Tesco (CHIX:TSCOL) Short-Term Debt: £1,824 Mil (As of Feb. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:TSCOL Tesco PLC CHIX:TSCOL
77 GF Score
Price £4.89
GF Value £4.01
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Tesco Short-Term Debt?

Tesco CHIX:TSCOL -0.12% 77 Short-Term Debt is £1,824 Mil as of Feb. 2026. GuruFocus rates CHIX:TSCOL with a GF Score™ of 77/100 and a GF Value™ of £4.01 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Tesco's Short-Term Debt for the quarter that ended in Feb. 2026 was £1,824 Mil.

Tesco's quarterly Short-Term Debt increased from Feb. 2025 (£1,861 Mil) to Aug. 2025 (£2,262 Mil) but then declined from Aug. 2025 (£2,262 Mil) to Feb. 2026 (£1,824 Mil).

Tesco's annual Short-Term Debt increased from Feb. 2024 (£1,536 Mil) to Feb. 2025 (£1,861 Mil) but then declined from Feb. 2025 (£1,861 Mil) to Feb. 2026 (£1,824 Mil).

Tesco Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Tesco Short-Term Debt Related Terms

Tesco Short-Term Debt Historical Data

* Premium members only.

The historical data trend for Tesco's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tesco Short-Term Debt Chart

Tesco Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 725.00 1,770.00 1,536.00 1,861.00 1,824.00

Tesco Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,536.00 1,516.00 1,861.00 2,262.00 1,824.00
CHIX:TSCOL
77GF Score
Tesco PLC CHIX:TSCOL
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of £1,824 Mil mean?
Tesco (CHIX:TSCOL) has a Short-Term Debt of £1,824 Mil as of Feb. 2026.
Is Tesco's Short-Term Debt too high?
Tesco's current Short-Term Debt is £1,824 Mil. Overall, Tesco has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tesco's Short-Term Debt compare to KR and SFM?
Tesco's Short-Term Debt of £1,824 Mil can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Retail - Defensive company?
A good Short-Term Debt depends on the Retail - Defensive industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Tesco's current Short-Term Debt is £1,824 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tesco stock overvalued right now?
Based on GuruFocus' analysis, Tesco (CHIX:TSCOL) is currently considered Modestly Overvalued. The stock's GF Value™ is £4.01, compared to a current price of £4.89 — trading 22% above its estimated fair value. The current Short-Term Debt is £1,824 Mil. Tesco's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Tesco (CHIX:TSCOL), the current Short-Term Debt is £1,824 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tesco (CHIX:TSCOL) Overvalued in 2026?

Based on GuruFocus' analysis, Tesco stock appears to be overvalued. The current stock price of £4.89 is trading 22% above its estimated GF Value™ of £4.01. GuruFocus considers Tesco to be Modestly Overvalued.

Key valuation signals for CHIX:TSCOL:

  • Short-Term Debt: £1,824 Mil
  • GF Value™: £4.01 vs. price of £4.89 (22% above fair value)
  • GF Score™: 77/100 with 5 warning signs

No single metric tells the full story. See the CHIX:TSCOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tesco Business Description

Address Kestrel Way, Tesco House, Shire Park, Welwyn Garden, GBR, AL7 1GA
Tesco is a large food retailer, operating thousands of stores in the United Kingdom, Ireland, and Central Europe. The majority of Tesco's sales are from the UK, where the firm has over 24% market share, more than double the second-largest peer, Sainsbury's, according to Euromonitor. Tesco also holds 30% e-grocery market share in the UK, holding a dominant position online. Tesco gained exposure to the cash-and-carry and out-of-home delivery industries with the GBP 4 billion acquisition of Booker in 2018.
77GF Score

Get the complete analysis for CHIX:TSCOL

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£4.89
Price
£4.01
GF Value