TBC Bank Group (CHIX:TBCGL) Shiller PE Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:TBCGL TBC Bank Group PLC CHIX:TBCGL
83 GF Score
Price £51.80
GF Value £43.25
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is TBC Bank Group Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


TBC Bank Group  (CHIX:TBCGl) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


TBC Bank Group Shiller PE Ratio Related Terms


TBC Bank Group Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for TBC Bank Group's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TBC Bank Group Shiller PE Ratio Chart

TBC Bank Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 9.10 9.11 8.37 9.29

TBC Bank Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.11 11.94 9.01 8.63 9.14

TBC Bank Group Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, TBC Bank Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TBC Bank Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, TBC Bank Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where TBC Bank Group's Shiller PE Ratio falls into.


CHIX:TBCGL
83GF Score
TBC Bank Group PLC CHIX:TBCGL
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TBC Bank Group Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

TBC Bank Group's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, TBC Bank Group's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.9103/142.3000*142.3000
=1.910

Current CPI (Jun. 2026) = 142.3000.

TBC Bank Group Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 101.500 0.000
201612 102.200 0.000
201703 0.545 102.700 0.755
201706 0.481 103.500 0.661
201709 0.502 104.300 0.685
201712 0.508 105.000 0.689
201803 0.518 105.100 0.701
201806 0.565 105.900 0.759
201809 0.591 106.600 0.789
201812 0.689 107.100 0.915
201903 0.705 107.000 0.938
201906 0.616 107.900 0.813
201909 0.631 108.400 0.828
201912 0.764 108.500 1.001
202003 -0.279 108.600 -0.365
202006 0.581 108.800 0.760
202009 0.683 109.200 0.890
202012 0.414 109.400 0.539
202103 0.595 109.700 0.772
202106 0.967 111.400 1.235
202109 0.866 112.400 1.096
202112 0.848 114.700 1.052
202203 0.976 116.500 1.193
202206 1.129 120.500 1.333
202209 1.746 122.300 2.031
202212 1.172 125.300 1.331
202303 1.417 126.800 1.590
202306 1.634 129.400 1.797
202309 1.637 130.100 1.791
202312 1.555 130.500 1.696
202403 1.562 131.600 1.689
202406 1.696 133.000 1.815
202409 1.720 133.500 1.834
202412 1.642 135.100 1.729
202503 1.591 136.100 1.663
202506 1.658 138.400 1.705
202509 1.758 138.900 1.801
202512 1.894 139.900 1.927
202603 1.779 140.800 1.798
202606 1.910 142.300 1.910

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is TBC Bank Group (CHIX:TBCGL) Overvalued in 2026?

Based on GuruFocus' analysis, TBC Bank Group stock appears to be overvalued. The current stock price of £51.80 is trading 19.8% above its estimated GF Value™ of £43.25. GuruFocus considers TBC Bank Group to be Modestly Overvalued.

Key valuation signals for CHIX:TBCGL:

  • Shiller PE Ratio:
  • GF Value™: £43.25 vs. price of £51.80 (19.8% above fair value)
  • GF Score™: 83/100 with 5 warning signs

No single metric tells the full story. See the CHIX:TBCGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TBC Bank Group Business Description

Other Exchanges TBCCF:USATBCG:UKLR6:Germany
Address C/O Law Debenture, 100 Bishopsgate, London, GBR, EC2N 4AG
TBC Bank Group PLC is a UK-based banking group. The business activities of the company involves universal banking operations within Georgia. The bank is focused on financial services activities, and the majority of its total assets relate to banking, insurance, leasing, brokerage, and corporate advisory services. Its operating segments include Georgian financial services (Georgia FS), which includes corporate and investment banking (CIB), Retail - non-business individual customers; Micro, Small, and Medium Enterprises: (MSME); Uzbekistan; and Other Operations.
83GF Score

Get the complete analysis for CHIX:TBCGL

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£51.80
Price
£43.25
GF Value