Industrial And Commercial Bank Of China (SHSE:601398) Tariff Resilience Score: 5/10 (As of Jul. 26, 2026)

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Director of Data and Quant Analytics at GuruFocus
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SHSE:601398 Industrial And Commercial Bank Of China Ltd SHSE:601398
59 GF Score
Price ¥7.71
GF Value ¥6.73
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Industrial And Commercial Bank Of China Tariff Resilience Score?

Industrial And Commercial Bank Of China SHSE:601398 -0.52% 59 Tariff Resilience Score is 5 as of Jul. 26, 2026. GuruFocus rates SHSE:601398 with a GF Score™ of 59/100 and a GF Value™ of ¥6.73 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,607 Banks companies, Industrial And Commercial Bank Of China ranks better than 56% on this metric.

Industrial And Commercial Bank Of China has the Tariff Resilience Score of 5, which implies that the company might have Average Resilient.

Industrial And Commercial Bank Of China has ICBC has moderate exposure due to its global financial operations. While not directly impacted by tariffs, its clients in trade-heavy industries can be affected, indirectly influencing its business. The bank has some mitigation strategies through diversified services.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Industrial And Commercial Bank Of China might have Average Resilient.

Industrial And Commercial Bank Of China  (SHSE:601398) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Industrial And Commercial Bank Of China Tariff Resilience Score Related Terms

SHSE:601398 vs JPM, BAC, WFC: Tariff Resilience Score Comparison

For the Banks - Diversified subindustry, Industrial And Commercial Bank Of China's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Industrial And Commercial Bank Of China Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Industrial And Commercial Bank Of China's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Industrial And Commercial Bank Of China's Tariff Resilience Score falls into.


SHSE:601398
59GF Score
Industrial And Commercial Bank Of China Ltd SHSE:601398
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 5 mean?
Industrial And Commercial Bank Of China (SHSE:601398) has a Tariff Resilience Score of 5 as of Jul. 26, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Industrial And Commercial Bank Of China ranks #707 out of 1607 companies in the Banks industry, placing it in the top 44%.
Is Industrial And Commercial Bank Of China's Tariff Resilience Score too high?
Industrial And Commercial Bank Of China's current Tariff Resilience Score is 5. Based on the distribution chart, Industrial And Commercial Bank Of China ranks #707 out of 1607 companies in the Banks industry, which is above the industry midpoint. Overall, Industrial And Commercial Bank Of China has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Industrial And Commercial Bank Of China's Tariff Resilience Score compare to JPM and BAC?
According to the Banks industry distribution chart, Industrial And Commercial Bank Of China ranks #707 out of 1607 companies for Tariff Resilience Score. This puts Industrial And Commercial Bank Of China in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Industrial And Commercial Bank Of China's current Tariff Resilience Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial And Commercial Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China (SHSE:601398) is currently considered Modestly Overvalued. The stock's GF Value™ is ¥6.73, compared to a current price of ¥7.71 — trading 14.6% above its estimated fair value. The current Tariff Resilience Score is 5. Industrial And Commercial Bank Of China's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Industrial And Commercial Bank Of China (SHSE:601398), the current Tariff Resilience Score is 5 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial And Commercial Bank Of China (SHSE:601398) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial And Commercial Bank Of China stock appears to be overvalued. The current stock price of ¥7.71 is trading 14.6% above its estimated GF Value™ of ¥6.73. GuruFocus considers Industrial And Commercial Bank Of China to be Modestly Overvalued.

Key valuation signals for SHSE:601398:

  • Tariff Resilience Score: 5
  • GF Value™: ¥6.73 vs. price of ¥7.71 (14.6% above fair value)
  • GF Score™: 59/100 with 8 warning signs

No single metric tells the full story. See the SHSE:601398 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Industrial And Commercial Bank Of China Business Description

Address No. 55 Fuxingmennei Avenue, Xicheng District, Beijing, CHN, 100140
Industrial and Commercial Bank of China was founded in 1984 and is headquartered in Beijing. The bank listed its shares in mainland China and Hong Kong in 2006. It is China's largest by asset scale and by share of lending and deposits. Central Huijin Investment (China's sovereign wealth fund manager) and China's Ministry of Finance are ICBC's two largest shareholders, each with a stake of around 35%. ICBC operates over 15,000 outlets. Of these, 413 outlets are in 49 countries and regions overseas. Corporate banking, retail banking, and wholesale banking accounted for 49%, 39%, and 11% of total revenue, respectively, and 49%, 33%, and 17% of profit before tax in 2025. Overseas banking and other business contributed 14% of total revenue and 9% of profit before tax in 2025.
59GF Score

Get the complete analysis for SHSE:601398

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥7.71
Price
¥6.73
GF Value