Vaudoise Assurances Holding (XSWX:VAHN) Scaled Net Operating Assets: 0.27 (As of Dec. 2025)


XSWX:VAHN Vaudoise Assurances Holding SA XSWX:VAHN
54 GF Score
Price CHF805.00
GF Value CHF523.56
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Vaudoise Assurances Holding Scaled Net Operating Assets?

Vaudoise Assurances Holding XSWX:VAHN +1.00% 54 Scaled Net Operating Assets is 0.27 as of Dec. 2025. GuruFocus rates XSWX:VAHN with a GF Score™ of 54/100 and a GF Value™ of CHF523.56 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Vaudoise Assurances Holding's operating assets for the quarter that ended in Dec. 2025 was CHF8,673 Mil. Vaudoise Assurances Holding's operating liabilities for the quarter that ended in Dec. 2025 was CHF6,260 Mil. Vaudoise Assurances Holding's Total Assets for the quarter that ended in Jun. 2025 was CHF8,973 Mil. Therefore, Vaudoise Assurances Holding's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.27.

XSWX:VAHN
54GF Score
Vaudoise Assurances Holding SA XSWX:VAHN
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Vaudoise Assurances Holding Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Vaudoise Assurances Holding's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(8673.28-6260.262)/8895.1
=0.27

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9064.923 - 391.643
=8673.28

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=6409.458 - 149.196 - 0
=6260.262

Vaudoise Assurances Holding's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(8673.28-6260.262)/8973.006
=0.27

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9064.923 - 391.643
=8673.28

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=6409.458 - 149.196 - 0
=6260.262

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.27 mean?
Vaudoise Assurances Holding (XSWX:VAHN) has a Scaled Net Operating Assets of 0.27 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Vaudoise Assurances Holding and its competitors.
Is Vaudoise Assurances Holding's Scaled Net Operating Assets too high?
Vaudoise Assurances Holding's current Scaled Net Operating Assets is 0.27. Overall, Vaudoise Assurances Holding has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vaudoise Assurances Holding's Scaled Net Operating Assets compare to BRK.A and AIG?
Vaudoise Assurances Holding's Scaled Net Operating Assets of 0.27 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Vaudoise Assurances Holding and its competitors. Vaudoise Assurances Holding's current Scaled Net Operating Assets is 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vaudoise Assurances Holding stock overvalued right now?
Based on GuruFocus' analysis, Vaudoise Assurances Holding (XSWX:VAHN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF523.56, compared to a current price of CHF805.00 — trading 53.8% above its estimated fair value. The current Scaled Net Operating Assets is 0.27. Vaudoise Assurances Holding's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Vaudoise Assurances Holding (XSWX:VAHN), the current Scaled Net Operating Assets is 0.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vaudoise Assurances Holding (XSWX:VAHN) Overvalued in 2026?

Based on GuruFocus' analysis, Vaudoise Assurances Holding stock appears to be overvalued. The current stock price of CHF805.00 is trading 53.8% above its estimated GF Value™ of CHF523.56. GuruFocus considers Vaudoise Assurances Holding to be Significantly Overvalued.

Key valuation signals for XSWX:VAHN:

  • Scaled Net Operating Assets: 0.27
  • GF Value™: CHF523.56 vs. price of CHF805.00 (53.8% above fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the XSWX:VAHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vaudoise Assurances Holding Business Description

Other Exchanges VAHNz:UK0QN7:UKVAHB:Germany
Address Place de Milan, Case Postale 120, Lausanne, CHE, 1001
Vaudoise Assurances Holding SA is a Swiss-based company engaged in the provision of life and non-life insurance services. The company, together with its subsidiaries, offers health, accident, fire, and third-party, as well as motor and transport insurance products, among others. It mainly serves individuals, small and medium-scale businesses, and the public sector. The group's operating segments are: Non-life domain, Life domain, and Other activities. Maximum revenue is generated from its Non-life insurance products. Geographically, the majority of the group's revenue is generated from Switzerland, and the rest from Liechtenstein.
54GF Score

Get the complete analysis for XSWX:VAHN

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF805.00
Price
CHF523.56
GF Value