Miyazaki Bank (TSE:8393) Scaled Net Operating Assets: -0.07 (As of Mar. 2026)

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TSE:8393 Miyazaki Bank Ltd TSE:8393
49 GF Score
Price 円2,336.00
GF Value 円742.70
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Miyazaki Bank Scaled Net Operating Assets?

Miyazaki Bank TSE:8393 +4.43% 49 Scaled Net Operating Assets is -0.07 as of Mar. 2026. GuruFocus rates TSE:8393 with a GF Score™ of 49/100 and a GF Value™ of 円742.70 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Miyazaki Bank's operating assets for the quarter that ended in Mar. 2026 was 円3,304,153 Mil. Miyazaki Bank's operating liabilities for the quarter that ended in Mar. 2026 was 円3,577,714 Mil. Miyazaki Bank's Total Assets for the quarter that ended in Dec. 2025 was 円4,116,042 Mil. Therefore, Miyazaki Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.07.

TSE:8393
49GF Score
Miyazaki Bank Ltd TSE:8393
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Miyazaki Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Miyazaki Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(3304153-3577714)/4071776
=-0.07

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4076325 - 772172
=3304153

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3853991 - 276277 - 0
=3577714

Miyazaki Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(3304153-3577714)/4116042
=-0.07

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4076325 - 772172
=3304153

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3853991 - 276277 - 0
=3577714

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.07 mean?
Miyazaki Bank (TSE:8393) has a Scaled Net Operating Assets of -0.07 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Miyazaki Bank and its competitors.
Is Miyazaki Bank's Scaled Net Operating Assets too high?
Miyazaki Bank's current Scaled Net Operating Assets is -0.07. Overall, Miyazaki Bank has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Miyazaki Bank's Scaled Net Operating Assets compare to competitors?
Miyazaki Bank's Scaled Net Operating Assets of -0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Miyazaki Bank and its competitors. Miyazaki Bank's current Scaled Net Operating Assets is -0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miyazaki Bank stock overvalued right now?
Based on GuruFocus' analysis, Miyazaki Bank (TSE:8393) is currently considered Significantly Overvalued. The stock's GF Value™ is 円742.70, compared to a current price of 円2,336.00 — trading 214.5% above its estimated fair value. The current Scaled Net Operating Assets is -0.07. Miyazaki Bank's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Miyazaki Bank (TSE:8393), the current Scaled Net Operating Assets is -0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Miyazaki Bank (TSE:8393) Overvalued in 2026?

Based on GuruFocus' analysis, Miyazaki Bank stock appears to be overvalued. The current stock price of 円2,336.00 is trading 214.5% above its estimated GF Value™ of 円742.70. GuruFocus considers Miyazaki Bank to be Significantly Overvalued.

Key valuation signals for TSE:8393:

  • Scaled Net Operating Assets: -0.07
  • GF Value™: 円742.70 vs. price of 円2,336.00 (214.5% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the TSE:8393 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Miyazaki Bank Business Description

Other Exchanges 8393:Japan
Address 4-3-5, Tachibanadori-Higashi, Miyazaki, JPN, 880-0805
Miyazaki Bank Ltd is a regional bank based in Miyazaki and Kagoshima engaged in general retail banking and related financial services, such as leasing, credit guarantee, and credit card businesses. It offers financial services such as deposit services, loan businesses, domestic exchange businesses, foreign exchange businesses, and other related services. The company also provides financial services such as leasing, letters of credit among others.
49GF Score

Get the complete analysis for TSE:8393

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,336.00
Price
円742.70
GF Value