Credit Agricole Nord de France (STU:8L30) Scaled Net Operating Assets: 0.09 (As of Dec. 2025)


STU:8L30 Credit Agricole Nord de France STU:8L30
48 GF Score
Price €29.69
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What is Credit Agricole Nord de France Scaled Net Operating Assets?

Credit Agricole Nord de France STU:8L30 -1.72% 48 Scaled Net Operating Assets is 0.09 as of Dec. 2025. GuruFocus rates STU:8L30 with a GF Score™ of 48/100.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Credit Agricole Nord de France's operating assets for the quarter that ended in Dec. 2025 was €36,584.23 Mil. Credit Agricole Nord de France's operating liabilities for the quarter that ended in Dec. 2025 was €32,920.50 Mil. Credit Agricole Nord de France's Total Assets for the quarter that ended in Jun. 2025 was €38,793.48 Mil. Therefore, Credit Agricole Nord de France's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.09.

STU:8L30
48GF Score
Credit Agricole Nord de France STU:8L30
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Agricole Nord de France Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Credit Agricole Nord de France's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(36584.227-32920.502)/38235.233
=0.10

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=39354.011 - 2769.784
=36584.227

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=33051.43 - 130.928 - 0
=32920.502

Credit Agricole Nord de France's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(36584.227-32920.502)/38793.477
=0.09

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=39354.011 - 2769.784
=36584.227

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=33051.43 - 130.928 - 0
=32920.502

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.09 mean?
Credit Agricole Nord de France (STU:8L30) has a Scaled Net Operating Assets of 0.09 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Credit Agricole Nord de France and its competitors.
Is Credit Agricole Nord de France's Scaled Net Operating Assets too high?
Credit Agricole Nord de France's current Scaled Net Operating Assets is 0.09. Overall, Credit Agricole Nord de France has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's Scaled Net Operating Assets compare to competitors?
Credit Agricole Nord de France's Scaled Net Operating Assets of 0.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Credit Agricole Nord de France and its competitors. Credit Agricole Nord de France's current Scaled Net Operating Assets is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Credit Agricole Nord de France (STU:8L30) has a current Scaled Net Operating Assets of 0.09. The current Scaled Net Operating Assets is 0.09. Credit Agricole Nord de France's overall GF Score™ is 48/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Credit Agricole Nord de France (STU:8L30), the current Scaled Net Operating Assets is 0.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Credit Agricole Nord de France Business Description

Other Exchanges 0AHI:UKCNDF:France
Address 10 Avenue Foch, BP 369, Lille, FRA, 59020
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
48GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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