The Hanover Insurance Group (STU:AF4) 1-Year Sharpe Ratio: N/A (As of Aug. 10, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:AF4 The Hanover Insurance Group Inc STU:AF4
63 GF Score
Price €196.00
GF Value €177.71
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is The Hanover Insurance Group 1-Year Sharpe Ratio?

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-08-10), The Hanover Insurance Group's 1-Year Sharpe Ratio is Not available.

The Hanover Insurance Group  (STU:AF4) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

The Hanover Insurance Group 1-Year Sharpe Ratio Related Terms

STU:AF4 vs KNSL, MCY, SIGI: 1-Year Sharpe Ratio Comparison

For the Insurance - Property & Casualty subindustry, The Hanover Insurance Group's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The Hanover Insurance Group 1-Year Sharpe Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, The Hanover Insurance Group's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where The Hanover Insurance Group's 1-Year Sharpe Ratio falls into.


STU:AF4
63GF Score
The Hanover Insurance Group Inc STU:AF4
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Hanover Insurance Group 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Is The Hanover Insurance Group (STU:AF4) Overvalued in 2026?

Based on GuruFocus' analysis, The Hanover Insurance Group stock appears to be overvalued. The current stock price of €196.00 is trading 10.3% above its estimated GF Value™ of €177.71. GuruFocus considers The Hanover Insurance Group to be Fairly Valued.

Key valuation signals for STU:AF4:

  • 1-Year Sharpe Ratio: N/A
  • GF Value™: €177.71 vs. price of €196.00 (10.3% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the STU:AF4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Hanover Insurance Group Business Description

Other Exchanges THG:USA
Address 440 Lincoln Street, Worcester, MA, USA, 01653
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business through Hanover Insurance, Citizens and other THG subsidiaries. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
63GF Score

Get the complete analysis for STU:AF4

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€196.00
Price
€177.71
GF Value