Dear Life Co (TSE:3245) Short-Term Debt: 円4,504 Mil (As of Mar. 2026)

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Dear Life Co Ltd TSE:3245

75 GF Score

Price 円1,089.00

GF Value 円1,346.72

Valuation Modestly Undervalued

4 Warning Signs

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What is Dear Life Co Short-Term Debt?

Dear Life Co TSE:3245 +1.30% 75 Short-Term Debt is 円4,504 Mil as of Mar. 2026. GuruFocus rates TSE:3245 with a GF Score™ of 75/100 and a GF Value™ of 円1,346.72 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Dear Life Co's Short-Term Debt for the quarter that ended in Mar. 2026 was 円4,504 Mil.

Dear Life Co's quarterly Short-Term Debt increased from Sep. 2025 (円2,631 Mil) to Dec. 2025 (円3,543 Mil) and increased from Dec. 2025 (円3,543 Mil) to Mar. 2026 (円4,504 Mil).

Dear Life Co's annual Short-Term Debt increased from Sep. 2023 (円1,494 Mil) to Sep. 2024 (円3,611 Mil) but then declined from Sep. 2024 (円3,611 Mil) to Sep. 2025 (円2,631 Mil).

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Dear Life Co Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Dear Life Co Short-Term Debt Related Terms

Dear Life Co Short-Term Debt Historical Data

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The historical data trend for Dear Life Co's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dear Life Co Short-Term Debt Chart

Dear Life Co Annual Data

Trend

Sep16

Sep17

Sep18

Sep19

Sep20

Sep21

Sep22

Sep23

Sep24

Sep25

Short-Term Debt

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1,711.00

1,279.00

1,494.00

3,611.00

2,631.00

Dear Life Co Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Short-Term Debt	Get a 7-Day Free Trial															4,085.00	4,900.00	2,631.00	3,543.00	4,504.00

75GF Score

Dear Life Co Ltd TSE:3245

Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.

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Frequently Asked Questions Learn more about Short-Term Debt →

What does a Short-Term Debt of 円4,504 Mil mean?

Dear Life Co (TSE:3245) has a Short-Term Debt of 円4,504 Mil as of Mar. 2026.

Is Dear Life Co's Short-Term Debt too high?

Dear Life Co's current Short-Term Debt is 円4,504 Mil. Overall, Dear Life Co has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Dear Life Co's Short-Term Debt compare to CBRE and BEKE?

Dear Life Co's Short-Term Debt of 円4,504 Mil can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Short-Term Debt for a Real Estate company?

A good Short-Term Debt depends on the Real Estate industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Short-Term Debt mean?

A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Dear Life Co's current Short-Term Debt is 円4,504 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Dear Life Co stock overvalued right now?

Based on GuruFocus' analysis, Dear Life Co (TSE:3245) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,346.72, compared to a current price of 円1,089.00 — trading 19.1% below its estimated fair value. The current Short-Term Debt is 円4,504 Mil. Dear Life Co's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Short-Term Debt calculated?

Short-Term Debt is calculated from a company's financial statements. For Dear Life Co (TSE:3245), the current Short-Term Debt is 円4,504 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dear Life Co (TSE:3245) Overvalued in 2026?

Based on GuruFocus' analysis, Dear Life Co stock appears to be undervalued. The current stock price of 円1,089.00 is trading 19.1% below its estimated GF Value™ of 円1,346.72. GuruFocus considers Dear Life Co to be Modestly Undervalued.

Key valuation signals for TSE:3245:

Short-Term Debt: 円4,504 Mil
GF Value™: 円1,346.72 vs. price of 円1,089.00 (19.1% below fair value)
GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the TSE:3245 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

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