Zuger Kantonalbank AG (CHIX:ZUGERZ) Scaled Net Operating Assets: 0.15 (As of Dec. 2025)


CHIX:ZUGERZ Zuger Kantonalbank AG CHIX:ZUGERZ
66 GF Score
Price CHF10,200.00
GF Value CHF9,539.97
! 2 Warning Signs
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What is Zuger Kantonalbank AG Scaled Net Operating Assets?

Zuger Kantonalbank AG CHIX:ZUGERZ 66 Scaled Net Operating Assets is 0.15 as of Dec. 2025. GuruFocus rates CHIX:ZUGERZ with a GF Score™ of 66/100 and a GF Value™ of CHF9,539.97. The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Zuger Kantonalbank AG's operating assets for the quarter that ended in Dec. 2025 was CHF16,186.1 Mil. Zuger Kantonalbank AG's operating liabilities for the quarter that ended in Dec. 2025 was CHF13,168.9 Mil. Zuger Kantonalbank AG's Total Assets for the quarter that ended in Jun. 2025 was CHF19,655.8 Mil. Therefore, Zuger Kantonalbank AG's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.15.

CHIX:ZUGERZ
66GF Score
Zuger Kantonalbank AG CHIX:ZUGERZ
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Zuger Kantonalbank AG Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Zuger Kantonalbank AG's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(16186.092-13168.898)/18888.16
=0.16

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=19266.573 - 3080.481
=16186.092

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=17648.48 - 4479.582 - 0
=13168.898

Zuger Kantonalbank AG's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(16186.092-13168.898)/19655.818
=0.15

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=19266.573 - 3080.481
=16186.092

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=17648.48 - 4479.582 - 0
=13168.898

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.15 mean?
Zuger Kantonalbank AG (CHIX:ZUGERZ) has a Scaled Net Operating Assets of 0.15 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Zuger Kantonalbank AG and its competitors.
Is Zuger Kantonalbank AG's Scaled Net Operating Assets too high?
Zuger Kantonalbank AG's current Scaled Net Operating Assets is 0.15. Overall, Zuger Kantonalbank AG has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Zuger Kantonalbank AG's Scaled Net Operating Assets compare to competitors?
Zuger Kantonalbank AG's Scaled Net Operating Assets of 0.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Zuger Kantonalbank AG and its competitors. Zuger Kantonalbank AG's current Scaled Net Operating Assets is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zuger Kantonalbank AG stock overvalued right now?
Zuger Kantonalbank AG (CHIX:ZUGERZ) has a current Scaled Net Operating Assets of 0.15. The stock's GF Value™ is CHF9,539.97, compared to a current price of CHF10,200.00 — trading 6.9% above its estimated fair value. The current Scaled Net Operating Assets is 0.15. Zuger Kantonalbank AG's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Zuger Kantonalbank AG (CHIX:ZUGERZ), the current Scaled Net Operating Assets is 0.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zuger Kantonalbank AG (CHIX:ZUGERZ) Overvalued in 2026?

Based on GuruFocus' analysis, Zuger Kantonalbank AG stock appears to be overvalued. The current stock price of CHF10,200.00 is trading 6.9% above its estimated GF Value™ of CHF9,539.97.

Key valuation signals for CHIX:ZUGERZ:

  • Scaled Net Operating Assets: 0.15
  • GF Value™: CHF9,539.97 vs. price of CHF10,200.00 (6.9% above fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the CHIX:ZUGERZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zuger Kantonalbank AG Business Description

Other Exchanges ZUGER:Switzerland
Address Zuger Kantonalbank, Baarerstrasse 37, Zug, CHE, CH-6301
Zuger Kantonalbank AG is a cantonal, universal Swiss bank. The canton of Zug is the majority shareholder with just over half of the outstanding shares. The cantonal government also guarantees state protection of funds deposited with the bank. The bank's operations include retail banking, private banking, and corporate banking. Most of its products and services cater to residents in the canton of Zug. Products and offerings include traditional banking services, home financing, financial planning, asset management, corporate and real estate financing, pension planning, and succession planning. Most of the bank's net revenue consists of net interest income derived from mortgages.
66GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF10,200.00
Price
CHF9,539.97
GF Value