Skandinaviska Enskilda Banken AB (LTS:0GUX) Scaled Net Operating Assets: 0.20 (As of Mar. 2026)


LTS:0GUX Skandinaviska Enskilda Banken AB LTS:0GUX
68 GF Score
Price kr197.20
GF Value kr156.03
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Skandinaviska Enskilda Banken AB Scaled Net Operating Assets?

Skandinaviska Enskilda Banken AB LTS:0GUX +0.82% 68 Scaled Net Operating Assets is 0.20 as of Mar. 2026. GuruFocus rates LTS:0GUX with a GF Score™ of 68/100 and a GF Value™ of kr156.03 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Skandinaviska Enskilda Banken AB's operating assets for the quarter that ended in Mar. 2026 was kr3,667,319 Mil. Skandinaviska Enskilda Banken AB's operating liabilities for the quarter that ended in Mar. 2026 was kr2,947,007 Mil. Skandinaviska Enskilda Banken AB's Total Assets for the quarter that ended in Dec. 2025 was kr3,670,681 Mil. Therefore, Skandinaviska Enskilda Banken AB's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.20.

LTS:0GUX
68GF Score
Skandinaviska Enskilda Banken AB LTS:0GUX
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Skandinaviska Enskilda Banken AB Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Skandinaviska Enskilda Banken AB's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(3370822-2549962)/3758358
=0.22

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3670681 - 299859
=3370822

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3440418 - 890456 - 0
=2549962

Skandinaviska Enskilda Banken AB's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(3667319-2947007)/3670681
=0.20

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4123102 - 455783
=3667319

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3907652 - 960645 - 0
=2947007

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.20 mean?
Skandinaviska Enskilda Banken AB (LTS:0GUX) has a Scaled Net Operating Assets of 0.20 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Skandinaviska Enskilda Banken AB and its competitors.
Is Skandinaviska Enskilda Banken AB's Scaled Net Operating Assets too high?
Skandinaviska Enskilda Banken AB's current Scaled Net Operating Assets is 0.20. Overall, Skandinaviska Enskilda Banken AB has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skandinaviska Enskilda Banken AB's Scaled Net Operating Assets compare to PNC and USB?
Skandinaviska Enskilda Banken AB's Scaled Net Operating Assets of 0.20 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Skandinaviska Enskilda Banken AB and its competitors. Skandinaviska Enskilda Banken AB's current Scaled Net Operating Assets is 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skandinaviska Enskilda Banken AB stock overvalued right now?
Based on GuruFocus' analysis, Skandinaviska Enskilda Banken AB (LTS:0GUX) is currently considered Modestly Overvalued. The stock's GF Value™ is kr156.03, compared to a current price of kr197.20 — trading 26.4% above its estimated fair value. The current Scaled Net Operating Assets is 0.20. Skandinaviska Enskilda Banken AB's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Skandinaviska Enskilda Banken AB (LTS:0GUX), the current Scaled Net Operating Assets is 0.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skandinaviska Enskilda Banken AB (LTS:0GUX) Overvalued in 2026?

Based on GuruFocus' analysis, Skandinaviska Enskilda Banken AB stock appears to be overvalued. The current stock price of kr197.20 is trading 26.4% above its estimated GF Value™ of kr156.03. GuruFocus considers Skandinaviska Enskilda Banken AB to be Modestly Overvalued.

Key valuation signals for LTS:0GUX:

  • Scaled Net Operating Assets: 0.20
  • GF Value™: kr156.03 vs. price of kr197.20 (26.4% above fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the LTS:0GUX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Skandinaviska Enskilda Banken AB Business Description

Address Kungstradgardsgatan 8, Stockholm, SWE, SE-106 40
Skandinaviska Enskilda Banken is a Swedish universal bank with a strong focus on the corporate lending sector. The bank operates in the Nordics, the Baltics, Germany, and the United Kingdom but derives the majority of its operating profits from Sweden. SEB specializes in corporate lending, particularly to large corporations. Additionally, it serves large midcorporate and multinational companies, financial institutions, and small and medium-size enterprises. It also serves about 4 million private customers in Sweden and the Baltics. The bank offers asset management, life insurance, and private banking services to its clients.
68GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr197.20
Price
kr156.03
GF Value