Crcam Loire Haute Loire (XPAR:CRLO) Shareholder Yield % : 4.54% (As of Dec. 2025) — 14% Above Median

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XPAR:CRLO Crcam Loire Haute Loire XPAR:CRLO
55 GF Score
Price €97.60
GF Value €62.52
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Crcam Loire Haute Loire Shareholder Yield %?

Crcam Loire Haute Loire XPAR:CRLO -0.91% 55 Shareholder Yield % is 4.54% as of Dec. 2025, which is 14% above its 10-year median of 3.97. GuruFocus rates XPAR:CRLO with a GF Score™ of 55/100 and a GF Value™ of €62.52 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,496 Banks companies, Crcam Loire Haute Loire ranks better than 64.37% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Crcam Loire Haute Loire's Shareholder Yield % was 4.54%.


Crcam Loire Haute Loire  (XPAR:CRLO) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Crcam Loire Haute Loire Shareholder Yield % Related Terms


Crcam Loire Haute Loire Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Crcam Loire Haute Loire's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crcam Loire Haute Loire Shareholder Yield % Chart

Crcam Loire Haute Loire Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.24 0.89 13.70 3.45 4.67

Crcam Loire Haute Loire Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.70 8.97 3.45 3.97 4.67

Crcam Loire Haute Loire Shareholder Yield % Competitor Comparison

For the Banks - Regional subindustry, Crcam Loire Haute Loire's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crcam Loire Haute Loire Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Crcam Loire Haute Loire's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Crcam Loire Haute Loire's Shareholder Yield % falls into.


XPAR:CRLO
55GF Score
Crcam Loire Haute Loire XPAR:CRLO
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Crcam Loire Haute Loire Shareholder Yield % Calculation

Crcam Loire Haute Loire's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=2.97 %+0.69 %+1.01 %
=4.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 4.54% mean?
Crcam Loire Haute Loire (XPAR:CRLO) has a Shareholder Yield % of 4.54% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Crcam Loire Haute Loire and its competitors. This is 14% above median its historical median of 3.97. According to the industry distribution chart, Crcam Loire Haute Loire ranks #533 out of 1496 companies in the Banks industry, placing it in the top 35.6%.
Is Crcam Loire Haute Loire's Shareholder Yield % too high?
Crcam Loire Haute Loire's current Shareholder Yield % of 4.54% is 14% above median its 10-year median of 3.97. The Banks industry median Shareholder Yield % is 1.53. Crcam Loire Haute Loire's value of 4.54% is 197.7% above this industry median. Based on the distribution chart, Crcam Loire Haute Loire ranks #533 out of 1496 companies in the Banks industry, which is above the industry midpoint. Overall, Crcam Loire Haute Loire has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Crcam Loire Haute Loire's Shareholder Yield % compare to competitors?
According to the Banks industry distribution chart, Crcam Loire Haute Loire ranks #533 out of 1496 companies for Shareholder Yield %. This puts Crcam Loire Haute Loire in the upper half of its industry. The industry median Shareholder Yield % is 1.53. Crcam Loire Haute Loire's value of 4.54% is 197.7% above this benchmark. While the company's 10-year median is 3.97 vs. the industry median of 1.53, Crcam Loire Haute Loire has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.53, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Crcam Loire Haute Loire's current Shareholder Yield % of 4.54% is 197.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Crcam Loire Haute Loire and its competitors. For the Banks industry, the median Shareholder Yield % is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crcam Loire Haute Loire's current Shareholder Yield % is 4.54%, which is 14% above median its own 10-year median of 3.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crcam Loire Haute Loire stock overvalued right now?
Based on GuruFocus' analysis, Crcam Loire Haute Loire (XPAR:CRLO) is currently considered Significantly Overvalued. The stock's GF Value™ is €62.52, compared to a current price of €97.60 — trading 56.1% above its estimated fair value. The current Shareholder Yield % is 4.54%, which is 14% above median its 10-year median of 3.97 and 197.7% above the Banks industry median of 1.53. Crcam Loire Haute Loire's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Crcam Loire Haute Loire (XPAR:CRLO), the current Shareholder Yield % is 4.54% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crcam Loire Haute Loire (XPAR:CRLO) Overvalued in 2026?

Based on GuruFocus' analysis, Crcam Loire Haute Loire stock appears to be overvalued. The current stock price of €97.60 is trading 56.1% above its estimated GF Value™ of €62.52. GuruFocus considers Crcam Loire Haute Loire to be Significantly Overvalued.

Key valuation signals for XPAR:CRLO:

  • Shareholder Yield %: 4.54% (14% above median its 10-year median of 3.97)
  • GF Value™: €62.52 vs. price of €97.60 (56.1% above fair value)
  • GF Score™: 55/100 with 1 warning sign
  • Industry Position: 197.7% above the Banks median (#533 of 1496)

No single metric tells the full story. See the XPAR:CRLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crcam Loire Haute Loire Business Description

Other Exchanges 0ITP:UK
Address 94 Rue Bergson, BP 524, Saint-Etienne, FRA, 42007
Crcam Loire Haute Loire is a regional bank belonging to the Credit Agricole Group. The Bank provides loans and financing to individuals and businesses through local branches in the Loire Region of France.
55GF Score

Get the complete analysis for XPAR:CRLO

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€97.60
Price
€62.52
GF Value