compare to HON and MMM?
According to the Conglomerates industry distribution chart, LT Group ranks #234 out of 513 companies for 5-Year RORE %. This puts LT Group in the upper half of its industry. The industry median 5-Year RORE % is 6.43. LT Group's value of 8.78 is 36.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Conglomerates company?
The median 5-Year RORE % among Conglomerates companies is 6.43, based on 513 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LT Group's current 5-Year RORE % of 8.78 is 36.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on LT Group and its competitors. For the Conglomerates industry, the median 5-Year RORE % is 6.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LT Group's current 5-Year RORE % is 8.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LT Group stock overvalued right now?
Based on GuruFocus' analysis, LT Group (PHS:LTG) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱11.78, compared to a current price of ₱14.34 — trading 21.7% above its estimated fair value. The current 5-Year RORE % is 8.78 and 36.5% above the Conglomerates industry median of 6.43. LT Group's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For LT Group (PHS:LTG), the current 5-Year RORE % is 8.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LT Group (PHS:LTG) Overvalued in 2026?

Based on GuruFocus' analysis, LT Group stock appears to be overvalued. The current stock price of ₱14.34 is trading 21.7% above its estimated GF Value™ of ₱11.78. GuruFocus considers LT Group to be Modestly Overvalued.

Key valuation signals for PHS:LTG:

  • 5-Year RORE %: 8.78
  • GF Value™: ₱11.78 vs. price of ₱14.34 (21.7% above fair value)
  • GF Score™: 82/100 with 5 warning signs
  • Industry Position: 36.5% above the Conglomerates median (#234 of 513)

No single metric tells the full story. See the PHS:LTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LT Group Business Description

Address 30th Street Corner Rizal Drive, 11th Floor, Unit 3 Bench Tower, Crescent Park West 5, Bonifacio Global City, Taguig, PHL, 1634
LT Group Inc has banking, property development, distilled spirits, beverage, and tobacco businesses. The company operates in the Philippines. LT's Banking business provides a full range of banking and other financial services to government, corporate, and retail customers, and it accounts for roughly half of the company's total income. The remaining income is split between the following businesses: Distilled Spirits, which manufactures and sells rum and spirits; Beverages, which produces and sells beer, soft drinks, and bottled water; Tobacco, which manufactures and sells cigarettes and other tobacco products; and Property Development, which develops, leases, manages, and sells residential real estate, but also commercial, industrial, and urban properties.
82GF Score

Get the complete analysis for PHS:LTG

5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱14.34
Price
₱11.78
GF Value