SBI Insurance Group Co (STU:EEW) Scaled Net Operating Assets: 0.06 (As of Mar. 2026)


STU:EEW SBI Insurance Group Co Ltd STU:EEW
74 GF Score
Price €11.00
GF Value €6.82
! 1 Warning Sign
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What is SBI Insurance Group Co Scaled Net Operating Assets?

SBI Insurance Group Co STU:EEW +1.85% 74 Scaled Net Operating Assets is 0.06 as of Mar. 2026. GuruFocus rates STU:EEW with a GF Score™ of 74/100 and a GF Value™ of €6.82. The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

SBI Insurance Group Co's operating assets for the quarter that ended in Mar. 2026 was €1,105.2 Mil. SBI Insurance Group Co's operating liabilities for the quarter that ended in Mar. 2026 was €1,026.1 Mil. SBI Insurance Group Co's Total Assets for the quarter that ended in Dec. 2025 was €1,253.8 Mil. Therefore, SBI Insurance Group Co's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.06.

STU:EEW
74GF Score
SBI Insurance Group Co Ltd STU:EEW
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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SBI Insurance Group Co Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

SBI Insurance Group Co's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(1105.201-1026.137)/1351.058
=0.06

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1288.266 - 183.065
=1105.201

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1026.137 - 0 - 0
=1026.137

SBI Insurance Group Co's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1105.201-1026.137)/1253.819
=0.06

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1288.266 - 183.065
=1105.201

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1026.137 - 0 - 0
=1026.137

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.06 mean?
SBI Insurance Group Co (STU:EEW) has a Scaled Net Operating Assets of 0.06 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on SBI Insurance Group Co and its competitors.
Is SBI Insurance Group Co's Scaled Net Operating Assets too high?
SBI Insurance Group Co's current Scaled Net Operating Assets is 0.06. Overall, SBI Insurance Group Co has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does SBI Insurance Group Co's Scaled Net Operating Assets compare to BRK.A and AIG?
SBI Insurance Group Co's Scaled Net Operating Assets of 0.06 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on SBI Insurance Group Co and its competitors. SBI Insurance Group Co's current Scaled Net Operating Assets is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Insurance Group Co stock overvalued right now?
SBI Insurance Group Co (STU:EEW) has a current Scaled Net Operating Assets of 0.06. The stock's GF Value™ is €6.82, compared to a current price of €11.00 — trading 61.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.06. SBI Insurance Group Co's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For SBI Insurance Group Co (STU:EEW), the current Scaled Net Operating Assets is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Insurance Group Co (STU:EEW) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Insurance Group Co stock appears to be overvalued. The current stock price of €11.00 is trading 61.3% above its estimated GF Value™ of €6.82.

Key valuation signals for STU:EEW:

  • Scaled Net Operating Assets: 0.06
  • GF Value™: €6.82 vs. price of €11.00 (61.3% above fair value)
  • GF Score™: 74/100 with 1 warning sign

No single metric tells the full story. See the STU:EEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SBI Insurance Group Co Business Description

Other Exchanges 7326:Japan
Address 1-6-1 Roppongi, Izumi Garden Tower 16th Floor, Minato-ku, Tokyo, JPN, 106-6016
SBI Insurance Group Co Ltd is a Japan-based insurance holding company. Along with its subsidiaries, the company operates its business in three divisions including non-life insurance business, life insurance business and small amount short-term insurance business.
74GF Score

Get the complete analysis for STU:EEW

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.00
Price
€6.82
GF Value