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The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-08-19), Pinnacle Financial Partners's 1-Year Sharpe Ratio is 0.68.
Pinnacle Financial Partners (NYSE:PNFP) 1-Year Sharpe Ratio Explanation
The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.
The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.
Pinnacle Financial Partners 1-Year Sharpe Ratio Related Terms
PNFP vs EWBC, WBS, FHN: 1-Year Sharpe Ratio Comparison
For the Banks - Regional subindustry, Pinnacle Financial Partners's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pinnacle Financial Partners 1-Year Sharpe Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Pinnacle Financial Partners's 1-Year Sharpe Ratio distribution charts can be found below:
* The bar in red indicates where Pinnacle Financial Partners's 1-Year Sharpe Ratio falls into.
Pinnacle Financial Partners 1-Year Sharpe Ratio Calculation
The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.
Pinnacle Financial Partners (PNFP) has a 1-Year Sharpe Ratio of 0.68 as of Aug. 19, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Pinnacle Financial Partners and its competitors.
Is Pinnacle Financial Partners' 1-Year Sharpe Ratio too high?
Pinnacle Financial Partners' current 1-Year Sharpe Ratio is 0.68. Overall, Pinnacle Financial Partners has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pinnacle Financial Partners' 1-Year Sharpe Ratio compare to EWBC and WBS?
Pinnacle Financial Partners' 1-Year Sharpe Ratio of 0.68 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Pinnacle Financial Partners and its competitors. Pinnacle Financial Partners's current 1-Year Sharpe Ratio is 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pinnacle Financial Partners stock overvalued right now?
Based on GuruFocus' analysis, Pinnacle Financial Partners (PNFP) is currently considered Modestly Undervalued. The stock's GF Value™ is $125.99, compared to a current price of $101.67 — trading 19.3% below its estimated fair value. The current 1-Year Sharpe Ratio is 0.68. Pinnacle Financial Partners' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Pinnacle Financial Partners (PNFP), the current 1-Year Sharpe Ratio is 0.68 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pinnacle Financial Partners (PNFP) Overvalued in 2026?
Based on GuruFocus' analysis, Pinnacle Financial Partners stock appears to be undervalued.
The current stock price of $101.67 is trading 19.3% below its estimated GF Value™ of $125.99.
GuruFocus considers Pinnacle Financial Partners to be Modestly Undervalued.
Key valuation signals for PNFP:
1-Year Sharpe Ratio: 0.68
GF Value™: $125.99 vs. price of $101.67 (19.3% below fair value)
No single metric tells the full story. See the PNFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pinnacle Financial Partners Inc is a financial holding company. The company operates through its wholly-owned subsidiary, Pinnacle Bank. The bank provides a full range of lending products, including commercial, real estate, and consumer loans to individuals and small to medium-sized businesses. It operates as a community bank mainly in the urban markets of Nashville, Knoxville, Memphis, and Chattanooga, Tennessee, as well as surrounding counties. It relies heavily on mergers and acquisitions. A majority of its loan portfolio is in commercial loans, mainly real estate, as well as industrial loans. The bank generates a majority of its net revenue through net interest income.
70GF Score
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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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