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Firstvings Financial Group (Firstvings Financial Group) 3-Year RORE % : -51.81% (As of Dec. 2023)


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What is Firstvings Financial Group 3-Year RORE %?

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Firstvings Financial Group's 3-Year RORE % for the quarter that ended in Dec. 2023 was -51.81%.

The industry rank for Firstvings Financial Group's 3-Year RORE % or its related term are showing as below:

FSFG's 3-Year RORE % is ranked worse than
92.03% of 1392 companies
in the Banks industry
Industry Median: 5.375 vs FSFG: -51.81

Firstvings Financial Group 3-Year RORE % Historical Data

The historical data trend for Firstvings Financial Group's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Firstvings Financial Group 3-Year RORE % Chart

Firstvings Financial Group Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.99 40.10 17.90 -25.74 -48.73

Firstvings Financial Group Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -37.44 -54.83 -48.95 -48.73 -51.81

Competitive Comparison of Firstvings Financial Group's 3-Year RORE %

For the Banks - Regional subindustry, Firstvings Financial Group's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Firstvings Financial Group's 3-Year RORE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Firstvings Financial Group's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Firstvings Financial Group's 3-Year RORE % falls into.



Firstvings Financial Group 3-Year RORE % Calculation

Firstvings Financial Group's 3-Year RORE % for the quarter that ended in Dec. 2023 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.9-3.33 )/( 6.19-1.5 )
=-2.43/4.69
=-51.81 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2023 and 3-year before.


Firstvings Financial Group  (NAS:FSFG) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Firstvings Financial Group 3-Year RORE % Related Terms

Thank you for viewing the detailed overview of Firstvings Financial Group's 3-Year RORE % provided by GuruFocus.com. Please click on the following links to see related term pages.


Firstvings Financial Group (Firstvings Financial Group) Business Description

Traded in Other Exchanges
N/A
Address
702 North Shore Drive, Suite 300, Jeffersonville, IN, USA, 47130
First Savings Financial Group Inc provides various banking services to individuals and business customers in southern Indiana. The bank accepts deposits from the general public & uses those funds, along with other borrowings, mainly to originate a residential mortgage, commercial mortgage, construction, commercial business, & consumer loans, and to a lesser extent, to invest in mortgage-backed securities and other securities. It conducts lending and deposit activities mainly with individuals and small businesses in its market area. The bank operates in three segments: core banking, which accounts for majority revenue; SBA lending; and mortgage banking.
Executives
Kent L. Parisien officer: EVP, Area President 501 EAST LEWIS & CLARK PARKWAY, CLARKSVILLE IN 47129
Steven R Stemler director C/O FIRST SAVINGS FINANCIAL GROUP, INC., 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129
Larry W Myers director, officer: President & CEO 702 NORTH SHORE DRIVE, SUITE 300, JEFFERSONVILLE IN 47130
Anthony A Schoen officer: Chief Financial Officer 501 EAST LEWIS & CLARK PARKWAY, CLARKSVILLE IN 47129
L. Chris Fordyce other: Director of Subsidiary FIRST SAVINGS FINANCIAL GROUP, INC., 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129
Frank Czeschin director FIRST SAVINGS FINANCIAL GROUP INC., 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129
James E. Valete officer: EVP, Chf SBA Lndg Offc 702 NORTH SHORE DRIVE, SUITE 300, JEFFERSONVILLE IN 47130
James W Nelson officer: EVP and CRO HUNTINGTON BANCSHARES INCORPORATED, HUNTINGTON CENTER, 41 S. HIGH STREET, COLUMBUS OH 43287
Brian A. Simon officer: SVP, Dir of Mtg, Whsle Lndg 702 NORTH SHORE DRIVE, SUITE 300, JEFFERSONVILLE IN 47130
Jonathan E. Handmaker officer: EVP of subsidiary 501 EAST LEWIS & CLARK PARKWAY, CLARKSVILLE IN 47129
David Z Rosen officer: Treasurer of subsidiary 92 WALNUT STREET, LAWRENCEBURG IN 47025
Troy D. Hanke director 702 NORTH SHORE DRIVE, SUITE 300, JEFFERSONVILLE IN 47130
Marie Haley officer: EVP and Chief Retail Officer 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129
Lenfield R. Basham officer: EVP and CIO 501 EAST LEWIS & CLARK PARKWAY, CLARKSVILLE IN 47129
Lawson John P Jr director, officer: Chief Operations Officer 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129